Hunterdon County and Raritan Township property record for 7 Messenger Ln, Ringoes, NJ 08551
| Property Type | Single Family Home |
|---|---|
| Details | 4,893 sqft · built 1998 |
| Lot Size | 1.15 acres (50,225 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $750,000 (Oct 2003) |
| Tax Bill | $23,214 (2025) |
| Deeds & Mortgages | May 2021 Line of Credit Apr 2021 Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 21-00095-0000-00004 |
| Primary APN | 21-00095-0000-00004 |
|---|---|
| Alternative APN |
|
| Stories | 2 Stories |
|---|---|
| Building Area | 4,893 sqft Living Area |
| Year Built | Built 1998 |
|---|---|
| Effective Year Built | Effective 1998 |
| Construction Type | Frame |
| Lot Area | 50,225 sqft |
| Parking Spaces | 3 Parking Spaces |
| Street Address | 7 MESSENGER LN |
|---|---|
| City | RINGOES |
| State | NJ |
| Zip | 08551-1856 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R-3 |
| Legal Subdivision | HUNTERDON CHASE-SEC 04 |
| Legal Block | 95 |
| Legal Lot Number | 4 |
| Jurisdiction | HUNTERDON NJ |
| Township / Civil Division | RARITAN |
| Census Block Group | 2 |
| Census Block | 2009 |
| Census Tract | 11305 |
7 Messenger Ln is owned and occupied by two individuals who bought it in October 2003.
Source: Hunterdon County and Raritan Township records, as of June 29, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 7 MESSENGER LN, RINGOES, NJ 08551-1856 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| May 7, 2021 | Deed of Trust, Mortgage · Line of Credit THIRD FSLA OF CLEVELAND |
| Apr 20, 2021 | Deed of Trust, Mortgage · Conventional Mortgage THIRD FSLA OF CLEVELAND |
| Jan 2, 2019 | Deed of Trust, Mortgage · Conventional Mortgage BANK OF AMERICA |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Oct 23, 2003 · Amount on File |
| Deed Sale | Oct 23, 2003 · Amount on File |
| Prior Sale | Oct 23, 2003 · Amount on File |
| Deed Document Number | 20038457135 |
| Deed Book / Page | 2073 / 803 |
| Prior Transfer Date | May 17, 2002 |
| Prior Transfer Doc | 2037000576 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HUNTERDON NJ |
| Property Address | 7 MESSENGER LN, RINGOES, NJ 08551-1856 |
| Transaction Type | Mortgage |
| Record Updated | Nov 4, 2025 |
| Title Company | TITLE 365, TITLE365 |
| Name | Verified Name |
|---|---|
| Address | 7 MESSENGER LN, RINGOES, NJ 08551-1856 |
| Document Number | 20210507000141260 |
|---|---|
| Date | May 7, 2021 |
| Book Page | 4365/182 |
| Instrument | 20210507000141260 |
| Name | THIRD FSLA OF CLEVELAND |
|---|---|
| Type | Bank |
| Address | CLEVELAND, OH 44105 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 359 Months |
| Due | Apr 14, 2051 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HUNTERDON NJ |
| Property Address | 7 MESSENGER LN, RINGOES, NJ 08551-1856 |
| Transaction Type | Mortgage |
| Record Updated | Nov 4, 2025 |
| Title Company | CORPORATE SETTLEMENTS, CORPORATE SETTLEMENT SLN |
| Name | Verified Name |
|---|---|
| Investor | Possibly a Property Investor |
| Document Number | 20210420000122840 |
|---|---|
| Date | Apr 20, 2021 |
| Book Page | 4358/682 |
| Instrument | 20210420000122840 |
| Name | THIRD FSLA OF CLEVELAND |
|---|---|
| Type | Bank |
| Address | CLEVELAND, OH 44105 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | May 1, 2051 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 2.44% |
| Type Change Date | May 1, 2026 |
| Change Frequency | Annually |
| Min Rate At Change | 2% |
| Max Rate At Change | 4.44% |
| Index | Prime Rate |
| Max Rate | 8.44% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HUNTERDON NJ |
| Property Address | 7 MESSENGER LN, RINGOES, NJ 08551-1856 |
| Document Number | 0000015570 |
| Instrument Date | Jan 2, 2019 |
| Transaction Type | Mortgage |
| Record Updated | Mar 7, 2019 |
| Title Company | FIRST AMERICAN TITLE, FIRST AMERICAN TITLE INSURANCE |
| Name | Verified Name |
|---|---|
| Address | 7 MESSENGER LN RINGOES NJ 085511856, RINGOES, NJ 08551-1856 |
| Document Number | 0000015570 |
|---|---|
| Date | Jan 23, 2019 |
| Book Page | 004136/000061 |
| Instrument | 15570 |
| Name | BANK OF AMERICA |
|---|---|
| Type | Bank |
| Address | CHARLOTTE, NC 28255 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Jan 22, 2049 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 3.75% |
The 2025 property tax bill for 7 Messenger Ln was $23,214, up 4.6% from the year before.
Source: Hunterdon County and Raritan Township assessment roll, as of June 29, 2026
| Type | Name |
|---|---|
| State | New Jersey |
| County | Hunterdon County |
| County Subdivision | Raritan Township |
| Elementary School District | Flemington-Raritan Regional School District (KG - 08) |
| Secondary School District | Hunterdon Central Regional School District (09 - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $766,400 (-) Land $227,300 Building $539,100 | $766,400 (-) Land $227,300 Building $539,100 | |
| 2025 | $23,214.00 (+4.56%) | $766,400 Land $227,300 Building $539,100 | $766,400 Land $227,300 Building $539,100 |
| 2024 | $22,202.00 | ||
| 2023 | $766,400 Land $227,300 Building $539,100 | $766,400 Land $227,300 Building $539,100 | |
| 2022 | $20,459.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 7 Messenger Ln in Zone X, an area of minimal flood risk, though there have been 2 flood claims nearby since 2021.
Source: FEMA National Flood Hazard Layer, effective July 26, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 4 in force |
| Nearby Flood Claims | 2 (2021) |
| Most Recent Claim | Sep 2021 · Remnants Of Hurricane Ida |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 7 Messenger Ln is low, with a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 65% of New Jersey |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 33 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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