7 Mill St, Nantucket, MA 02554 Property Records

Nantucket County and Nantucket Town property record for 7 Mill St, Nantucket, MA 02554

Property Summary

Property Type	Single Family Home
Details	5 bd · 5.5 ba · 4,395 sqft · built 2012
Lot Size	0.115 acres (5,001 sqft)
Owner	2 Trust Names on Record
Tax Bill	$17,158 (2026)
Deeds & Mortgages	Aug 2026 Sale Apr 2026 Line of Credit + 3 more
Flood Zone	Zone X (minimal risk)
APN	`4233-194`

Property Details

APN / Parcel Number

Primary APN	`4233-194`
Alternative APN	`NANT M:04233 P:00194`

Interior

Bedrooms	5 Beds
Full Baths	5.5 Baths
Half Baths	1 Half Bath
Stories	3 Stories
Building Area	4,395 sqft Living Area
Gross Area	5,468 sqft
1st Floor Area	1,650 sqft
Basement Area	426 sqft
Unfinished Basement	426 sqft

Exterior

Year Built	Built 2012
Effective Year Built	Effective 2012
Architectural Style	Victorian
Exterior Material	Wood Siding
Roof Type	Gable
Roof Material	Wood Shingle
Lot Area	5,001 sqft (0.115 acres)

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Heating Fuel	Gas

Location & Zoning

Account Number	4233-194
Street Address	7 MILL ST
City	NANTUCKET
State	MA
Zip	02554-3315
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	ROH
Jurisdiction	NANTUCKET MA
Township / Civil Division	NANTUCKET
Census Block Group	1
Census Block	1043
Census Tract	950100

Historic Designation

Source: NPS National Register of Historic Places, as of August 1, 2026

Historic District	Within the Nantucket Historic District listed 1966 · National Historic Landmark (designated 1966) · NRIS 66000772

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

Owner

Source: Nantucket County and Nantucket Town records, as of October 20, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Trust Names on Record
Mailing Address	7 MILL ST, NANTUCKET, MA 02554-3315
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Trust, Revocable Trust

Deeds, Mortgages & Sale History

Date	Document
Aug 31, 2026	Deed, Transfer
Apr 27, 2026	Deed of Trust, Mortgage · Line of Credit CITIZENS BANK
Jun 19, 2020	Deed of Trust, Mortgage · Line of Credit FIRST REPUBLIC BANK
Jul 20, 2017	Deed of Trust, Mortgage · Line of Credit BLUE HILLS BANK
Jun 19, 2020	Deed of Trust, Mortgage · ARM FIRST REPUBLIC BANK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Apr 27, 2016
Deed Sale	Apr 27, 2016
Deed Document Number	20161281
Deed Book / Page	1535 / 89
Record Updated	Oct 29, 2026

August 2026: Deed, Transfer

Document Type	Deed
Jurisdiction	NANTUCKET MA
Recording Date	Aug 31, 2026
Property Address	7 MILL ST, NANTUCKET, MA 02554-3315
Document Number	0000001876
Book / Page	2071 / 240
Instrument Date	Aug 20, 2026
Instrument	20261876
Transaction Type	Transfer
Record Updated	Sep 23, 2026

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	7 MILL ST, NANTUCKET, MA 02554-3315

April 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	NANTUCKET MA
Recording Date	Apr 27, 2026
Property Address	7 MILL ST, NANTUCKET, MA 02554-3315
Document Number	002056-269
Book / Page	2056 / 269
Instrument Date	Apr 7, 2026
Instrument	2026843
Transaction Type	Mortgage
Record Updated	Jul 12, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000000843,
Date	Apr 27, 2026
Book Page	2056/269
Instrument	2026843

Lender

Name	CITIZENS BANK

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	301 Months
Due	May 1, 2051

Interest

Rate Type	Adjustable Rate
Rate	6.11%
Initial Type	Adjustable Rate
Max Rate	-1%

June 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	NANTUCKET MA
Property Address	7 MILL ST, NANTUCKET, MA 02554-3315
Transaction Type	Mortgage
Record Updated	Feb 7, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	1750-289
Date	Jun 19, 2020
Book Page	1750/289
Instrument	1413

Lender

Name	FIRST REPUBLIC BANK
Type	Bank

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	301 Months
Due	Jul 1, 2045

Interest

Rate Type	Adjustable Rate

July 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	NANTUCKET MA
Property Address	7 MILL ST, NANTUCKET, MA 02554-3315
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	1600-284
Date	Jul 20, 2017
Book Page	1600/284
Instrument	2150

Lender

Name	BLUE HILLS BANK

Agreement

Type	Line of Credit
Amount	Amount Recorded

June 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	NANTUCKET MA
Property Address	7 MILL ST, NANTUCKET, MA 02554-3315
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	1750-266
Date	Jun 19, 2020
Book Page	1750/266
Instrument	1412

Lender

Name	FIRST REPUBLIC BANK
Type	Bank

Agreement

Type	ARM
Amount	Amount Recorded
Term	361 Months
Due	Jul 1, 2050

Interest

Rate Type	Adjustable Rate
Rate	2.85%
Type Change Date	Jul 1, 2030
Index	LIBOR

Tax Assessment & Valuation

Source: Nantucket County and Nantucket Town assessment roll, as of April 14, 2026

Property Jurisdictions

Type	Name
State	Massachusetts
County	Nantucket County
County Subdivision	Nantucket Town
Unified School District	Nantucket School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$17,158.00 (+0.75%)	$5,499,200 (+5.91%) Land $2,516,500 Building $2,982,700	$6,279,157
2025	$17,031.00 (+8.63%)	$5,192,300 (+3.66%) Land $2,177,700 Building $3,014,600
2024	$15,678.00 (+12.76%)	$5,009,100 (+15.64%) Land $2,218,100 Building $2,791,000
2023	$13,904.00	$4,331,500 Land $2,112,200 Building $2,219,300

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective February 7, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 49 policies
Nearby Flood Policies	49 in force
Nearby Flood Claims	4 (1988–2017)
Claims Outside the SFHA	4 of 4
Most Recent Claim	Sep 2017 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 98.7% of Massachusetts
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	WANNACOMET WATER COMPANY serves 27,703 people · EPA ID MA4197000
Water Source	Groundwater
Last State Inspection	May 2025
Lead	2 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	67 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 557 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 2,000

May also be available: T-Mobile, Verizon.

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