7 Mill Rd, Cossayuna, NY 12823 Property Records

Washington County and Greenwich Town property record for 7 Mill Rd, Cossayuna, NY 12823

Property Summary

Property TypeSingle Family Home
Details4 bd · 1 ba · 1,194 sqft · built 1850
Lot Size0.29 acres (12,632 sqft)
OwnerCompany Name on Record
Last Sale$40,000 (Jun 2005)
Tax Bill$2,102 (2026)
Deeds & MortgagesFeb 2026 Mortgage
Oct 2023 Refinance
Flood ZoneZone X (minimal risk)
APN533489 198.20-1-15

Property Details

APN / Parcel Number

Primary APN533489 198.20-1-15
Alternative APNs
  • 348919802000010150000000
  • 885J101700

Interior

Bedrooms4 Beds
Full Baths1 Bath
Stories1 Story
Building Area1,194 sqft Living Area
1st Floor Area930 sqft
Upper Floors Area264 sqft

Exterior

Year BuiltBuilt 1850
Effective Year BuiltEffective 1850
Architectural StyleTraditional
Exterior MaterialAluminum/Vinyl
Lot Area12,632 sqft (0.29 acres)
Lot Dimensions95 ft deep x 110 ft wide

Exterior Amenities

PorchSlab
Porch Area64 sqft
Shed1 Shed
Shed Area152 sqft

Utilities, Heating & Cooling

Heating FuelElectric
SewerSeptic
Water SourceWell

Location & Zoning

Account Number885J101700
Street Address7 MILL RD
CityCOSSAYUNA
StateNY
Zip12823-1705
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeHMU
Legal Block1
Legal Lot Number15.000
JurisdictionWASHINGTON NY
Township / Civil DivisionGREENWICH
Census Block Group1
Census Block1004
Census Tract89000

Owner

Source: Washington County and Greenwich Town records, as of September 23, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordCompany Name on Record
Mailing Address259 OLD SARATOGA RD, GANSEVOORT, NY 12831-1103
Owner TypeCompany
VestingIndividual(s)

Deeds, Mortgages & Sale History

DateDocument
Feb 10, 2026Deed of Trust, Mortgage · Conventional Mortgage
ARROW BANK NA
Oct 16, 2023Deed of Trust, Mortgage · Stand-Alone Refinance
EDITH MACKENZIE

Assessor's Deed Record

Deed NamesName on Deed
Last SaleJun 1, 2005 · Amount on Record
Deed SaleJun 1, 2005 · Amount on Record
Deed Book / Page1935 / 24
Last Transfer DateMar 17, 2025
Transfer Doc0000000326
Record UpdatedOct 29, 2026

February 2026: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionWASHINGTON NY
Property Address7 MILL RD, COSSAYUNA, NY 12823-1705
Transaction TypeMortgage
Record UpdatedMar 4, 2026

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000000075
DateFeb 10, 2026
Instrument2026-575
Lender
NameARROW BANK NA
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueMar 1, 2056

October 2023: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionWASHINGTON NY
Property Address7 MILL RD, COSSAYUNA, NY 12823-1705
Transaction TypeMortgage
Record UpdatedNov 7, 2023

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000000537
DateOct 16, 2023
Instrument2023-4537
Lender
NameEDITH MACKENZIE
Agreement
TypeStand-Alone Refinance
AmountAmount Recorded
Term61 Months
DueNov 1, 2028

Tax Assessment & Valuation

Source: Washington County and Greenwich Town assessment roll, as of April 27, 2026

Property Jurisdictions

TypeName
StateNew York
CountyWashington County
County SubdivisionGreenwich Town
Unified School DistrictGreenwich Central School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$2,102.00 (+49.29%)
2025$1,408.00 (-44.19%)$100,000 (+54.08%) Land $20,900 Building $79,100$100,000 (+54.08%) Land $20,900 Building $79,100
2024$64,900 (+14.06%) Land $20,900 Building $44,000$64,900 (+14.06%) Land $20,900 Building $44,000
2023$56,900 (+6.95%) Land $16,000 Building $40,900$56,900 (+6.95%) Land $16,000 Building $40,900
2022$53,200 Land $16,000 Building $37,200$53,200 Land $16,000 Building $37,200
2021$2,523.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective July 20, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Nearest Special Flood Hazard AreaZone A, within 500 ft
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies6 in force
Nearby Flood Claims1 (1981)
Most Recent ClaimFeb 1981 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 93% of the US · lower than 89% of New York
Wildfire LikelihoodUnder 0.01% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 35 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Spectrum
Cable
1,000 / 1,000
SLICFiber
Fiber
1,000 / 1,000
Starlink
Satellite
280 / 30

Cell Coverage

4G LTE (outdoors only), no 5G reported

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