4 Messenger Ln, Ringoes, NJ 08551 Property Records

Hunterdon County and Raritan Township property record for 4 Messenger Ln, Ringoes, NJ 08551

Property Summary

Property TypeSingle Family Home
Details4,140 sqft · built 1998
Lot Size1.14 acres (50,050 sqft)
Owner2 Individual Names on Record
Last Sale$780,000 (Jul 2005)
Tax Bill$18,856 (2025)
Deeds & MortgagesSep 2022 Line of Credit
Dec 2020 Mortgage
+ 1 more
Flood ZoneZone X (minimal risk)
APN21-00094-0000-00002

Property Details

APN / Parcel Number

Primary APN21-00094-0000-00002
Alternative APN
  • 210009400002

Interior

Stories2 Stories
Building Area4,140 sqft Living Area

Exterior

Year BuiltBuilt 1998
Effective Year BuiltEffective 1998
Construction TypeFrame
Lot Area50,050 sqft
Parking Spaces2 Parking Spaces

Location & Zoning

Street Address4 MESSENGER LN
CityRINGOES
StateNJ
Zip08551-1854
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeR-3
Legal DescriptionADDITIONAL LOTS: ELKINS
Legal Block94
Legal Lot Number2
JurisdictionHUNTERDON NJ
Township / Civil DivisionRARITAN
Census Block Group2
Census Block2011
Census Tract11305

Owner

Source: Hunterdon County and Raritan Township records, as of June 29, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Mailing Address4 MESSENGER LN, RINGOES, NJ 08551-1854
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Sep 14, 2022Deed of Trust, Mortgage · Line of Credit
CITIZENS BANK NA
Dec 14, 2020Deed of Trust, Mortgage · Conventional Mortgage
NATIONSTAR MORTGAGE LLC
Feb 23, 2019Deed of Trust, Mortgage · Conventional with PMI
MR COOPER

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleJul 11, 2005 · Amount on Record
Deed SaleJul 11, 2005 · Amount on Record
Prior SaleJul 11, 2005 · Amount on Record
Deed Document Number20058550301
Deed Book / Page2126 / 181
Record UpdatedOct 29, 2026

September 2022: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionHUNTERDON NJ
Property Address4 MESSENGER LN, RINGOES, NJ 08551-1854
Transaction TypeMortgage
Record UpdatedNov 4, 2025
Title CompanyACCURATE EQUITY GROUP

Transferred To (Grantee/Buyer)

NameVerified Name
Address4 MESSENGER LANE, RARITAN, NJ 08869

Mortgage

Document Number20220914000199130
DateSep 14, 2022
Book Page4492/416
Instrument20220914000199130
Lender
NameCITIZENS BANK NA
TypeBank
AddressPROVIDENCE, RI 02903
Agreement
TypeLine of Credit
AmountAmount Recorded
Term299 Months
DueAug 28, 2047
Interest
Rate TypeAdjustable Rate
Change FrequencyMonthly

December 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionHUNTERDON NJ
Property Address4 MESSENGER LN, RINGOES, NJ 08551-1854
Transaction TypeMortgage
Record UpdatedAug 18, 2022
Title CompanyTITLE365

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number20201214000291080
DateDec 14, 2020
Book Page4304/50
Instrument20201214000291080
Lender
NameNATIONSTAR MORTGAGE LLC
TypeMortgage Company
AddressCOPPELL, TX 75019
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term181 Months
DueJan 1, 2036

February 2019: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionHUNTERDON NJ
Property Address4 MESSENGER LN, RINGOES, NJ 08551-1854
Document Number0000048240
Instrument DateFeb 23, 2019
Transaction TypeMortgage
Record UpdatedMay 8, 2019
Title CompanyNOT AVAILABLE

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipHusband and Wife
Address4 MESSENGER LN RINGOES NJ 085511854, RINGOES, NJ 08551-1854

Mortgage

Document Number0000048240
DateMar 12, 2019
Book Page004142/000001
Instrument48240
Lender
NameMR COOPER
AddressDALLAS, TX 75019
Agreement
TypeConventional with PMI
AmountAmount Recorded
Term240 Months
DueMar 11, 2039

Tax Assessment & Valuation

Source: Hunterdon County and Raritan Township assessment roll, as of June 29, 2026

Property Jurisdictions

TypeName
StateNew Jersey
CountyHunterdon County
County SubdivisionRaritan Township
Elementary School DistrictFlemington-Raritan Regional School District (KG - 08)
Secondary School DistrictHunterdon Central Regional School District (09 - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$622,500 (-) Land $227,300 Building $395,200$622,500 (-) Land $227,300 Building $395,200
2025$18,856.00 (+4.56%)$622,500 (-) Land $227,300 Building $395,200$622,500 (-) Land $227,300 Building $395,200
2024$18,033.00 (+9.11%)
2023$622,500 Land $227,300 Building $395,200$622,500 Land $227,300 Building $395,200
2022$16,527.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective July 26, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies4 in force
Nearby Flood Claims2 (2021)
Most Recent ClaimSep 2021 · Remnants Of Hurricane Ida
Claims by Event
  • Remnants Of Hurricane Ida, Sep 2021 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · lower than 65% of New Jersey
Wildfire Likelihood0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 33 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Xfinity
Cable
2,000 / 250
Verizon
Fixed Wireless
300 / 20
T-Mobile
Fixed Wireless
100 / 20

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