7 Matthew Ln, Sterling, MA 01564 Property Records

Worcester County and Sterling Town property record for 7 Matthew Ln, Sterling, MA 01564

Property Summary

Property Type	Single Family Home
Details	4 bd · 2.5 ba · 2,658 sqft · built 2000
Lot Size	1.01 acres (43,996 sqft)
Owner	2 Individual Names on File
Last Sale	$540,000 (Nov 2018)
Tax Bill	$9,486 (2025)
Deeds & Mortgages	Oct 2019 Refinance Nov 2018 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`STER M:00091 L:00023`

Property Details

APN / Parcel Number

Primary APN	`STER M:00091 L:00023`

Interior

Bedrooms	4 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	9 Rooms
Stories	2 Stories
Building Area	2,658 sqft Living Area
Gross Area	4,712 sqft

Exterior

Year Built	Built 2000
Effective Year Built	Effective 2000
Architectural Style	Colonial
Exterior Material	Wood Siding
Roof Type	Gable
Roof Material	Asphalt
Lot Area	43,996 sqft (1.01 acres)

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Heating Fuel	Oil

Location & Zoning

Street Address	7 MATTHEW LN
City	STERLING
State	MA
Zip	01564-1541
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Lot Number	23
Jurisdiction	STERLING MA
Township / Civil Division	STERLING
Census Block Group	5
Census Block	5033
Census Tract	719100

Owner

Source: Worcester County and Sterling Town assessment roll, as of April 14, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	7 MATTHEW LN, STERLING, MA 01564-1541
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Oct 21, 2019	Deed of Trust, Mortgage · Stand-Alone Refinance ENVISION BANK
Nov 7, 2018	Quit Claim Deed, Transfer ENVISION BANK

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Nov 7, 2018 · Amount on Record
Deed Sale	Nov 7, 2018 · Amount on Record
Prior Sale	Sep 21, 2000 · Amount on Record
Deed Book / Page	59661 / 167
Record Updated	Sep 20, 2026

October 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	STERLING MA
Property Address	7 MATTHEW LN, STERLING, MA 01564-1541
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	61268-193
Date	Oct 21, 2019
Book Page	61268/193
Instrument	111119

Lender

Name	ENVISION BANK

Agreement

Type	Stand-Alone Refinance
Amount	Amount Recorded
Term	361 Months
Due	Nov 1, 2049

November 2018: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	STERLING MA
Recording Date	Nov 7, 2018
Property Address	7 MATTHEW LN, STERLING, MA 01564-1541
Document Number	59661-167
Book / Page	59661 / 167
Instrument	118770
Transaction Type	Transfer
Record Updated	May 12, 2021

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$79.65
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	596610169
Date	Nov 7, 2018
Instrument	59661/0169

Lender

Name	ENVISION BANK

Agreement

Amount	Amount Recorded
Term	360 Months
Due	Nov 7, 2048

Tax Assessment & Valuation

Source: Worcester County and Sterling Town assessment roll, as of April 14, 2026

Property Jurisdictions

Type	Name
State	Massachusetts
County	Worcester County
County Subdivision	Sterling Town
Unified School District	Wachusett School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$9,486.00 (+1.13%)	$736,500 (+4.51%) Land $155,400 Building $581,100	$756,865 (+1.93%)
2024	$9,380.00 (+7.78%)	$704,700 (+15.79%) Land $150,200 Building $554,500	$742,520
2023	$8,703.00	$608,600 Land $142,500 Building $466,100

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective November 30, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 57% of Massachusetts
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation at the parcel

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	STERLING WATER DEPARTMENT serves 6,814 people · EPA ID MA2282000
Water Source	Groundwater
Last State Inspection	Jun 2025
Lead	9 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Corrosion control Feb 2024
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 47 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	1,200 / 35

May also be available: Verizon.

Cell Coverage

5G (outdoors only) and 4G LTE

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