7 Massachaug Rd, Westerly, RI 02891 Property Records

Westerly Town property record for 7 Massachaug Rd, Westerly, RI 02891 · Last verified June 2026

Property Summary

Property Type	Seasonal / Vacation Home
Details	6 bd · 9.5 ba · 6,755 sqft · built 2006
Lot Size	1.57 acres (68,389 sqft)
Owner	Individual Name on File
Last Sale	$1,725,000 (May 2005)
Tax Bill	$50,567 (2025)
Deeds & Mortgages	Dec 2021 Mortgage
Flood Zone	Zone AE (high risk)
APN	`M:173 B:50-1 L`

Property Details

APN / Parcel Number

Primary APN	`M:173 B:50-1 L`
Alternative APNs	`WEST M:173 B:50 L:1` `23118560`

Interior

Bedrooms	6 Beds
Full Baths	9.5 Baths
Half Baths	3 Half Baths
Total Rooms	12 Rooms
Stories	2 Stories
Building Area	6,755 sqft Living Area
Gross Area	12,838 sqft

Exterior

Year Built	Built 2006
Effective Year Built	Effective 2006
Exterior Material	Wood Siding
Construction Type	Concrete
Roof Type	Gambrel
Roof Material	Wood Shingle
Lot Area	68,389 sqft (1.57 acres)

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Heating Fuel	Oil

Location & Zoning

Account Number	23118560
Street Address	7 MASSACHAUG RD
City	WESTERLY
State	RI
Zip	02891-5609
Property Category	Residential
Property Type	Residential > Specialized > Seasonal / Vacation Home
Legal Block	50
Legal Lot Number	1
Jurisdiction	WESTERLY RI
Township / Civil Division	WESTERLY
Census Block Group	1
Census Block	1087
Census Tract	51000

Owner

Source: Westerly Town records · APN M:173 B:50-1 L

Assessment roll updated June 22, 2026 · Last verified June 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	1166 OENOKE RDG, NEW CANAAN, CT 06840-2608
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	May 31, 2005 · Amount on Record
Deed Sale	May 31, 2005 · Amount on Record
Deed Book / Page	1410 / 323
Record Updated	Sep 20, 2026

December 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WESTERLY RI
Property Address	7 MASSACHAUG RD, WESTERLY, RI 02891-5609
Transaction Type	Mortgage
Record Updated	Oct 16, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name
Investor	Possibly a Property Investor

Mortgage

Document Number	2021-31815
Date	Dec 17, 2021
Book Page	2021/31815
Instrument	2021-7053

Lender

Name	MORGAN STANLEY CREDIT CORP
Type	Mortgage Company

Agreement

Type	ARM
Amount	Amount Recorded
Term	373 Months
Due	Jan 01, 2053

Interest

Rate Type	Adjustable Rate
Rate	2.5%
Type Change Date	Jan 01, 2032
Index	Other
Margin	3

Tax Assessment & Valuation

Source: Westerly Town records · Assessment roll updated June 22, 2026 · Last verified June 2026

Property Jurisdictions

Type	Name
State	Rhode Island
County Subdivision	Westerly Town
Unified School District	Westerly School District (PK - 12)

Tax Bill & Assessment History

Assessed value is set for property tax purposes and is not a market price estimate.

Year	Tax Bill	Assessed Value
2025	$50,567.00 (+10.47%)	$7,112,100 (+49.46%) Land $3,208,600 Building $3,903,500
2023	$45,776.00 (+0.63%)	$4,758,400 (-) Land $2,124,200 Building $2,634,200
2022	$45,490.00	$4,758,400 Land $2,124,200 Building $2,634,200

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, County delivery 44009C, updated December 26, 2025 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 440090510001, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone AE
Special Flood Hazard Area	Yes
Flood Hazard	High
100-Year Floodplain	Yes 1% annual chance
Floodway	No
Base Flood Elevation	13.0 ft
Flood Insurance Requirement	Required (federally backed mortgages)
Flood Insurance Cost	Premium on Record median of 456 individual NFIP policies nearby
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	506 units insured (50 under condo master policies) 99 of 456 individual policies on primary residences
Nearby Flood Claims	157 (1978–2024)
Claims Outside the SFHA	22 of 157
Most Recent Claim	Jan 2024, rainfall accumulation, Severe Storms And Flooding
Flood Events	Hurricane Sandy (Nov 2012), 86 claims Severe Storms And Flooding (Mar 2010), 9 claims Hurricane Bob (Aug 1991), 14 claims

Wildfire

Wildfire Risk	Not rated no burnable land in reach
Wildfire Likelihood	Negligible
Exposure	None beyond ember reach

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Historic Designation

Source: NPS National Register of Historic Places · August 1, 2026 release · Last verified October 2026

Historic District	Within the Watch Hill Historic District listed 1985 · 179 contributing resources · NRIS 85001948

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.