7 Lowndes St, Newport, RI 02840 Property Records

Newport City property record for 7 Lowndes St, Newport, RI 02840

Property Summary

Property TypeDuplex
Details4 bd · 2 ba · 1,650 sqft · built 1950
Lot Size0.15 acres (6,538 sqft)
Owner2 Individual Names on File
Last Sale$243,500 (Jul 2009)
Tax Bill$5,926 (2025)
Deeds & MortgagesApr 2025 Line of Credit
Jul 2020 Refinance
Flood ZoneZone X (minimal risk)
APNR05633

Property Details

APN / Parcel Number

Primary APNR05633
Alternative APN
  • NEWP M:029 B:0115

Interior

Bedrooms4 Beds
Full Baths2 Baths
Total Rooms10 Rooms
Units2 Units
Stories2 Stories
Building Area1,650 sqft Living Area
Gross Area2,747 sqft

Exterior

Year BuiltBuilt 1950
Effective Year BuiltEffective 1987
Architectural StyleDuplex Single
Exterior MaterialAluminum/Vinyl
Construction TypeFrame
Roof TypeGable
Roof MaterialAsphalt
Lot Area6,538 sqft (0.15 acres)

Utilities, Heating & Cooling

Heating SystemHot Water
Heating FuelOil

Location & Zoning

Account NumberR05633
Street Address7 LOWNDES ST
CityNEWPORT
StateRI
Zip02840-3622
Property CategoryResidential
Property TypeResidential > Multi-Unit > Duplex
Local Zoning CodeR10
Legal Block115
JurisdictionNEWPORT RI
Township / Civil DivisionNEWPORT
Census Block Group1
Census Block1033
Census Tract40800

Owner

7 Lowndes St, a duplex, is owned by two individuals who bought it in July 2009.

Source: Newport City records, as of October 20, 2026

Owner of Record2 Individual Names on File
Mailing Address6 NEWPORT AVE, NEWPORT, RI 02840-2149
Owner TypeIndividual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

DateDocument
Apr 23, 2025Deed of Trust, Mortgage · Line of Credit
WESTERLY COMMUNITY CU
Jul 31, 2020Deed of Trust, Mortgage · Stand-Alone Refinance
PEOPLES CU

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleJul 30, 2009 · Amount on File
Deed SaleJul 30, 2009 · Amount on File
Deed Book / Page2032 / 169
Record UpdatedOct 29, 2026

April 2025: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionNEWPORT RI
Property Address7 LOWNDES ST, NEWPORT, RI 02840-3622
Transaction TypeMortgage
Record UpdatedNov 25, 2025

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number003248-190
DateApr 23, 2025
Book Page3248/190
Instrument156203
Lender
NameWESTERLY COMMUNITY CU
TypeCredit Union
Agreement
TypeLine of Credit
AmountAmount on Record
Term301 Months
DueMay 1, 2050

July 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionNEWPORT RI
Property Address7 LOWNDES ST, NEWPORT, RI 02840-3622
Transaction TypeMortgage
Record UpdatedMar 1, 2021

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number2911-251
DateJul 31, 2020
Book Page2911/251
Instrument130012
Lender
NamePEOPLES CU
TypeCredit Union
Agreement
TypeStand-Alone Refinance
AmountAmount on Record

Tax Assessment & Valuation

The 2025 property tax bill for 7 Lowndes St was $5,926.

Source: Newport City assessment roll, as of June 22, 2026

Property Jurisdictions

TypeName
StateRhode Island
MunicipalityNewport City
Unified School DistrictNewport School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$5,926.00$825,400 Land $466,500 Building $358,900$960,025
2023$5,306.00 (+3.23%)$534,900 (-) Land $304,900 Building $230,000
2022$5,140.00$534,900 Land $304,900 Building $230,000

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 7 Lowndes St in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 1991.

Source: FEMA National Flood Hazard Layer, effective December 26, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on File
median of 11 policies
Community Rating SystemClass 7 (15% premium discount)
Nearby Flood Policies11 in force
Nearby Flood Claims1 (1991)
Most Recent ClaimAug 1991 · Hurricane Bob

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 7 Lowndes St has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemNEWPORT-CITY OF
serves 42,155 people · EPA ID RI1592010
Water SourceSurface water
Last State InspectionOct 2022
Lead4 ppb (2025–2027)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting4
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 348 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Cox Communications
Fiber · Cable in parts of the area
1,000 / 35
Starlink
Satellite
280 / 30
T-Mobile
Fixed Wireless
100 / 20
AT&T
Fixed Wireless
100 / 20

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