7 Mighty Oak Dr, Flat Rock, NC 28731 Property Records

Henderson County property record for 7 Mighty Oak Dr, Flat Rock, NC 28731

Property Summary

Property TypeSingle Family Home
Details2 bd · 2 ba · 1,326 sqft · built 1986
Lot Size0.22 acres (9,583 sqft)
OwnerIndividual Name on Record
Last Sale$284,000 (Jan 2020)
Tax Bill$1,285 (2025)
Flood ZoneZone X (minimal risk)
APN9577331286

Property Details

APN / Parcel Number

Primary APN9577331286
Alternative APNs
  • 00957733128655
  • 9974574

Interior

Bedrooms2 Beds
Full Baths2 Baths
Plumbing Fixtures8 Plumbing Fixtures
Stories1 Story
Building Area1,326 sqft Heated Area
1st Floor Area1,326 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1986
Effective Year BuiltEffective 2004
Architectural StyleConventional
Exterior MaterialBrick
Foundation TypeNo Foundation
Roof TypeGable
Roof MaterialAsphalt
Lot Area9,583 sqft (0.22 acres)
Garage Area448 sqft
Parking Spaces2 Parking Spaces
PorchSlab
Porch Area18 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemHeat Pump

Location & Zoning

Account Number9974574
Street Address7 MIGHTY OAK DR
CityFLAT ROCK
StateNC
Zip28731-9544
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning Code9974574~R-
Legal Description2LTS JOHNSON TRACT
Legal SubdivisionBONCLARKEN
Legal Block33
Legal Lot Number1286
JurisdictionHENDERSON NC
Township / Civil DivisionHENDERSONVILLE
Census Block Group3
Census Block3033
Census Tract931500

Historic Designation

Source: NPS National Register of Historic Places, as of August 1, 2026

Historic DistrictWithin the Flat Rock Historic District (Boundary Increase, Decrease and Additional Documentation)
listed 2015 · 27 contributing resources · NRIS 14001176

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

Owner

Source: Henderson County records, as of July 14, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Mailing Address7 MIGHTY OAK DR, FLAT ROCK, NC 28731-9544
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesName on Deed
Last SaleJan 15, 2020 · Amount on Record
Deed SaleJan 15, 2020 · Amount on Record
Deed Book / Page3439 / 183
Record UpdatedSep 20, 2026

Tax Assessment & Valuation

Source: Henderson County assessment roll, as of July 14, 2026

Property Jurisdictions

TypeName
StateNorth Carolina
CountyHenderson County
MunicipalityFlat Rock Village
Unified School DistrictHenderson County Schools (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$298,300 (-) Land $69,500 Building $228,800
2025$1,285.00
2023$298,300 Land $69,500 Building $228,800$298,300 Land $69,500 Building $228,800

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective October 12, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on Record
median of 18 policies
Nearby Flood Policies18 in force
Nearby Flood Claims10 (2020–2024)
Claims Outside the SFHA4 of 10
Most Recent ClaimSep 2024 · Tropical Storm Helene
Claims by Event
  • Tropical Storm Helene, Sep 2024 · 8 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · lower than 76% of North Carolina
Wildfire Likelihood0.03% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCITY OF HENDERSONVILLE
serves 79,278 people · EPA ID NC0145010
Water SourceSurface water
Last State InspectionAug 2025
LeadUnder 1 ppb (2026–2028)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting1
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 173 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Optimum
Cable
940 / 35
AT&T
DSL
100 / 20

May also be available: Verizon.

Cell Coverage

5G (outdoors only) and 4G LTE

Nearby Properties on Mighty Oak Dr

Nearby Streets

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