Monmouth County and Bradley Beach Borough property record for 20 Main St, Bradley Beach, NJ 07720
| Property Type | Single Family Home |
|---|---|
| Details | 2 bd · 2 ba · 1,486 sqft · built 1924 |
| Lot Size | 0.11 acres (4,800 sqft) |
| Owner | Individual Name on File |
| Last Sale | $152,000 (Jan 2002) |
| Tax Bill | $5,383 (2025) |
| Flood Zone | Zone X (minimal risk) |
| APN | 08-00083-0000-00011 |
| Primary APN | 08-00083-0000-00011 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 2 Baths |
| Total Rooms | 6 Rooms |
| Stories | 2 Stories |
| Building Area | 1,486 sqft Living Area |
| 1st Floor Area | 782 sqft |
| Upper Floors Area | 704 sqft |
| Basement Area | 540 sqft |
| Year Built | Built 1924 |
|---|---|
| Effective Year Built | Effective 1924 |
| Construction Type | Frame |
| Foundation Type | Block |
| Roof Type | Gable |
| Roof Material | Other |
| Lot Area | 4,800 sqft (0.11 acres) |
| Lot Dimensions | 96 ft deep x 50 ft wide |
| Porch | Enclosed Porch |
| Patio Area | 24 sqft |
| Sewer | Connected |
|---|
| Account Number | 1 |
|---|---|
| Street Address | 20 MAIN ST |
| City | BRADLEY BEACH |
| State | NJ |
| Zip | 07720-1068 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | MU08 |
| Legal Block | 83 |
| Legal Lot Number | 11 |
| Jurisdiction | MONMOUTH NJ |
| Township / Civil Division | BRADLEY BEACH |
| Census Block Group | 3 |
| Census Block | 3022 |
| Census Tract | 808201 |
20 Main St is owned and occupied by an individual who bought it in January 2002.
Source: Monmouth County and Bradley Beach Borough records, as of October 6, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 20 MAIN ST, BRADLEY BEACH, NJ 07720-1068 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Jan 31, 2002 · Amount on File |
| Deed Sale | Jan 31, 2002 · Amount on File |
| Prior Sale | Sep 11, 1998 · Amount on File |
| Deed Book / Page | 8080 / 3183 |
| Prior Transfer Date | Jun 18, 1996 |
| Prior Transfer Doc | 5512000862 |
| Record Updated | Oct 29, 2026 |
The 2025 property tax bill for 20 Main St was $5,383, up 1.7% from the year before.
Source: Monmouth County and Bradley Beach Borough assessment roll, as of July 9, 2026
| Type | Name |
|---|---|
| State | New Jersey |
| County | Monmouth County |
| Municipality | Bradley Beach Borough |
| Unified School District | Bradley Beach Borough School District (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $678,500 (+11.56%) Land $455,200 Building $223,300 | $678,500 (+11.56%) Land $455,200 Building $223,300 | |
| 2025 | $5,383.00 (+1.7%) | $608,200 Land $381,400 Building $226,800 | $608,200 Land $381,400 Building $226,800 |
| 2024 | $5,293.00 | ||
| 2023 | $471,700 Land $286,500 Building $185,200 | $471,700 Land $286,500 Building $185,200 | |
| 2022 | $4,346.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 20 Main St in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.
Source: FEMA National Flood Hazard Layer, effective September 18, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 81 individual policies |
| Community Rating System | Class 7 (15% premium discount) |
| Nearby Flood Policies | 107 units insured incl. 26 condo units |
| Nearby Flood Claims | 20 (2005–2023) |
| Claims Outside the SFHA | 20 of 20 |
| Most Recent Claim | Sep 2023 · rainfall accumulation |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
The area around 20 Main St has no burnable land within ember reach, so its wildfire risk is not rated.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | NJ AMERICAN WATER - COASTAL NORTH private · serves 377,613 people · EPA ID NJ1345001 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Sep 2023 |
| Lead | 2 ppb (2026) action level 15 ppb |
| Water Quality | Turbidity resolved · Sep 2019 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 710 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Optimum Fiber · Cable | 8,000 / 8,000 |
| Verizon Fiber · Fixed Wireless in parts of the area | 2,300 / 2,300 |
| T-Mobile Fixed Wireless | 100 / 20 |
May also be available: Xfinity.
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