Buncombe County property record for 12 Mountain Rd, Arden, NC 28704 · Last verified October 2025
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 4 ba · 2,611 sqft · built 1994 |
| Lot Size | 0.269 acres (11,761 sqft) |
| Owner | Individual Name on File |
| Last Sale | $480,000 (Feb 2022) |
| Tax Bill | $2,799 (2025) |
| Deeds & Mortgages | Feb 2022 Sale & Mortgage Sep 2021 Sale & Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 9654-39-3606-00000 |
| Primary APN | 9654-39-3606-00000 |
|---|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 4 Baths |
| Half Baths | 1 Half Bath |
| Stories | 2 Stories |
| Building Area | 2,611 sqft Living Area |
| Basement Area | 1,608 sqft |
| Finished Basement | 854 sqft |
| Unfinished Basement | 754 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1994 |
|---|---|
| Architectural Style | Conventional |
| Roof Type | Gable |
| Roof Material | Composition Shingle |
| Lot Area | 11,761 sqft (0.269 acres) |
| Garage Type | Basement |
| Porch | Open Porch |
| Porch Area | 645 sqft |
| Deck Area | 88 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | HVAC |
| Street Address | 12 MOUNTAIN RD |
|---|---|
| City | ARDEN |
| State | NC |
| Zip | 28704-2518 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | DEED DATE: 2022-02-18 DEED: 6186-1934 SUBDIV: BLOCK: LOT: 1 SECTION: PLAT: 0223-0133 |
| Legal Lot Number | 1 |
| Jurisdiction | BUNCOMBE NC |
| Township / Civil Division | LIMESTONE |
| Census Block Group | 2 |
| Census Block | 2010 |
| Census Tract | 2206 |
Source: Buncombe County records · APN 9654-39-3606-00000
Assessment roll updated January 1, 2025 · Last verified October 2025
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 12 MOUNTAIN RD, ARDEN, NC 28704-2518 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Feb 18, 2022 | Warranty Deed, Transfer · Conventional Mortgage AMERICAN FINANCIAL NETWORK INC |
| Sep 17, 2021 | Warranty Deed, Transfer · Stand-Alone First Mortgage ARP SERVICES LLC |
| Sep 16, 2021 | Trustee's Deed, Foreclosure |
| Deed Names | Verified Name on Deed |
|---|---|
| Last Sale | Feb 18, 2022 · Amount on Record |
| Deed Sale | Feb 18, 2022 · Amount on Record |
| Prior Sale | Sep 17, 2021 · Amount on Record |
| Deed Document Number | 0061861934 |
| Deed Book / Page | 6186 / 1934 |
| Record Updated | Jun 08, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | BUNCOMBE NC |
| Recording Date | Feb 18, 2022 |
| Property Address | 12 MOUNTAIN RD, ARDEN, NC 28704-2518 |
| Document Number | 0061861934 |
| Book / Page | 6186 / 1934 |
| Map Reference | MB 223 PG 133 |
| Instrument Date | Feb 18, 2022 |
| Transaction Type | Transfer |
| Record Updated | Sep 28, 2023 |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $960.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 30 WESTGATE PKWY, ASHEVILLE, NC 28806-3808 |
| Name | Verified Name |
|---|---|
| Address | 12 MOUNTAIN RD, ARDEN, NC 28704-2518 |
| Document Number | 0061861937 |
|---|---|
| Date | Feb 18, 2022 |
| Instrument | 6186/1937 |
| Name | AMERICAN FINANCIAL NETWORK INC |
|---|---|
| Type | Funding / Finance Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Mar 01, 2052 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | BUNCOMBE NC |
| Recording Date | Sep 17, 2021 |
| Property Address | 12 MOUNTAIN RD, ARDEN, NC 28704-2518 |
| Document Number | 0061211690 |
| Book / Page | 6121 / 1690 |
| Map Reference | MB 214 PG 31 |
| Instrument Date | Sep 16, 2021 |
| Transaction Type | Transfer |
| Record Updated | Sep 28, 2023 |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $700.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 2613 S HABERLAND BLVD, NORTH PORT, FL 34288-7619 |
| Name | Verified Name |
|---|---|
| Address | 30 WESTGATE PKWY # 331, 331, ASHEVILLE, NC 28806-3808 |
| Investor | Possibly a Property Investor |
| Document Number | 0061211693 |
|---|---|
| Date | Sep 17, 2021 |
| Instrument | 6121/1693 |
| Name | ARP SERVICES LLC |
|---|---|
| Type | Non-Lending Institution |
| Type | Stand-Alone First Mortgage |
|---|---|
| Amount | Amount Recorded |
| Document Type | Trustee's Deed |
|---|---|
| Jurisdiction | BUNCOMBE NC |
| Recording Date | Sep 16, 2021 |
| Property Address | 12 MOUNTAIN RD, ARDEN, NC 28704-2518 |
| Document Number | 0061211115 |
| Book / Page | 6121 / 1115 |
| Map Reference | MB 214 PG 31 |
| Instrument Date | Sep 16, 2021 |
| Transaction Type | Foreclosure |
| Record Updated | Sep 28, 2023 |
| Amount | Amount Recorded |
|---|---|
| Tax | $744.00 |
| Amount Accuracy | Full Amount Stated |
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 2613 S HABERLAND BLVD, NORTH PORT, FL 34288-7619 |
Source: Buncombe County records · Assessment roll updated January 1, 2025 · Last verified October 2025
| Type | Name |
|---|---|
| State | North Carolina |
| County | Buncombe County |
| Unified School District | Buncombe County Schools (KG - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $2,799.00 (+8.15%) | $434,300 (-) | |
| 2023 | $2,588.00 | $434,300 | $434,300 (-) Land $41,200 Building $393,100 |
| 2021 | $434,300 Land $41,200 Building $393,100 |
Source: FEMA National Flood Hazard Layer, Buncombe County (37021C), updated April 9, 2025 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 370210022062, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Special Flood Hazard Area | No |
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Flood Insurance Cost | Premium on Record median of 1 individual NFIP policies nearby |
| Community Rating System | Class 8 (10% premium discount) |
| Nearby Flood Policies | 1 in force 1 of 1 on primary residences |
| Wildfire Risk | Low above 35% of the US · above 49% of North Carolina |
|---|---|
| Wildfire Likelihood | About 1 in 2,326 per year |
| Exposure | Direct burnable vegetation at the parcel |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Search by:
By searching, you agree to: Terms • Privacy • Disclosures