7 Lois Dr, Saint Charles, MO 63304 Property Records

St. Charles County property record for 7 Lois Dr, Saint Charles, MO 63304

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 1,390 sqft · built 1957
Lot Size	0.618 acres (26,928 sqft)
Owner	Individual Name on File
Tax Bill	$1,887 (2025)
Deeds & Mortgages	Sep 2023 Sale May 2023 Line of Credit + 1 more
Flood Zone	Zone X (minimal risk)
APN	`501930A000`

Property Details

APN / Parcel Number

Primary APN	`501930A000`
Alternative APN	`3-0037-4095-00-0007.0000000`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Total Rooms	5 Rooms
Stories	1 Story
Building Area	1,390 sqft Living Area
1st Floor Area	1,390 sqft

Exterior

Year Built	Built 1957
Effective Year Built	Effective 1957
Architectural Style	Ranch
Exterior Material	Aluminum/Vinyl
Roof Type	Gable
Roof Material	Asphalt
Lot Area	26,928 sqft (0.618 acres)
Lot Dimensions	153 ft deep x 176 ft wide
Porch	Porch
Porch Area	175 sqft

Utilities, Heating & Cooling

Heating System	Forced Air with A/C

Location & Zoning

Account Number	501930A000
Street Address	7 LOIS DR
City	SAINT CHARLES
State	MO
Zip	63304-7008
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	AF0
Legal Description	HICKORY DALE ANNEX LOT 7
Legal Subdivision	HICKORY DALE ANNEX
Legal Lot Number	7
Jurisdiction	ST CHARLES MO
Township / Civil Division	HARVESTER
Census Block Group	2
Census Block	2005
Census Tract	311149

Owner

7 Lois Dr is owned by an individual who acquired it in March 2024.

Source: St. Charles County records, as of September 28, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Individual Name on File
Mailing Address	1410 CAULKS HILL RD, SAINT CHARLES, MO 63304-6805
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Sep 29, 2023	Beneficiary Deed, Transfer
May 19, 2023	Warranty Deed, Transfer · Line of Credit BANK OF OLD MONROE
Dec 22, 2020	Affidavit of Death, Transfer ATTORNEY ONLY

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Mar 15, 2024
Deed Sale	Mar 15, 2024
Prior Sale	May 19, 2023 · Amount on File
Deed Document Number	20249707
Prior Transfer Date	Sep 29, 2023
Prior Transfer Doc	0000040165
Record Updated	Oct 29, 2026

September 2023: Beneficiary Deed, Transfer

Document Type	Beneficiary Deed
Jurisdiction	ST CHARLES MO
Recording Date	Sep 29, 2023
Property Address	7 LOIS DR, SAINT CHARLES, MO 63304-7008
Document Number	0000040165
Map Reference	MB 5 PG 50
Instrument Date	Sep 29, 2023
Instrument	2023R-040165
Transaction Type	Transfer
Record Updated	Jan 13, 2026

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	1410 CAULKS HILL RD, SAINT CHARLES, MO 63304-6805

Transferred To (Grantee/Buyer)

Name	Verified Name

May 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ST CHARLES MO
Recording Date	May 19, 2023
Property Address	7 LOIS DR, SAINT CHARLES, MO 63304-7008
Document Number	0000019188
Map Reference	MB 5 PG 50
Instrument Date	May 19, 2023
Instrument	2023R-019188
Transaction Type	Transfer
Record Updated	Jan 13, 2026

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1410 CAULKS HILL RD, SAINT CHARLES, MO 63304-6805

Mortgage

Document Number	0000019189
Date	May 19, 2023
Instrument	2023R-019189

Lender

Name	BANK OF OLD MONROE
Type	Bank

Agreement

Type	Line of Credit
Amount	Amount on Record

Interest

Rate Type	Adjustable Rate

December 2020: Affidavit of Death, Transfer

Document Type	Affidavit of Death
Jurisdiction	ST CHARLES MO
Recording Date	Dec 22, 2020
Property Address	7 LOIS DR, SAINT CHARLES, MO 63304-7008
Document Number	0000100998
Instrument Date	Dec 11, 2020
Instrument	100998
Transaction Type	Transfer
Record Updated	Mar 12, 2021
Title Company	ATTORNEY ONLY

Transaction

Tax	$0.00
Additional	Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	7 LOIS DR ST CHARLES MO 633047008, ST CHARLES, MO 63304-7008

Tax Assessment & Valuation

The 2025 property tax bill for 7 Lois Dr was $1,887.

Source: St. Charles County assessment roll, as of August 7, 2026

Property Jurisdictions

Type	Name
State	Missouri
County	St. Charles County
Unified School District	Francis Howell R-III School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$32,029 (-)	$168,572 (-) Land $50,000 Building $118,572
2025	$1,887.00	$32,029	$168,572 Land $50,000 Building $118,572
2023		$28,526 (+40.7%)
2022	$1,293.00	$20,274	$150,137 (+40.7%) Land $40,000 Building $110,137
2021			$106,704 Land $40,000 Building $66,704

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

FEMA maps place 7 Lois Dr in Zone X, an area of minimal flood risk, though there have been 11 flood claims nearby since 1979.

Source: FEMA National Flood Hazard Layer, effective August 25, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	5 in force
Nearby Flood Claims	11 (1979–2020)
Claims Outside the SFHA	1 of 11
Most Recent Claim	Aug 2020 · river or lake flooding
Claims by Event	Severe Storms & Flooding, Jul 1993 · 5 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 7 Lois Dr is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.8% of the US · lower than 99.6% of Missouri
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	MO AMERICAN ST LOUIS ST CHARLES COUNTIES private · serves 1,111,000 people · EPA ID MO6010716
Water Source	Surface water
Last State Inspection	Feb 2024
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 381 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · DSL · Fixed Wireless in parts of the area	5,000 / 5,000
Spectrum Cable	1,000 / 1,000

May also be available: T-Mobile.

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