7 Main St, Bradley Beach, NJ 07720 Property Records

Monmouth County and Bradley Beach Borough property record for 7 Main St, Bradley Beach, NJ 07720

Property Summary

Property Type	Single Family Home
Details	1 bd · 1.5 ba · 1,658 sqft · built 1949
Lot Size	0.103 acres (4,500 sqft)
Owner	Individual Name on File
Tax Bill	$5,446 (2025)
Deeds & Mortgages	Dec 2020 Mortgage Dec 2020 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`08-00082-0000-00017`

Property Details

APN / Parcel Number

Primary APN	`08-00082-0000-00017`
Alternative APNs	`080008200017` `3.B`

Interior

Bedrooms	1 Bed
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Total Rooms	4 Rooms
Stories	1 Story
Building Area	1,658 sqft Living Area
1st Floor Area	1,658 sqft
Basement Area	1,658 sqft

Exterior

Year Built	Built 1949
Effective Year Built	Effective 1949
Architectural Style	Ranch
Exterior Material	Stucco
Roof Type	Gable
Roof Material	Other
Lot Area	4,500 sqft (0.103 acres)
Lot Dimensions	90 ft deep x 50 ft wide
Porch	Open Porch

Utilities, Heating & Cooling

Heating System	Forced Air with A/C
Sewer	Connected

Location & Zoning

Account Number	3.B
Street Address	7 MAIN ST
City	BRADLEY BEACH
State	NJ
Zip	07720-1027
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	MU08
Legal Subdivision	ON THE/FICIAL TAX MAP/THE
Legal Block	82
Legal Lot Number	17
Jurisdiction	MONMOUTH NJ
Township / Civil Division	BRADLEY BEACH
Census Block Group	3
Census Block	3009
Census Tract	808201

Owner

7 Main St is owned and occupied by an individual who acquired it in July 2012.

Source: Monmouth County and Bradley Beach Borough records, as of July 9, 2026

Owner of Record	Individual Name on File
Mailing Address	7 MAIN ST, BRADLEY BEACH, NJ 07720-1027
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Dec 19, 2020	Deed of Trust, Mortgage · FHA Mortgage COMMISSIONER/HSNG & URBAN DEV
Dec 19, 2020	Deed of Trust, Mortgage AMERICAN ADVISORS

Assessor's Deed Record

Deed Names	Name on Deed
Last Transfer Date	Jul 18, 2012
Transfer Doc	0089608211
Record Updated	Sep 20, 2026

December 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MONMOUTH NJ
Property Address	7 MAIN ST, BRADLEY BEACH, NJ 07720-1027
Document Number	0000011191
Instrument Date	Dec 19, 2020
Transaction Type	Mortgage
Record Updated	Apr 16, 2021
Title Company	AMERICAN ADVISORS GROUP, AMERICAN ADVISORS GRP

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	7 MAIN ST BRADLEY BEACH NJ 077201027, BRADLEY BEACH, NJ 07720-1027

Mortgage

Document Number	0000011191
Date	Jan 21, 2021
Book Page	009475/000960
Instrument	11191

Lender

Name	COMMISSIONER/HSNG & URBAN DEV
Address	WASHINGTON, DC 20410

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	756 Months
Due	Jan 20, 2084

December 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MONMOUTH NJ
Property Address	7 MAIN ST, BRADLEY BEACH, NJ 07720-1027
Document Number	0000011190
Instrument Date	Dec 19, 2020
Transaction Type	Mortgage
Record Updated	May 13, 2021
Title Company	AMERICAN ADVISORS GROUP, AMERICAN ADVISORS GRP

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	7 MAIN ST BRADLEY BEACH NJ 077201027, BRADLEY BEACH, NJ 07720-1027

Mortgage

Document Number	0000011190
Date	Jan 21, 2021
Book Page	009475/000919
Instrument	11190

Lender

Name	AMERICAN ADVISORS
Address	IRVINE, CA 92612

Agreement

Amount	Amount on Record
Term	756 Months
Due	Jan 20, 2084

Tax Assessment & Valuation

The 2025 property tax bill for 7 Main St was $5,446, up 1.6% from the year before.

Source: Monmouth County and Bradley Beach Borough assessment roll, as of July 9, 2026

Property Jurisdictions

Type	Name
State	New Jersey
County	Monmouth County
Municipality	Bradley Beach Borough
Unified School District	Bradley Beach Borough School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$684,700 (+11.26%) Land $450,500 Building $234,200	$684,700 (+11.26%) Land $450,500 Building $234,200
2025	$5,446.00 (+1.64%)	$615,400 Land $377,600 Building $237,800	$615,400 Land $377,600 Building $237,800
2024	$5,358.00
2023		$493,600 Land $283,700 Building $209,900	$493,600 Land $283,700 Building $209,900
2022	$4,535.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 7 Main St in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective September 18, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 81 individual policies
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	107 units insured incl. 26 condo units
Nearby Flood Claims	20 (2005–2023)
Claims Outside the SFHA	20 of 20
Most Recent Claim	Sep 2023 · rainfall accumulation
Claims by Event	Hurricane Sandy, Oct 2012 · 16 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 7 Main St has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	NJ AMERICAN WATER - COASTAL NORTH private · serves 377,613 people · EPA ID NJ1345001
Water Source	Surface water
Last State Inspection	Sep 2023
Lead	2 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	Turbidity resolved · Sep 2019
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 704 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Optimum Fiber · Cable	8,000 / 8,000
Verizon Fiber · Fixed Wireless in parts of the area	2,300 / 2,300
AT&T Fixed Wireless	100 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: Xfinity.

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