7 Moi St, Hilo, HI 96720 Property Records

State of Hawaii and Hawaii County property record for 7 Moi St, Hilo, HI 96720

Property Summary

Property Type	Single Family Home
Details	3 bd · 3 ba · 1,780 sqft · built 1971
Lot Size	0.344 acres (15,001 sqft)
Owner	Individual Name on Record
Tax Bill	$835 (2025)
Deeds & Mortgages	Oct 2026 Line of Credit
Flood Zone	Zone X (minimal risk)
APN	`3-2-4-040-026`

Property Details

APN / Parcel Number

Primary APN	`3-2-4-040-026`
Alternative APNs	`3-2-4-040-026-0000` `240400260000`

Interior

Bedrooms	3 Beds
Full Baths	3 Baths
Plumbing Fixtures	11 Plumbing Fixtures
Total Rooms	5 Rooms
Stories	1 Story
Building Area	1,780 sqft Living Area
Gross Area	2,036 sqft
1st Floor Area	1,780 sqft
Upper Floors Area	772 sqft
Flooring	Carpet
Interior Walls	Wood

Exterior

Year Built	Built 1971
Effective Year Built	Effective 1982
Architectural Style	Ranch
Exterior Material	Wood
Construction Type	Frame
Roof Type	Gable
Roof Material	Other
Lot Area	15,001 sqft (0.344 acres)
Garage Type	Carport
Garage Area	480 sqft
Carport	Carport
Carport Area	480 sqft
Parking Spaces	3 Parking Spaces

Exterior Amenities

Porch	Covered Porch
Porch Area	400 sqft
Deck Area	400 sqft
Patio Area	400 sqft
Shed	1 Shed
Shed Area	100 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	HVAC

Location & Zoning

Street Address	7 MOI ST
City	HILO
State	HI
Zip	96720-5582
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	1C
Legal Subdivision	HAWAII FAIRWAY SUBDIVISION
Legal Lot Number	26
Jurisdiction	HAWAII HI
Township / Civil Division	HILO
Census Block Group	2
Census Block	2007
Census Tract	20900

Owner

Source: State of Hawaii and Hawaii County records, as of August 6, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Individual Name on Record
Mailing Address	7 MOI ST, HILO, HI 96720-5582
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Record Updated	Oct 29, 2026

October 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HAWAII HI
Recording Date	Oct 15, 2026
Property Address	7 MOI ST, HILO, HI 96720-5582
Document Number	9784000273
Book / Page	9784 / 273
Instrument Date	Oct 8, 2026
Transaction Type	Mortgage
Record Updated	Oct 21, 2026
Title Company	FIRST AMERICAN TITLE, FAM

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	7 MOI ST, HILO, HI 96720-5582

Mortgage

Document Number	9784000273,
Date	Oct 15, 2026
Book Page	9784/273

Lender

Name	HFS FEDERAL CREDIT UNION

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	240 Months
Due	Oct 31, 2046

Interest

Max Rate	-1%

Tax Assessment & Valuation

Source: State of Hawaii and Hawaii County assessment roll, as of August 6, 2026

Property Jurisdictions

Type	Name
State	Hawaii
County	Hawaii County
Unified School District	Hawaii Department of Education (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$341,700 (+3.01%) Land $73,100 Building $268,600	$584,000 (+2.1%) Land $252,000 Building $332,000
2025	$835.00 (-3.02%)	$331,700 (+3.01%) Land $73,100 Building $258,600	$572,000 (+7.06%) Land $240,000 Building $332,000
2024		$322,000 (+3.01%) Land $73,100 Building $248,900	$534,300 (+7.27%) Land $217,800 Building $316,500
2023	$861.00 Homeowner's exemption	$312,600 Land $73,100 Building $239,500	$498,100 Land $203,600 Building $294,500

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective July 11, 2018 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 13 policies
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	13 in force
Nearby Flood Claims	6 (1979–2000)
Most Recent Claim	Nov 2000 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 44% of the US · lower than 85% of Hawaii
Wildfire Likelihood	0.05% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	HILO serves 39,477 people · EPA ID HI0000101
Water Source	Groundwater
Last State Inspection	Jul 2021
Lead	Under 1 ppb (2020–2022) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 281 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
altafiber Network Solutions Fiber	2,850 / 2,850
Spectrum Cable	1,000 / 1,000
T-Mobile Fixed Wireless	100 / 20