13 Lone Oak Ct, Elgin, SC 29045 Property Records

Kershaw County property record for 13 Lone Oak Ct, Elgin, SC 29045

Property Summary

Property TypeSingle Family Home
Details2,499 sqft · built 2014
Lot Size0.23 acres (10,019 sqft)
OwnerIndividual Name on Record
Last Sale$152,000 (Feb 2015)
Tax Bill$914 (2023)
Deeds & MortgagesJun 2020 Transfer
Oct 2018 Sale & Mortgage
Flood ZoneZone X (minimal risk)
APN359-03-03-035-SGU

Property Details

APN / Parcel Number

Primary APN359-03-03-035-SGU
Alternative APN
  • 50954

Interior

Stories2 Stories
Building Area2,499 sqft Gross Area
Gross Area1,647 sqft

Exterior

Year BuiltBuilt 2014
Exterior MaterialVinyl
Roof TypeGable
Roof MaterialComposition Shingle
Lot Area10,019 sqft (0.23 acres)

Location & Zoning

Account Number50954
Old Parcel Number359-03-03-035 SGU
Street Address13 LONE OAK CT
CityELGIN
StateSC
Zip29045-8391
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeR-10
Legal DescriptionWOODTRACE SUBDIV PHASE III LOT 35
Legal SubdivisionWOODTRACE SUBD
Legal Phase3
Legal Lot Number35
JurisdictionKERSHAW SC
Township / Civil DivisionELGIN
Census Block Group1
Census Block1012
Census Tract970908

Owner

Source: Kershaw County records, as of November 6, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Mailing Address13 LONE OAK CT, ELGIN, SC 29045-8391
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Jun 25, 2020Quit Claim Deed, Transfer
NOT AVAILABLE
Oct 8, 2018Warranty Deed, Transfer · VA Mortgage
AMERIS BK

Assessor's Deed Record

Deed NamesName on Deed
Last SaleFeb 13, 2015 · Amount on Record
Deed SaleFeb 13, 2015 · Amount on Record
Deed Document Number0000001106
Deed Book / Page003337 / 000001
Last Transfer DateJun 25, 2020
Transfer Doc0000005467
Record UpdatedJun 8, 2026

June 2020: Quit Claim Deed, Transfer

Document TypeQuit Claim Deed
JurisdictionKERSHAW SC
Recording DateJun 25, 2020
Property Address13 LONE OAK CT, ELGIN, SC 29045-8391
Document Number0000005467
Book / Page004247 / 000105
Instrument DateJun 24, 2020
Instrument5467
Transaction TypeTransfer
Record UpdatedAug 4, 2020
Title CompanyNOT AVAILABLE

Transaction

Tax$0.00
Additional
  • Quitclaim

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address13 LONE OAK CT ELGIN SC 290458391, ELGIN, SC 29045-8391

October 2018: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionKERSHAW SC
Recording DateOct 8, 2018
Property Address13 LONE OAK CT, ELGIN, SC 29045-8391
Document Number0000007946
Book / Page003930 / 000001
Instrument DateOct 5, 2018
Instrument7946
Transaction TypeTransfer
Record UpdatedApr 22, 2020
Title CompanyNOT AVAILABLE

Transaction

AmountAmount Recorded
Loan-to-Value (LTV)LTV on Record
Tax$603.00
Amount AccuracyConfirmed

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address13 LONE OAK CT ELGIN SC 290458391, ELGIN, SC 29045-8391

Mortgage

Document Number7947
DateOct 8, 2018
Book Page003930/000005
Instrument7947
Lender
NameAMERIS BK
TypeBank
AddressMARIETTA, GA 30067
Agreement
TypeVA Mortgage
AmountAmount Recorded
Term360 Months
DueOct 7, 2048

Tax Assessment & Valuation

Source: Kershaw County assessment roll, as of September 13, 2025

Property Jurisdictions

TypeName
StateSouth Carolina
CountyKershaw County
Unified School DistrictKershaw County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$182,400 (-) Land $25,000 Building $157,400$182,400 (-)
2023$914.00$182,400 Land $25,000 Building $157,400$182,400

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 28, 2018 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Community Rating SystemClass 9 (5% premium discount)
Nearby Flood Policies3 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskModerate
above 43% of the US · lower than 67% of South Carolina
Wildfire Likelihood0.05% annual chance
ExposureIndirect
within ember reach
Adjoins Burnable LandYes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 102 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Spectrum
Cable
1,000 / 1,000
Verizon
Fixed Wireless
300 / 20

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