Newport City property record for 5 Lowndes St, Newport, RI 02840
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2.5 ba · 1,736 sqft · built 2010 |
| Lot Size | 0.143 acres (6,225 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $1,400,000 (Apr 2026) |
| Tax Bill | $9,564 (2025) |
| Deeds & Mortgages | Feb 2021 Refinance Apr 2026 Sale & Mortgage + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | R05632 |
| Primary APN | R05632 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 6 Rooms |
| Stories | 2 Stories |
| Building Area | 1,736 sqft Living Area |
| Gross Area | 2,896 sqft |
| Year Built | Built 2010 |
|---|---|
| Effective Year Built | Effective 2010 |
| Architectural Style | Colonial |
| Construction Type | Frame |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Lot Area | 6,225 sqft (0.143 acres) |
| Garage Type | Attached |
| Cooling System | HVAC |
|---|---|
| Heating System | Hot Water |
| Heating Fuel | Gas |
| Account Number | R05632 |
|---|---|
| Street Address | 5 LOWNDES ST |
| City | NEWPORT |
| State | RI |
| Zip | 02840-3622 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R10 |
| Legal Block | 114 |
| Jurisdiction | NEWPORT RI |
| Township / Civil Division | NEWPORT |
| Census Block Group | 1 |
| Census Block | 1033 |
| Census Tract | 40800 |
5 Lowndes St is owned and occupied by two individuals who bought it in April 2026.
Source: Newport City records, as of October 20, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 5 LOWNDES ST, NEWPORT, RI 02840-3622 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Tenants by the Entirety |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Feb 4, 2021 | Deed of Trust, Mortgage · Stand-Alone Refinance QUICKEN LOANS INC |
| Apr 29, 2026 | Warranty Deed, Transfer · Conventional Mortgage SHORE BANK |
| Feb 4, 2021 | Deed of Trust, Mortgage · Stand-Alone Refinance QUICKEN LOANS INC |
| Oct 23, 2017 | Warranty Deed, Transfer QUICKEN LNS |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Apr 29, 2026 · Amount on File |
| Deed Sale | Apr 29, 2026 · Amount on File |
| Prior Sale | Oct 23, 2017 · Amount on File |
| Deed Book / Page | 3310 / 241 |
| Transfer Doc | 2510-72 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | NEWPORT RI |
| Property Address | 5 LOWNDES ST, NEWPORT, RI 02840-3622 |
| Transaction Type | Mortgage |
| Record Updated | May 27, 2026 |
| Name | Verified Name |
|---|
| Document Number | 0002966-99 |
|---|---|
| Date | Feb 4, 2021 |
| Book Page | 2966/99 |
| Instrument | 133962 |
| Name | QUICKEN LOANS INC |
|---|---|
| Type | Lending Institution |
| Type | Stand-Alone Refinance |
|---|---|
| Amount | Amount on Record |
| Term | 181 Months |
| Due | Mar 1, 2036 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | NEWPORT RI |
| Recording Date | Apr 29, 2026 |
| Property Address | 5 LOWNDES ST, NEWPORT, RI 02840-3622 |
| Document Number | 003310-241 |
| Book / Page | 3310 / 241 |
| Instrument Date | Mar 30, 2026 |
| Instrument | 2026160863 |
| Transaction Type | Transfer |
| Record Updated | Jun 22, 2026 |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Tenants by the Entirety |
| Address | 5 LOWNDES ST, NEWPORT, RI 02840-3622 |
| Date | Apr 29, 2026 |
|---|
| Name | SHORE BANK |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | May 1, 2056 |
| Rate | 6.22% |
|---|---|
| Max Rate | -1% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | NEWPORT RI |
| Property Address | 5 LOWNDES ST, NEWPORT, RI 02840-3622 |
| Transaction Type | Mortgage |
| Record Updated | Mar 5, 2021 |
| Name | Verified Name |
|---|
| Document Number | 2966-99 |
|---|---|
| Date | Feb 4, 2021 |
| Book Page | 2966/99 |
| Instrument | 133962 |
| Name | QUICKEN LOANS INC |
|---|---|
| Type | Lending Institution |
| Type | Stand-Alone Refinance |
|---|---|
| Amount | Amount on Record |
| Term | 181 Months |
| Due | Mar 1, 2036 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | NEWPORT RI |
| Recording Date | Oct 23, 2017 |
| Property Address | 5 LOWNDES ST, NEWPORT, RI 02840-3622 |
| Document Number | 2703-134 |
| Book / Page | 002703 / 000134 |
| Instrument Date | Oct 18, 2017 |
| Instrument | 113893 |
| Transaction Type | Transfer |
| Record Updated | Nov 14, 2017 |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $617.00 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 19 KAREN DR BETHEL CT 068013051, BETHEL, CT 06801-3051 |
| Document Number | 2703-137 |
|---|---|
| Date | Oct 23, 2017 |
| Book Page | 002703/000137 |
| Instrument | 113894 |
| Name | QUICKEN LNS |
|---|---|
| Type | Funding / Finance Company |
| Amount | Amount on Record |
|---|---|
| Term | 360 Months |
| Due | Oct 22, 2047 |
The 2025 property tax bill for 5 Lowndes St was $9,564.
Source: Newport City assessment roll, as of June 22, 2026
| Type | Name |
|---|---|
| State | Rhode Island |
| Municipality | Newport City |
| Unified School District | Newport School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $9,564.00 | $1,100,700 Land $457,600 Building $643,100 | $1,402,860 |
| 2023 | $7,196.00 (+3.23%) | $725,400 (-) Land $299,100 Building $426,300 | |
| 2022 | $6,971.00 | $725,400 Land $299,100 Building $426,300 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 5 Lowndes St in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 1991.
Source: FEMA National Flood Hazard Layer, effective December 26, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 11 policies |
| Community Rating System | Class 7 (15% premium discount) |
| Nearby Flood Policies | 11 in force |
| Nearby Flood Claims | 1 (1991) |
| Most Recent Claim | Aug 1991 · Hurricane Bob |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
The area around 5 Lowndes St has no burnable land within ember reach, so its wildfire risk is not rated.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | NEWPORT-CITY OF serves 42,155 people · EPA ID RI1592010 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Oct 2022 |
| Lead | 4 ppb (2025–2027) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 4 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 348 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Cox Communications Fiber · Cable in parts of the area | 1,000 / 35 |
| Starlink Satellite | 280 / 30 |
| T-Mobile Fixed Wireless | 100 / 20 |
| AT&T Fixed Wireless | 100 / 20 |
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