7 Lone Oak Ct, Elgin, SC 29045 Property Records

Kershaw County property record for 7 Lone Oak Ct, Elgin, SC 29045

Property Summary

Property Type	Single Family Home
Details	1,846 sqft · built 2013
Lot Size	0.269 acres (11,761 sqft)
Owner	2 Individual Names on Record
Last Sale	$143,969 (Nov 2013)
Tax Bill	$988 (2025)
Deeds & Mortgages	Jul 2020 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`359-03-03-036-SGU`

Property Details

APN / Parcel Number

Primary APN	`359-03-03-036-SGU`
Alternative APN	`50955`

Interior

Stories	1 Story
Building Area	1,846 sqft Gross Area
Gross Area	1,531 sqft

Exterior

Year Built	Built 2013
Exterior Material	Vinyl
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	11,761 sqft (0.269 acres)

Location & Zoning

Account Number	50955
Old Parcel Number	359-03-03-036 SGU
Street Address	7 LONE OAK CT
City	ELGIN
State	SC
Zip	29045-8391
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-10
Legal Description	DIST:279 MAP REF:BK C44 PG 2
Legal Subdivision	WOODTRACE PH III
Jurisdiction	KERSHAW SC
Township / Civil Division	ELGIN
Census Block Group	1
Census Block	1012
Census Tract	970908

Owner

Source: Kershaw County records, as of November 6, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	7 LONE OAK CT, ELGIN, SC 29045-8391
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Nov 26, 2013 · Amount on Record
Deed Sale	Nov 26, 2013 · Amount on Record
Deed Document Number	09370
Deed Book / Page	003176 / 000183
Record Updated	Jun 8, 2026

July 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	KERSHAW SC
Property Address	7 LONE OAK CT, ELGIN, SC 29045-8391
Document Number	0000008735
Instrument Date	Jul 23, 2020
Transaction Type	Mortgage
Record Updated	Oct 5, 2020
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	7 LONE OAK CT ELGIN SC 290458391, ELGIN, SC 29045-8391

Mortgage

Document Number	0000008735
Date	Sep 23, 2020
Book Page	004307/000174
Instrument	8735

Lender

Name	BETTER MTG CORP ISAOA
Address	NEW YORK, NY 10271

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	180 Months
Due	Sep 22, 2035

Tax Assessment & Valuation

Source: Kershaw County assessment roll, as of September 13, 2025

Property Jurisdictions

Type	Name
State	South Carolina
County	Kershaw County
Unified School District	Kershaw County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$988.00 (-8.94%)	$147,300 (-) Land $25,000 Building $122,300	$147,300 (-)
2023	$1,085.00	$147,300 Land $25,000 Building $122,300	$147,300

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 28, 2018 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 9 (5% premium discount)
Nearby Flood Policies	3 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 43% of the US · lower than 67% of South Carolina
Wildfire Likelihood	0.05% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 102 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20