State of Hawaii and Hawaii County property record for 18 Moi St, Hilo, HI 96720
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 3 ba · 2,912 sqft · built 1975 |
| Lot Size | 0.344 acres (15,001 sqft) |
| Owner | 2 Company Names on Record |
| Tax Bill | $1,871 (2025) |
| Deeds & Mortgages | Oct 2024 Transfer Aug 2017 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 3-2-4-040-042 |
| Primary APN | 3-2-4-040-042 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 3 Baths |
| Half Baths | 2 Half Baths |
| Plumbing Fixtures | 13 Plumbing Fixtures |
| Total Rooms | 5 Rooms |
| Stories | 1 Story |
| Building Area | 2,912 sqft Living Area |
| Gross Area | 3,140 sqft |
| 1st Floor Area | 2,144 sqft |
| Flooring | Carpet |
| Year Built | Built 1975 |
|---|---|
| Effective Year Built | Effective 1975 |
| Architectural Style | Ranch |
| Exterior Material | Wood |
| Construction Type | Masonry / Concrete Block |
| Roof Type | Hip |
| Roof Material | Other |
| Lot Area | 15,001 sqft (0.344 acres) |
| Garage Area | 768 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Covered Porch |
| Porch Area | 1,028 sqft |
| Lean-To | 192 sqft |
| Street Address | 18 MOI ST |
|---|---|
| City | HILO |
| State | HI |
| Zip | 96720-5536 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | 1C |
| Legal Description | LOT 42 15001 SF FP 696 HAWAII FAIRWAY S/D |
| Legal Subdivision | HAWAII FAIRWAY SUBDIVISION |
| Legal Lot Number | 42 |
| Jurisdiction | HAWAII HI |
| Township / Civil Division | HILO |
| Census Block Group | 2 |
| Census Block | 2002 |
| Census Tract | 20900 |
Source: State of Hawaii and Hawaii County records, as of August 6, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Company Names on Record |
|---|---|
| Mailing Address | 1890 KAIAO ST, HILO, HI 96720-5943 |
| Owner Type | Company |
| Vesting | Life Tenant |
| Date | Document |
|---|---|
| Oct 1, 2024 | Intrafamily Transfer, Transfer |
| Aug 3, 2017 | Deed of Trust, Mortgage · Conventional Mortgage DITECH FINANCIAL LLC |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Transfer Date | Jun 7, 2002 |
| Transfer Doc | 0000109666 |
| Record Updated | Sep 20, 2026 |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | HAWAII HI |
| Recording Date | Oct 1, 2024 |
| Property Address | 18 MOI ST, HILO, HI 96720-5536 |
| Document Number | A9040000466 |
| Instrument Date | Sep 10, 2024 |
| Instrument | A-9040000466 |
| Transaction Type | Transfer |
| Record Updated | Apr 30, 2026 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Tenants in Severalty |
| Address | 1890 KAIAO ST, HILO, HI 96720-5943 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HAWAII HI |
| Property Address | 18 MOI ST, HILO, HI 96720-5536 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Title Company | ACCOMMODATION |
| Name | Verified Name |
|---|
| Document Number | 0A64240448 |
|---|---|
| Date | Aug 3, 2017 |
| Instrument | A-64240448 |
| Name | DITECH FINANCIAL LLC |
|---|---|
| Type | Mortgage Company |
| Address | TAMPA, FL 33607 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 180 Months |
| Due | Aug 1, 2032 |
Source: State of Hawaii and Hawaii County assessment roll, as of August 6, 2026
| Type | Name |
|---|---|
| State | Hawaii |
| County | Hawaii County |
| Unified School District | Hawaii Department of Education (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $555,700 (+3%) Land $86,000 Building $469,700 | $802,100 (+1.52%) Land $252,000 Building $550,100 | |
| 2025 | $1,871.00 (+1.96%) | $539,500 (+3%) Land $86,000 Building $453,500 | $790,100 (+6.32%) Land $240,000 Building $550,100 |
| 2024 | $523,800 (+3.01%) Land $86,000 Building $437,800 | $743,100 (+7.37%) Land $217,800 Building $525,300 | |
| 2023 | $1,835.00 Homeowner's exemption | $508,500 Land $86,000 Building $422,500 | $692,100 Land $203,600 Building $488,500 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective July 11, 2018 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 13 policies |
| Community Rating System | Class 7 (15% premium discount) |
| Nearby Flood Policies | 13 in force |
| Nearby Flood Claims | 6 (1979–2000) |
| Most Recent Claim | Nov 2000 · rainfall accumulation |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 44% of the US · lower than 85% of Hawaii |
|---|---|
| Wildfire Likelihood | 0.05% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | HILO serves 39,477 people · EPA ID HI0000101 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Jul 2021 |
| Lead | Under 1 ppb (2020–2022) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 281 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| altafiber Network Solutions Fiber | 2,850 / 2,850 |
| Spectrum Cable | 1,000 / 1,000 |
| T-Mobile Fixed Wireless | 100 / 20 |
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