7 Lowell St, Lynnfield, MA 01940 Property Records

Essex County and Lynnfield Town property record for 7 Lowell St, Lynnfield, MA 01940

Property Summary

Property Type	Single Family Home
Details	4 bd · 4.5 ba · 5,065 sqft · built 1968
Lot Size	1.05 acres (45,821 sqft)
Owner	2 Individual Names on File
Last Sale	$1,400,000 (Sep 2021)
Tax Bill	$18,256 (2026)
Deeds & Mortgages	Sep 2021 Sale & Mortgage Apr 2017 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`LYNF M:0017 B:0000 L:0967`

Property Details

APN / Parcel Number

Primary APN	`LYNF M:0017 B:0000 L:0967`

Interior

Bedrooms	4 Beds
Full Baths	4.5 Baths
Half Baths	1 Half Bath
Total Rooms	9 Rooms
Stories	1 Story
Building Area	5,065 sqft Living Area
Gross Area	7,506 sqft
Basement Area	2,044 sqft
Finished Basement	1,858 sqft
Unfinished Basement	186 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1968
Effective Year Built	Effective 1968
Architectural Style	Ranch
Exterior Material	Wood Siding
Construction Type	Frame
Roof Type	Gable
Roof Material	Asphalt
Lot Area	45,821 sqft (1.05 acres)
Garage Type	Attached
Pool Type	In-Ground Pool

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Hot Water
Heating Fuel	Oil

Location & Zoning

Street Address	7 LOWELL ST
City	LYNNFIELD
State	MA
Zip	01940-1058
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RC
Legal Subdivision	LYNNFIELD
Legal Lot Number	967
Jurisdiction	LYNNFIELD MA
Township / Civil Division	LYNNFIELD
Census Block Group	4
Census Block	4003
Census Tract	209200

Owner

7 Lowell St is owned and occupied by two individuals who bought it in September 2021.

Source: Essex County and Lynnfield Town records, as of October 20, 2026

Owner of Record	2 Individual Names on File
Mailing Address	7 LOWELL ST, LYNNFIELD, MA 01940-1058
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Tenants by the Entirety

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Sep 8, 2021	Quit Claim Deed, Transfer · Stand-Alone First Mortgage WINTER HILL FSB
Apr 14, 2017	Deed of Trust, Mortgage BANK OF AMERICA

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Sep 8, 2021 · Amount on File
Deed Sale	Sep 8, 2021 · Amount on File
Prior Sale	Dec 14, 2012 · Amount on File
Deed Book / Page	40256 / 578
Record Updated	Oct 29, 2026

September 2021: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	LYNNFIELD MA
Recording Date	Sep 8, 2021
Property Address	7 LOWELL ST, LYNNFIELD, MA 01940-1058
Document Number	040256-578
Book / Page	40256 / 578
Instrument Date	Sep 8, 2021
Transaction Type	Transfer
Record Updated	Jan 21, 2026

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	7 LOWELL ST, LYNNFIELD, MA 01940-1058

Mortgage

Document Number	0040256580
Date	Sep 8, 2021
Instrument	40256/580

Lender

Name	WINTER HILL FSB
Type	Bank

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount on Record

April 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LYNNFIELD MA
Property Address	7 LOWELL ST, LYNNFIELD, MA 01940-1058
Document Number	35807-26
Instrument Date	Apr 14, 2017
Transaction Type	Mortgage
Record Updated	Aug 30, 2018

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife

Mortgage

Document Number	35807-26
Date	Apr 19, 2017
Book Page	035807/000026
Instrument	1704190246

Lender

Name	BANK OF AMERICA
Type	Bank

Agreement

Amount	Amount on Record
Term	360 Months
Due	Apr 18, 2047

Tax Assessment & Valuation

The 2026 property tax bill for 7 Lowell St was $18,256, up 12.8% from the year before.

Source: Essex County and Lynnfield Town assessment roll, as of April 14, 2026

Property Jurisdictions

Type	Name
State	Massachusetts
County	Essex County
County Subdivision	Lynnfield Town
Unified School District	Lynnfield School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$18,256.00 (+12.84%)	$1,593,000 (+3.97%) Land $661,000 Building $913,700	$1,769,720 (+2.63%)
2025	$16,179.00 (+1.95%)	$1,532,100 (+1.47%) Land $635,400 Building $896,700	$1,724,345
2024	$15,869.00 (+3.96%)	$1,509,900 (+11.77%) Land $625,900 Building $884,000
2023	$15,265.00	$1,350,900 Land $538,800 Building $812,100

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 7 Lowell St in Zone X, an area of minimal flood risk, though there have been 4 flood claims nearby since 2001.

Source: FEMA National Flood Hazard Layer, effective July 10, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	6 in force
Nearby Flood Claims	4 (2001–2011)
Claims Outside the SFHA	4 of 4
Most Recent Claim	Oct 2011 · Severe Storm

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 7 Lowell St is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 57% of Massachusetts
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	LYNNFIELD CENTER WATER DISTRICT serves 8,525 people · EPA ID MA3164000
Water Source	Purchased surface water from MWRA
Last State Inspection	Oct 2023
Lead	4 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	4 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 175 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	1,200 / 35
Verizon Fiber	980 / 880
Starlink Satellite	280 / 30
AT&T Fixed Wireless	100 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: Astound Broadband.

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