2 Los Robles Rd, Carmel Valley, CA 93924 Property Records

Monterey County property record for 2 Los Robles Rd, Carmel Valley, CA 93924

Property Summary

Property Type	Single Family Home
Details	4 bd · 2.5 ba · 3,585 sqft · built 1996
Lot Size	2.36 acres (103,237 sqft)
Owner	Company Name on Record
Last Sale	$293,000 (Mar 1996)
Tax Bill	$16,605 (2025)
Deeds & Mortgages	Mar 2022 Mortgage Aug 2019 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`187-071-020-000`

Property Details

APN / Parcel Number

Primary APN	`187-071-020-000`
Alternative APN	`187-071-020`

Interior

Bedrooms	4 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	13 Rooms
Stories	2 Stories
Building Area	3,585 sqft Living Area
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1996
Effective Year Built	Effective 1996
Architectural Style	Custom Design
Exterior Material	Stucco
Construction Type	Frame
Roof Type	Gambrel
Roof Material	Slate
Lot Area	103,237 sqft
Garage Area	660 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Heating System	Forced Air with A/C

Location & Zoning

Old Parcel Number	187-071-020
Street Address	2 LOS ROBLES RD
City	CARMEL VALLEY
State	CA
Zip	93924-9427
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOS RANCHITOS DEL CARMELO TR 1 LOT 16 EXC POR DEED TO CO POR OF LOT 16 Q C FR CO AS DESC IN VOL 2053 PG 255
Legal Subdivision	LOS RANCHITOS DEL CARMELO
Legal Tract	1
Legal Lot Number	16
Jurisdiction	MONTEREY CA
Township / Civil Division	CARMEL-BY-THE-SEA
Census Block Group	1
Census Block	1011
Census Tract	11606

Owner

Source: Monterey County records, as of August 6, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company Name on Record
Mailing Address	2 LOS ROBLES RD, CARMEL VALLEY, CA 93924-9427
Occupancy	Owner Occupied
Owner Type	Company
Vesting	Trust

Deeds, Mortgages & Sale History

Date	Document
Mar 7, 2022	Deed of Trust, Mortgage · Conventional Mortgage BANK OF THE WEST
Aug 28, 2019	Deed of Trust, Mortgage · ARM BOSTON PRIVATE BANK & TRUST COMPANY

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Mar 21, 1996 · Amount on Record
Deed Sale	Mar 21, 1996 · Amount on Record
Deed Document Number	199616918
Deed Book / Page	3349 / 101
Last Transfer Date	Dec 11, 1996
Transfer Doc	0000006113
Record Updated	Sep 20, 2026

March 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MONTEREY CA
Property Address	2 LOS ROBLES RD, CARMEL VALLEY, CA 93924-9427
Transaction Type	Mortgage
Record Updated	Mar 18, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2 LOS ROBLES RD, CARMEL VALLEY, CA 93924-9427

Mortgage

Document Number	0000011087
Date	Mar 7, 2022
Instrument	2022011087

Lender

Name	BANK OF THE WEST
Type	Bank
Address	OMAHA, NE 68154

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Mar 1, 2052

August 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MONTEREY CA
Property Address	2 LOS ROBLES RD, CARMEL VALLEY, CA 93924-9427
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	FIRST AMERICAN TITLE COMPANY

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000037058
Date	Aug 28, 2019
Instrument	2019037058

Lender

Name	BOSTON PRIVATE BANK & TRUST COMPANY
Type	Bank
Address	BOSTON, MA 02109

Agreement

Type	ARM
Amount	Amount Recorded
Term	361 Months
Due	Sep 1, 2049

Interest

Rate Type	Adjustable Rate
Rate	4%
Adjustable	Adjustable Rate Rider
Type Change Date	Sep 1, 2029
Change Frequency	Annually
Min Rate At Change	2.25%
Max Rate At Change	6%
Index	1-Year LIBOR
Max Rate	10%

Tax Assessment & Valuation

Source: Monterey County assessment roll, as of August 6, 2026

Property Jurisdictions

Type	Name
State	California
County	Monterey County
Unified School District	Carmel Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$1,601,177 (+2%) Land $496,465 Building $1,104,712
2025	$16,605.00 (+2.73%) Homeowner's exemption	$1,569,782 (+4.04%) Land $486,731 Building $1,083,051
2023	$16,163.00 (+3.36%) Homeowner's exemption	$1,508,828 Land $467,832 Building $1,040,996
2022	$15,637.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective July 15, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	1 in force
Nearby Flood Claims	1 (2023)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Jan 2023 · Severe Winter Storms, Flooding, Landslides, And Mudslides

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 67% of the US · above 42% of California
Wildfire Likelihood	0.3% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CAL AM WATER COMPANY - MONTEREY private · serves 128,928 people · EPA ID CA2710004
Water Source	Groundwater influenced by surface water
Last State Inspection	Aug 2024
Lead	1 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 63 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	1,200 / 35
Razzolink Fixed Wireless	500 / 250

May also be available: AT&T, Verizon.

Cell Coverage

5G (outdoors only) and 4G LTE

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