7 Los Robles Rd, Carmel Valley, CA 93924 Property Records

Monterey County property record for 7 Los Robles Rd, Carmel Valley, CA 93924

Property Summary

Property Type	Single Family Home
Details	4 bd · 4.5 ba · 4,462 sqft · built 1953
Lot Size	1.64 acres (71,848 sqft)
Owner	Company Name on Record
Last Sale	$2,700,000 (Mar 2020)
Tax Bill	$31,068 (2025)
Deeds & Mortgages	Jan 2019 Mortgage Jun 2020 Transfer + 1 more
Flood Zone	Zone X (minimal risk)
APN	`187-081-032-000`

Property Details

APN / Parcel Number

Primary APN	`187-081-032-000`
Alternative APN	`187-081-032`

Interior

Bedrooms	4 Beds
Full Baths	4.5 Baths
Half Baths	1 Half Bath
Total Rooms	4 Rooms
Stories	1 Story
Building Area	4,462 sqft Living Area
1st Floor Area	4,462 sqft

Exterior

Year Built	Built 1953
Effective Year Built	Effective 1953
Architectural Style	Other
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Roof Type	Gable
Roof Material	Wood Shingle
Lot Area	71,848 sqft
Garage Area	600 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Heating System	Floor/Wall Furnace

Location & Zoning

Old Parcel Number	187-081-032
Street Address	7 LOS ROBLES RD
City	CARMEL VALLEY
State	CA
Zip	93924-9427
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOS RANCHITOS DEL CARMELO TR 1 POR OF SUB A OF LOT 22 AS DESC IN R547 PG 741
Legal Subdivision	LOS RANCHITOS DEL CARMELO
Legal Tract	1
Legal Lot Number	22
Jurisdiction	MONTEREY CA
Township / Civil Division	CARMEL-BY-THE-SEA
Census Block Group	1
Census Block	1012
Census Tract	11606

Owner

Source: Monterey County records, as of August 6, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company Name on Record
Mailing Address	1607 AKRON PENINSULA RD, 103, AKRON, OH 44313-5190
Occupancy	Owner Occupied
Owner Type	Company
Vesting	Trust

Deeds, Mortgages & Sale History

Date	Document
Jan 30, 2019	Deed of Trust, Mortgage · Commercial Mortgage MONTEREY COUNTY BANK
Jun 23, 2020	Quit Claim Deed, Transfer ATTORNEY ONLY
Mar 17, 2020	Grant Deed, Transfer · Conventional Mortgage MORGAN STANLEY PRIVATE BANK NA

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Mar 17, 2020 · Amount on Record
Deed Sale	Mar 17, 2020 · Amount on Record
Prior Sale	May 1, 2012 · Amount on Record
Deed Document Number	202013301
Prior Transfer Date	Jun 27, 1994
Prior Transfer Doc	0000053972
Record Updated	Oct 29, 2026

January 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MONTEREY CA
Property Address	7 LOS ROBLES RD, CARMEL VALLEY, CA 93924-9427
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	OLD REPUBLIC TITLE CO

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000003695
Date	Jan 30, 2019
Instrument	2019003695

Lender

Name	MONTEREY COUNTY BANK
Type	Bank
Address	MONTEREY, CA 93940

Agreement

Type	Commercial Mortgage
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate

June 2020: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	MONTEREY CA
Recording Date	Jun 23, 2020
Property Address	7 LOS ROBLES RD, CARMEL VALLEY, CA 93924-9427
Document Number	0000029859
Instrument Date	Jun 9, 2020
Instrument	29859
Transaction Type	Transfer
Record Updated	Jul 2, 2020
Title Company	ATTORNEY ONLY

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Revocable Trust
Address	7 LOS ROBLES RD CARMEL VALLEY CA 939249427, CARMEL VALLEY, CA 93924-9427

March 2020: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	MONTEREY CA
Recording Date	Mar 17, 2020
Property Address	7 LOS ROBLES RD, CARMEL VALLEY, CA 93924-9427
Document Number	0000013301
Map Reference	VOL 3 PG 39
Instrument Date	Mar 3, 2020
Instrument	2020013301
Transaction Type	Transfer
Record Updated	Aug 19, 2021
Title Company	CHICAGO TITLE COMPANY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants

Mortgage

Document Number	0000013302
Date	Mar 17, 2020
Instrument	2020013302

Lender

Name	MORGAN STANLEY PRIVATE BANK NA
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Apr 1, 2050

Interest

Rate Type	Adjustable Rate
Rate	3%
Type Change Date	Apr 1, 2030
Change Frequency	Annually
Min Rate At Change	2.25%
Max Rate At Change	8%
Index	1-Year LIBOR
Max Rate	8%

Tax Assessment & Valuation

Source: Monterey County assessment roll, as of August 6, 2026

Property Jurisdictions

Type	Name
State	California
County	Monterey County
Unified School District	Carmel Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$3,011,897 (+2%) Land $1,673,277 Building $1,338,620
2025	$31,068.00 (+3.09%) Homeowner's exemption	$2,952,841 (+4.04%) Land $1,640,468 Building $1,312,373
2023	$30,138.00 (+3.39%) Homeowner's exemption	$2,838,180 Land $1,576,767 Building $1,261,413
2022	$29,151.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective July 15, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	1 in force
Nearby Flood Claims	1 (2023)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Jan 2023 · Severe Winter Storms, Flooding, Landslides, And Mudslides

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	High above 70% of the US · above 45% of California
Wildfire Likelihood	0.4% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CAL AM WATER COMPANY - MONTEREY private · serves 128,928 people · EPA ID CA2710004
Water Source	Groundwater influenced by surface water
Last State Inspection	Aug 2024
Lead	1 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 61 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	1,200 / 35
Razzolink Fixed Wireless	500 / 250

May also be available: AT&T, Verizon.

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