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3 Mighty Oak Dr, Flat Rock, NC 28731 Property Records

Henderson County property record for 3 Mighty Oak Dr, Flat Rock, NC 28731 · Last verified July 2026

Property Summary

Property TypeSingle Family Home
Details3 bd · 2 ba · 2,278 sqft · built 1999
Lot Size0.21 acres (9,148 sqft)
OwnerIndividual Name on File
Tax Bill$1,928 (2025)
Deeds & MortgagesOct 2020 Mortgage
Sep 2017 Mortgage
Flood ZoneZone X (minimal risk)
APN9577333320

Property Details

APN / Parcel Number

Primary APN9577333320
Alternative APNs
  • 00957733332055
  • 9907168

Interior

Bedrooms3 Beds
Full Baths2 Baths
Plumbing Fixtures8 Plumbing Fixtures
Stories1 Story
Building Area2,278 sqft Heated Area
1st Floor Area1,424 sqft
Upper Floors Area854 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1999
Effective Year BuiltEffective 1999
Architectural StyleRanch
Exterior MaterialAluminum/Vinyl
Roof TypeGable
Roof MaterialAsphalt
Lot Area9,148 sqft (0.21 acres)
Garage Area286 sqft
Parking Spaces1 Parking Space
PorchSlab
Porch Area249 sqft
Patio Area200 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemForced Air with A/C

Location & Zoning

Account Number9907168
Street Address3 MIGHTY OAK DR
CityFLAT ROCK
StateNC
Zip28731-9544
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal Description#01 ADD TO BONCLARKEN
Legal SubdivisionBONCLARKEN
Legal Block33
Legal Lot Number3320
JurisdictionHENDERSON NC
Township / Civil DivisionHENDERSONVILLE
Census Block Group3
Census Block3033
Census Tract931500

Owner

Source: Henderson County records · APN 9577333320

Assessment roll updated July 14, 2026 · Last verified July 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on File
Mailing Address3 MIGHTY OAK DR, FLAT ROCK, NC 28731-9544
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Oct 01, 2020Deed of Trust, Mortgage · Conventional Mortgage
QUICKEN LOANS LLC
Sep 23, 2017Deed of Trust, Mortgage · Conventional Mortgage
QUICKEN LNS

Assessor's Deed Record

Deed NamesVerified Name on Deed
Record UpdatedSep 20, 2026

October 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionHENDERSON NC
Property Address3 MIGHTY OAK DR, FLAT ROCK, NC 28731-9544
Transaction TypeMortgage
Record UpdatedFeb 05, 2021
Title CompanyAMROCK INC

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0035720345
DateOct 01, 2020
Book Page3572/345
Instrument934814
Lender
NameQUICKEN LOANS LLC
TypeMortgage Company
AddressDETROIT, MI 48226
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term180 Months
DueOct 01, 2035

September 2017: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionHENDERSON NC
Property Address3 MIGHTY OAK DR, FLAT ROCK, NC 28731-9544
Document Number0031080001
Book / Page003108 / 000001
Instrument DateSep 23, 2017
Transaction TypeMortgage
Record UpdatedNov 07, 2017
Title CompanyATTORNEY ONLY

Transferred To (Grantee/Buyer)

NameVerified Name
Address3 MIGHTY OAK DR FLAT ROCK NC 287319544, FLAT ROCK, NC 28731-9544

Mortgage

Document Number0031080001
DateSep 27, 2017
Book Page003108/000001
Instrument870930
Lender
NameQUICKEN LNS
TypeFunding / Finance Company
AddressDETROIT, MI 48226-1906
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueSep 26, 2047

Tax Assessment & Valuation

Source: Henderson County records · Assessment roll updated July 14, 2026 · Last verified July 2026

Property Jurisdictions

TypeName
StateNorth Carolina
CountyHenderson County
MunicipalityFlat Rock Village
Unified School DistrictHenderson County Schools (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2026$447,500 (-) Land $67,500 Building $380,000
2025$1,928.00
2023$447,500 Land $67,500 Building $380,000$447,500 Land $67,500 Building $380,000

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Henderson County (37089C), updated October 12, 2025 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 370899315003, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
Special Flood Hazard AreaNo
Flood HazardMinimal
500-Year FloodplainNo
Flood Insurance CostPremium on Record
median of 18 individual NFIP policies nearby
Nearby Flood Policies18 in force
Nearby Flood Claims10 (2020–2024)
Claims Outside the SFHA4 of 10
Most Recent ClaimSep 2024, tidal / storm surge, Tropical Storm Helene
Claims By Storm
  • Tropical Storm Helene, Sep 2024 · 8 claims

Wildfire

Wildfire RiskLow
above 20% of the US · above 24% of North Carolina
Wildfire LikelihoodAbout 1 in 3,448 per year
ExposureDirect
burnable vegetation at the parcel

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Historic Designation

Source: NPS National Register of Historic Places · August 1, 2026 release · Last verified October 2026

Historic DistrictWithin the Flat Rock Historic District (Boundary Increase, Decrease and Additional Documentation)
listed 2015 · 27 contributing resources · NRIS 14001176

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 173 locations within about half a mile of this property

ProviderTechnologyDownload / Upload (Mbps)
Optimum CommunicationsCable940 / 35
AT&TDSL100 / 20
StarlinkSatellite (low-earth orbit)280 / 30

May also be available at this address: Verizon. Availability varies by address; speeds are provider-advertised maximums, not measured.

Mobile Coverage

5G (outdoors only) and 4G LTE

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