Buncombe County property record for 7 Mountain Rd, Arden, NC 28704 · Last verified October 2025
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,352 sqft · built 2022 |
| Lot Size | 0.28 acres (12,197 sqft) |
| Owner | Individual Name on File |
| Last Sale | $389,000 (Nov 2022) |
| Tax Bill | $1,714 (2025) |
| Deeds & Mortgages | Jun 2022 Mortgage Nov 2022 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 9654-39-2625-00000 |
| Primary APN | 9654-39-2625-00000 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Stories | 1 Story |
| Building Area | 1,352 sqft Living Area |
| Year Built | Built 2022 |
|---|---|
| Architectural Style | Conventional |
| Foundation Type | Pier/Post & Beam |
| Roof Type | Gable |
| Roof Material | Composition Shingle |
| Lot Area | 12,197 sqft (0.28 acres) |
| Porch | Open Porch |
| Porch Area | 264 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | HVAC |
| Street Address | 7 MOUNTAIN RD |
|---|---|
| City | ARDEN |
| State | NC |
| Zip | 28704-2518 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | DEED DATE: 2022-11-17 DEED: 6276-1688 SUBDIV: BLOCK: LOT: 3 SECTION: PLAT: 0223-0133 |
| Legal Lot Number | 3 |
| Jurisdiction | BUNCOMBE NC |
| Township / Civil Division | LIMESTONE |
| Census Block Group | 2 |
| Census Block | 2010 |
| Census Tract | 1300 |
Source: Buncombe County records · APN 9654-39-2625-00000
Assessment roll updated January 1, 2025 · Last verified October 2025
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Co-owner | Verified Secondary Owner |
| Mailing Address | 2009 ASHEVILLE HWY, HENDERSONVLLE, NC 28791-2132 |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Jun 22, 2022 | Deed of Trust, Mortgage ARP SERVICES LLC |
| Nov 17, 2022 | Warranty Deed, Transfer · Conventional Mortgage STATE EMPLOYEES CU |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Nov 17, 2022 · Amount on Record |
| Deed Sale | Nov 17, 2022 · Amount on Record |
| Deed Document Number | 0062761688 |
| Deed Book / Page | 6276 / 1688 |
| Record Updated | Jun 08, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | BUNCOMBE NC |
| Property Address | 7 MOUNTAIN RD, ARDEN, NC 28704-2518 |
| Transaction Type | Mortgage |
| Record Updated | Sep 25, 2025 |
| Name | Verified Name |
|---|---|
| Address | 30 WESTGATE PKWY 331, ASHEVILLE, NC 28806-3808 |
| Document Number | 0062320316 |
|---|---|
| Date | Jun 22, 2022 |
| Book Page | 6232/316 |
| Name | ARP SERVICES LLC |
|---|---|
| Type | Non-Lending Institution |
| Address | NORTH PORT, FL 34288 |
| Amount | Amount Recorded |
|---|---|
| Term | 12 Months |
| Due | Jun 22, 2023 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | BUNCOMBE NC |
| Recording Date | Nov 17, 2022 |
| Property Address | 7 MOUNTAIN RD, ARDEN, NC 28704-2518 |
| Document Number | 0062761688 |
| Book / Page | 6276 / 1688 |
| Map Reference | MB 223 PG 133 |
| Instrument Date | Nov 17, 2022 |
| Transaction Type | Transfer |
| Record Updated | Sep 25, 2025 |
| Amount | Amount Recorded |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $778.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 30 WESTGATE PKWY, ASHEVILLE, NC 28806-3808 |
| Name | Verified Name |
|---|---|
| Address | 7 MOUNTAIN RD, ARDEN, NC 28704-2518 |
| Document Number | 0062761691 |
|---|---|
| Date | Nov 17, 2022 |
| Instrument | 6276/1691 |
| Name | STATE EMPLOYEES CU |
|---|---|
| Type | Credit Union |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Dec 01, 2052 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 5.15% |
| Type Change Date | Dec 01, 2027 |
| Change Frequency | 5 Years |
| Min Rate At Change | 3.75% |
| Max Rate At Change | 11.1% |
| Index | 5-Year TN |
| Max Rate | 11.1% |
Source: Buncombe County records · Assessment roll updated January 1, 2025 · Last verified October 2025
| Type | Name |
|---|---|
| State | North Carolina |
| County | Buncombe County |
| Unified School District | Buncombe County Schools (KG - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $1,714.00 (+8.14%) | $266,000 (-) | |
| 2023 | $1,585.00 | $266,000 | $266,000 (-) Land $41,400 Building $224,600 |
| 2021 | $266,000 Land $41,400 Building $224,600 |
Source: FEMA National Flood Hazard Layer, Buncombe County (37021C), updated April 9, 2025 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Special Flood Hazard Area | No |
| Wildfire Risk | Low above 20% of the US · above 24% of North Carolina |
|---|---|
| Wildfire Likelihood | About 1 in 4,167 per year |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values are read at the parcel center point; lenders make the official flood determination.
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