11 Mill St, Nantucket, MA 02554 Property Records

Nantucket County and Nantucket Town property record for 11 Mill St, Nantucket, MA 02554

Property Summary

Property Type	Residential Multi-Family (5+ Units)
Details	6 bd · 3.5 ba · 4,387 sqft · built 1750
Lot Size	0.295 acres (12,841 sqft)
Owner	2 Individual Names on File
Last Sale	$500,000 (Apr 1992)
Tax Bill	$16,296 (2026)
Deeds & Mortgages	Dec 2019 Refinance
Flood Zone	Zone X (minimal risk)
APN	`NANT M:04233 P:00032`

Property Details

APN / Parcel Number

Primary APN	`NANT M:04233 P:00032`
Alternative APN	`9977`

Interior

Bedrooms	6 Beds
Full Baths	3.5 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	4,387 sqft Living Area
Gross Area	6,114 sqft
Basement Area	100 sqft
Unfinished Basement	1,965 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1750
Effective Year Built	Effective 1750
Architectural Style	Historical
Exterior Material	Wood Siding
Roof Type	Gable
Roof Material	Asphalt
Lot Area	12,841 sqft (0.295 acres)
Total Buildings	2 Buildings

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Heating Fuel	Gas

Location & Zoning

Account Number	9977
Street Address	11 MILL ST
City	NANTUCKET
State	MA
Zip	02554-3313
Property Category	Residential
Property Type	Residential > Multi-Unit > Residential Multi-Family (5+ Units)
Local Zoning Code	ROH
Jurisdiction	NANTUCKET MA
Township / Civil Division	NANTUCKET
Census Block Group	1
Census Block	1048
Census Tract	950100

Historic Designation

Source: NPS National Register of Historic Places, as of August 1, 2026

Historic District	Within the Nantucket Historic District listed 1966 · National Historic Landmark (designated 1966) · NRIS 66000772

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

Owner

11 Mill St, a residential property, is owned by two individuals who bought it in April 1992.

Source: Nantucket County and Nantucket Town records, as of October 20, 2026

Owner of Record	2 Individual Names on File
Mailing Address	38 FOUNTAIN SQUARE PLZ, CINCINNATI, OH 45202-3102
Owner Type	Individual
Vesting	Et Al (and Others)

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Apr 21, 1992 · Amount on File
Deed Sale	Apr 21, 1992 · Amount on File
Deed Book / Page	386 / 135
Record Updated	Oct 29, 2026

December 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	NANTUCKET MA
Property Address	11 MILL ST, NANTUCKET, MA 02554-3313
Transaction Type	Mortgage
Record Updated	May 12, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	001727-279
Date	Dec 24, 2019
Book Page	1727/279
Instrument	3639

Lender

Name	BANK OF AMERICA NA
Type	Bank

Agreement

Type	Stand-Alone Refinance
Amount	Amount on Record
Term	193 Months
Due	Jan 1, 2036

Tax Assessment & Valuation

The 2026 property tax bill for 11 Mill St was $16,296, down 2.7% from the year before.

Source: Nantucket County and Nantucket Town assessment roll, as of April 14, 2026

Property Jurisdictions

Type	Name
State	Massachusetts
County	Nantucket County
County Subdivision	Nantucket Town
Unified School District	Nantucket School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$16,296.00 (-2.69%)	$5,223,000 (+2.3%) Land $2,563,100 Building $2,659,900	$5,754,488
2025	$16,746.00 (+7.18%)	$5,105,500 (+2.28%) Land $2,226,200 Building $2,879,300
2024	$15,624.00 (+53.01%)	$4,991,800 (+56.93%) Land $2,267,400 Building $2,724,400
2023	$10,211.00	$3,180,900 Land $903,900 Building $2,277,000

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 11 Mill St in Zone X, an area of minimal flood risk, though there have been 4 flood claims nearby since 1988.

Source: FEMA National Flood Hazard Layer, effective February 7, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 49 policies
Nearby Flood Policies	49 in force
Nearby Flood Claims	4 (1988–2017)
Claims Outside the SFHA	4 of 4
Most Recent Claim	Sep 2017 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 11 Mill St is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 98.7% of Massachusetts
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	WANNACOMET WATER COMPANY serves 27,703 people · EPA ID MA4197000
Water Source	Groundwater
Last State Inspection	May 2025
Lead	2 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	67 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 557 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 2,000

May also be available: T-Mobile, Verizon.

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