4 Lowell St, Lynnfield, MA 01940 Property Records

Essex County and Lynnfield Town property record for 4 Lowell St, Lynnfield, MA 01940

Property Summary

Property Type	Single Family Home
Details	3 bd · 3.5 ba · 4,236 sqft · built 1971
Lot Size	0.956 acres (41,648 sqft)
Owner	Individual Name on File
Last Sale	$1,300,000 (Nov 2021)
Tax Bill	$18,815 (2026)
Deeds & Mortgages	Sep 2023 Mortgage May 2022 Construction Loan + 1 more
Flood Zone	Zone X (minimal risk)
APN	`LYNF M:0017 B:0000 L:1733`

Property Details

APN / Parcel Number

Primary APN	`LYNF M:0017 B:0000 L:1733`

Interior

Bedrooms	3 Beds
Full Baths	3.5 Baths
Half Baths	1 Half Bath
Total Rooms	7 Rooms
Stories	1 Story
Building Area	4,236 sqft Living Area
Gross Area	7,462 sqft
Basement Area	2,289 sqft
Unfinished Basement	1,568 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1971
Effective Year Built	Effective 2010
Architectural Style	Contemporary
Exterior Material	Wood Siding
Construction Type	Frame
Roof Type	Gable
Roof Material	Asphalt
Lot Area	41,648 sqft (0.956 acres)
Garage Type	Attached

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Heating Fuel	Gas

Location & Zoning

Street Address	4 LOWELL ST
City	LYNNFIELD
State	MA
Zip	01940-1013
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RC
Legal Subdivision	LYNNFIELD
Legal Lot Number	1733
Jurisdiction	LYNNFIELD MA
Township / Civil Division	LYNNFIELD
Census Block Group	1
Census Block	1000
Census Tract	209200

Owner

4 Lowell St is owned and occupied by an individual who acquired it in June 2024.

Source: Essex County and Lynnfield Town records, as of October 20, 2026

Owner of Record	Individual Name on File
Mailing Address	4 LOWELL ST, LYNNFIELD, MA 01940-1013
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Married Woman, Separate Property

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Sep 13, 2023	Deed of Trust, Mortgage · Commercial Mortgage MSA LENDING LLC
May 17, 2022	Deed of Trust, Mortgage · Construction Mortgage ABL RESIDENTIAL CREDIT ACQUISITIONS LLC
Nov 15, 2021	Quit Claim Deed, Transfer · Stand-Alone First Mortgage SEBASTIAN BIRRITTERI

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Nov 15, 2021 · Amount on File
Deed Sale	Nov 15, 2021 · Amount on File
Prior Sale	Oct 18, 2013 · Amount on File
Deed Book / Page	40485 / 514
Last Transfer Date	Jun 24, 2024
Transfer Doc	042189-286
Record Updated	Oct 29, 2026

September 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LYNNFIELD MA
Property Address	4 LOWELL ST, LYNNFIELD, MA 01940-1013
Transaction Type	Mortgage
Record Updated	Apr 3, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	041758-506
Date	Sep 13, 2023
Book Page	41758/506
Instrument	20230913003150

Lender

Name	MSA LENDING LLC
Type	Lending Institution

Agreement

Type	Commercial Mortgage
Amount	Amount on Record

May 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LYNNFIELD MA
Property Address	4 LOWELL ST, LYNNFIELD, MA 01940-1013
Transaction Type	Mortgage
Record Updated	Apr 3, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	040937-570
Date	May 17, 2022
Book Page	40937/570
Instrument	20220517000560

Lender

Name	ABL RESIDENTIAL CREDIT ACQUISITIONS LLC

Agreement

Type	Construction Mortgage
Amount	Amount on Record

November 2021: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	LYNNFIELD MA
Recording Date	Nov 15, 2021
Property Address	4 LOWELL ST, LYNNFIELD, MA 01940-1013
Document Number	40485-514
Book / Page	40485 / 514
Instrument Date	Nov 15, 2021
Instrument	20211115006650
Transaction Type	Transfer
Record Updated	Dec 3, 2021

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4 LOWELL ST, LYNNFIELD, MA 01940-1013

Mortgage

Document Number	211115006690
Date	Nov 15, 2021
Instrument	211115006690

Lender

Name	SEBASTIAN BIRRITTERI

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount on Record

Tax Assessment & Valuation

The 2026 property tax bill for 4 Lowell St was $18,815, up 12.6% from the year before.

Source: Essex County and Lynnfield Town assessment roll, as of April 14, 2026

Property Jurisdictions

Type	Name
State	Massachusetts
County	Essex County
County Subdivision	Lynnfield Town
Unified School District	Lynnfield School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$18,815.00 (+12.56%)	$1,641,800 (+3.72%) Land $660,000 Building $957,700	$2,247,500 (+44.24%)
2025	$16,715.00 (+1.77%)	$1,582,900 (+1.29%) Land $634,400 Building $948,500	$1,558,190
2024	$16,424.00 (+26.41%)	$1,562,700 (+35.91%) Land $625,000 Building $937,700
2023	$12,993.00	$1,149,800 Land $537,900 Building $611,900

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 4 Lowell St in Zone X, an area of minimal flood risk, though there have been 6 flood claims nearby since 1978.

Source: FEMA National Flood Hazard Layer, effective July 10, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force
Nearby Flood Claims	6 (1978–2015)
Claims Outside the SFHA	3 of 6
Most Recent Claim	Sep 2015 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 4 Lowell St is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 57% of Massachusetts
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	LYNNFIELD CENTER WATER DISTRICT serves 8,525 people · EPA ID MA3164000
Water Source	Purchased surface water from MWRA
Last State Inspection	Oct 2023
Lead	4 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	4 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 175 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	1,200 / 35
Verizon Fiber	980 / 880
Starlink Satellite	280 / 30
AT&T Fixed Wireless	100 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: Astound Broadband.

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