18 Mill Rd, Cossayuna, NY 12823 Property Records

Washington County and Greenwich Town property record for 18 Mill Rd, Cossayuna, NY 12823

Property Summary

Property Type	Single Family Home
Details	2 bd · 1 ba · 1,046 sqft · built 1850
Lot Size	2.17 acres (94,525 sqft)
Owner	Individual Name on File
Last Sale	$245,000 (May 2023)
Tax Bill	$5,458 (2026)
Deeds & Mortgages	May 2023 Sale & Mortgage Nov 2019 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`533489 198.20-1-19`

Property Details

APN / Parcel Number

Primary APN	`533489 198.20-1-19`
Alternative APNs	`348919802000010190000000` `885J100754`

Interior

Bedrooms	2 Beds
Full Baths	1 Bath
Stories	1 Story
Building Area	1,046 sqft Living Area
1st Floor Area	598 sqft
Upper Floors Area	448 sqft

Exterior

Year Built	Built 1850
Effective Year Built	Effective 1850
Architectural Style	Traditional
Exterior Material	Aluminum/Vinyl
Lot Area	94,525 sqft (2.17 acres)
Lot Dimensions	280 ft deep x 342 ft wide
Porch	Porch
Porch Area	192 sqft

Utilities, Heating & Cooling

Heating System	Forced Air with A/C
Heating Fuel	Oil
Sewer	Septic
Water Source	Well

Location & Zoning

Account Number	885J100754
Street Address	18 MILL RD
City	COSSAYUNA
State	NY
Zip	12823-1706
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	HMU
Legal Description	H&L 845/203
Legal Block	1
Legal Lot Number	19.000
Jurisdiction	WASHINGTON NY
Township / Civil Division	GREENWICH
Census Block Group	1
Census Block	1012
Census Tract	89000

Owner

18 Mill Rd is owned and occupied by an individual who bought it in May 2023.

Source: Washington County and Greenwich Town records, as of October 6, 2026

Owner of Record	Individual Name on File
Mailing Address	18 MILL RD, COSSAYUNA, NY 12823-1706
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
May 1, 2023	Warranty Deed, Transfer · VA Mortgage PLAZA HOME MORTGAGE INC
Nov 12, 2019	Warranty Deed, Transfer · VA Mortgage USAA

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	May 1, 2023 · Amount on File
Deed Sale	May 1, 2023 · Amount on File
Deed Document Number	20231800
Record Updated	Oct 29, 2026

May 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	WASHINGTON NY
Recording Date	May 1, 2023
Property Address	18 MILL RD, COSSAYUNA, NY 12823-1706
Document Number	0000000800
Instrument Date	Apr 29, 2023
Instrument	2023-1800
Transaction Type	Transfer
Record Updated	May 23, 2023

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	11054 GA HIGHWAY 110, WOODBINE, GA 31569-2208

Mortgage

Document Number	0000000801
Date	May 1, 2023
Instrument	2023-1801

Lender

Name	PLAZA HOME MORTGAGE INC
Type	Mortgage Company

Agreement

Type	VA Mortgage
Amount	Amount on Record

November 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	WASHINGTON NY
Recording Date	Nov 12, 2019
Property Address	18 MILL RD, COSSAYUNA, NY 12823-1706
Document Number	0000129790
Instrument Date	Nov 1, 2019
Instrument	129790
Transaction Type	Transfer
Record Updated	Dec 9, 2019
Title Company	OLD REPUBLIC TITLE, OLD REPUBLIC NAT'L TITLE INS

Transaction

Amount	Amount on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$586.40
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	228 JONES RD SARATOGA SPRINGS NY 128665706, SARATOGA SPRINGS, NY 12866-5706

Mortgage

Document Number	129791
Date	Nov 12, 2019
Instrument	129791

Lender

Name	USAA
Address	SAN ANTONIO, TX 78288-0544

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Nov 11, 2049

Tax Assessment & Valuation

The 2026 property tax bill for 18 Mill Rd was $5,458, up 2.7% from the year before.

Source: Washington County and Greenwich Town assessment roll, as of April 27, 2026

Property Jurisdictions

Type	Name
State	New York
County	Washington County
County Subdivision	Greenwich Town
Unified School District	Greenwich Central School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$5,458.00 (+2.71%)
2025	$5,314.00	$259,700 Land $38,000 Building $221,700	$259,700 Land $38,000 Building $221,700
2023		$174,100 (+7.01%) Land $38,000 Building $136,100	$174,100 (+7.01%) Land $38,000 Building $136,100
2022		$162,700 Land $38,000 Building $124,700	$162,700 Land $38,000 Building $124,700
2021	$3,972.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 18 Mill Rd in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective July 20, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone A, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	6 in force
Nearby Flood Claims	1 (1981)
Most Recent Claim	Feb 1981 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 18 Mill Rd is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 54% of New York
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 10 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
SLICFiber Fiber	1,000 / 1,000
Spectrum Cable · Fiber in parts of the area	1,000 / 35

Cell Coverage

5G and 4G LTE (outdoors only)

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