14 Massachaug Rd, Westerly, RI 02891 Property Records

Westerly Town property record for 14 Massachaug Rd, Westerly, RI 02891 · Last verified August 2026

Property Summary

Property TypeSingle Family Home
Lot Size1.62 acres (70,611 sqft)
Owner2 Company Names on File
Tax Bill$31,673 (2025)
Deeds & MortgagesJun 2026 Line of Credit
Jan 2019 Transfer
+ 1 more
Flood ZoneZone X (minimal risk)
APNWEST M:173 B:46

Property Details

APN / Parcel Number

Primary APNWEST M:173 B:46
Alternative APNs
  • M:173 B:46 L
  • 2265275

Exterior

Lot Area70,611 sqft (1.62 acres)
Total Buildings2 Buildings

Location & Zoning

Account Number2265275
Street Address14 MASSACHAUG RD
CityWESTERLY
StateRI
Zip02891-5610
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal Block46
JurisdictionWESTERLY RI
Township / Civil DivisionWESTERLY
Census Block Group1
Census Block1088
Census Tract51000

Owner

Source: Westerly Town records · APN WEST M:173 B:46

Assessment roll updated June 22, 2026 · Last verified August 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Company Names on File
Mailing Address14 MASSACHAUG RD, WESTERLY, RI 02891-5610
OccupancyOwner Occupied
Owner TypeCompany
VestingTrust, Living Trust

Deeds, Mortgages & Sale History

DateDocument
Jun 23, 2026Deed of Trust, Mortgage · Line of Credit
EVERETT FINANCIAL INC
Jan 23, 2019Quit Claim Deed, Transfer
Quitclaim
Jan 23, 2019Trustee's Deed, Foreclosure
Quitclaim

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Last SaleJan 23, 2019
Deed SaleJan 23, 2019
Deed Document Number2019271
Deed Book / Page2019 / 1003
Last Transfer DateSep 19, 2024
Transfer Doc2024-12447
Record UpdatedSep 20, 2026

June 2026: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionWESTERLY RI
Recording DateJun 23, 2026
Property Address14 MASSACHAUG RD, WESTERLY, RI 02891-5610
Document Number0000002109
Book / Page2026 / 9710
Instrument DateJun 15, 2026
Instrument20262109
Transaction TypeMortgage
Record UpdatedJul 12, 2026

Transferred To (Grantee/Buyer)

NameVerified Name
Address14 MASSACHAUG RD, WESTERLY, RI 02891-5610

Mortgage

Document Number0000002109,
DateJun 23, 2026
Book Page2026/9710
Instrument20262109
Lender
NameEVERETT FINANCIAL INC
Agreement
TypeLine of Credit
AmountAmount Recorded
Term697 Months
DueJul 01, 2084
Interest
Rate TypeAdjustable Rate
Rate6.36%
Initial TypeAdjustable Rate
Max Rate-1%

January 2019: Quit Claim Deed, Transfer

Document TypeQuit Claim Deed
JurisdictionWESTERLY RI
Recording DateJan 23, 2019
Property Address14 MASSACHAUG RD, WESTERLY, RI 02891-5610
Document Number2019-1008
Book / Page002019 / 001008
Instrument DateDec 20, 2018
Instrument272
Transaction TypeTransfer
Record UpdatedFeb 13, 2019

Transaction

Tax$0.00
Additional
  • Quitclaim
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address14 MASSACHAUG RD WESTERLY RI 028915610, WESTERLY, RI 02891-5610

January 2019: Trustee's Deed, Foreclosure

Document TypeTrustee's Deed
JurisdictionWESTERLY RI
Recording DateJan 23, 2019
Property Address14 MASSACHAUG RD, WESTERLY, RI 02891-5610
Document Number2019-1003
Book / Page002019 / 001003
Instrument DateDec 18, 2018
Instrument271
Transaction TypeForeclosure
Record UpdatedFeb 13, 2019

Transaction

Tax$0.00
Additional
  • Quitclaim

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address14 MASSACHAUG RD WESTERLY RI 028915610, WESTERLY, RI 02891-5610

Tax Assessment & Valuation

Source: Westerly Town records · Assessment roll updated June 22, 2026 · Last verified August 2026

Property Jurisdictions

TypeName
StateRhode Island
County SubdivisionWesterly Town
Unified School DistrictWesterly School District (PK - 12)

Tax Bill & Assessment History

Assessed value is set for property tax purposes and is not a market price estimate.

YearTax BillAssessed Value
2025$31,673.00 (-17.72%)$4,454,700 (+11.33%) Land $2,965,800 Building $1,488,900
2023$38,492.00 (+0.63%)$4,001,200 (-) Land $3,024,800 Building $976,400
2022$38,251.00$4,001,200 Land $3,024,800 Building $976,400

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, County delivery 44009C, updated December 26, 2025 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 440090510001, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
Special Flood Hazard AreaNo
Flood HazardMinimal
500-Year FloodplainNo
Flood Insurance CostPremium on Record
median of 456 individual NFIP policies nearby
Community Rating SystemClass 7 (15% premium discount)
Nearby Flood Policies506 units insured (50 under condo master policies)
99 of 456 individual policies on primary residences
Nearby Flood Claims157 (1978–2024)
Claims Outside the SFHA22 of 157
Most Recent ClaimJan 2024, rainfall accumulation, Severe Storms And Flooding
Flood Events
  • Hurricane Sandy (Nov 2012), 86 claims
  • Severe Storms And Flooding (Mar 2010), 9 claims
  • Hurricane Bob (Aug 1991), 14 claims

Wildfire

Wildfire RiskNot rated
no burnable land in reach
Wildfire LikelihoodNegligible
ExposureNone
beyond ember reach

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Historic Designation

Source: NPS National Register of Historic Places · August 1, 2026 release · Last verified October 2026

Historic DistrictWithin the Watch Hill Historic District
listed 1985 · 179 contributing resources · NRIS 85001948

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

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