Worcester County and Sterling Town property record for 3 Matthew Ln, Sterling, MA 01564
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2.5 ba · 2,204 sqft · built 1999 |
| Lot Size | 1.01 acres (43,996 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $525,000 (Nov 2020) |
| Tax Bill | $8,850 (2026) |
| Deeds & Mortgages | Nov 2020 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | STER M:00091 L:00025 |
| Primary APN | STER M:00091 L:00025 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 7 Rooms |
| Stories | 2 Stories |
| Building Area | 2,204 sqft Living Area |
| Gross Area | 4,020 sqft |
| 1st Floor Area | 1,969 sqft |
| Basement Area | 1,936 sqft |
| Unfinished Basement | 1,936 sqft |
| Year Built | Built 1999 |
|---|---|
| Effective Year Built | Effective 1999 |
| Architectural Style | Colonial |
| Exterior Material | Wood Siding |
| Construction Type | Concrete |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Lot Area | 43,996 sqft (1.01 acres) |
| Garage Type | Attached |
| Heating System | Hot Water |
|---|---|
| Heating Fuel | Oil |
| Street Address | 3 MATTHEW LN |
|---|---|
| City | STERLING |
| State | MA |
| Zip | 01564-1541 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | RRF |
| Legal Lot Number | 25 |
| Jurisdiction | STERLING MA |
| Township / Civil Division | STERLING |
| Census Block Group | 5 |
| Census Block | 5033 |
| Census Tract | 719100 |
Source: Worcester County and Sterling Town records, as of October 20, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 3 MATTHEW LN, STERLING, MA 01564-1541 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Nov 10, 2020 · Amount on Record |
| Deed Sale | Nov 10, 2020 · Amount on Record |
| Prior Sale | Dec 13, 1999 · Amount on Record |
| Deed Document Number | 2020137208 |
| Deed Book / Page | 63719 / 271 |
| Prior Transfer Date | Nov 5, 2020 |
| Prior Transfer Doc | 63719-271 |
| Record Updated | Oct 29, 2026 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | STERLING MA |
| Recording Date | Nov 10, 2020 |
| Property Address | 3 MATTHEW LN, STERLING, MA 01564-1541 |
| Document Number | 63719-271 |
| Book / Page | 63719 / 271 |
| Instrument Date | Nov 5, 2020 |
| Instrument | 137208 |
| Transaction Type | Transfer |
| Record Updated | May 12, 2021 |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Tenants by the Entirety |
| Address | MATTHEW LN, STERLING, MA |
| Document Number | 137209 |
|---|---|
| Date | Nov 10, 2020 |
| Instrument | 137209 |
| Name | SECURITY FIRST MORTGAGE FUNDING |
|---|
| Type | Stand-Alone First Mortgage |
|---|---|
| Amount | Amount Recorded |
Source: Worcester County and Sterling Town assessment roll, as of April 14, 2026
| Type | Name |
|---|---|
| State | Massachusetts |
| County | Worcester County |
| County Subdivision | Sterling Town |
| Unified School District | Wachusett School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $8,850.00 (+1.79%) | $705,200 (+4.47%) Land $179,500 Building $525,700 | $678,110 (-) |
| 2025 | $8,694.00 (+1.13%) | $675,000 (+4.51%) Land $155,400 Building $519,600 | $678,110 (+2.6%) |
| 2024 | $8,597.00 (+7.57%) | $645,900 (+15.57%) Land $150,200 Building $495,700 | $660,915 |
| 2023 | $7,992.00 | $558,900 Land $142,500 Building $416,400 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective November 30, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 2 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 57% of Massachusetts |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | STERLING WATER DEPARTMENT serves 6,814 people · EPA ID MA2282000 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Jun 2025 |
| Lead | 9 ppb (2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | Corrosion control Feb 2024 |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 47 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 1,200 / 35 |
May also be available: Verizon.
5G (outdoors only) and 4G LTE
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