6 Lois Dr, Saint Charles, MO 63304 Property Records

St. Charles County property record for 6 Lois Dr, Saint Charles, MO 63304

Property Summary

Property Type	Single Family Home
Details	3 bd · 3 ba · 2,184 sqft · built 1960
Lot Size	0.421 acres (18,360 sqft)
Owner	Individual Name on File
Last Sale	$149,300 (Aug 2019)
Tax Bill	$3,040 (2025)
Deeds & Mortgages	Jan 2026 Mortgage Jul 2022 Transfer + 3 more
Flood Zone	Zone X (minimal risk)
APN	`501900A000`

Property Details

APN / Parcel Number

Primary APN	`501900A000`
Alternative APN	`3-0037-4095-00-0006.0000000`

Interior

Bedrooms	3 Beds
Full Baths	3 Baths
Total Rooms	7 Rooms
Stories	1 Story
Building Area	2,184 sqft Living Area
Gross Area	2,631 sqft
1st Floor Area	2,184 sqft
Basement Area	447 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1960
Effective Year Built	Effective 1960
Architectural Style	Ranch
Exterior Material	Wood
Roof Type	Gable
Roof Material	Asphalt
Lot Area	18,360 sqft (0.421 acres)
Lot Dimensions	153 ft deep x 120 ft wide
Garage Type	Carport
Garage Area	432 sqft
Carport	Carport
Carport Area	432 sqft
Parking Spaces	2 Parking Spaces
Porch	Open Porch
Porch Area	257 sqft

Utilities, Heating & Cooling

Heating System	Forced Air with A/C

Location & Zoning

Account Number	501900A000
Street Address	6 LOIS DR
City	SAINT CHARLES
State	MO
Zip	63304-7033
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	AF0
Legal Description	HICKORY DALE ANNEX LOT 6
Legal Subdivision	HICKORY DALE ANNEX
Legal Lot Number	6
Jurisdiction	ST CHARLES MO
Township / Civil Division	HARVESTER
Census Block Group	2
Census Block	2005
Census Tract	311149

Owner

6 Lois Dr is owned and occupied by an individual who bought it in August 2019.

Source: St. Charles County records, as of January 21, 2026

Owner of Record	Individual Name on File
Mailing Address	6 LOIS DR, SAINT CHARLES, MO 63304-7033
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jan 5, 2026	Deed of Trust, Mortgage UNLOCK PARTNERSHIP SOLUTIONS INC
Jul 1, 2022	Intrafamily Transfer, Transfer
Mar 25, 2021	Deed of Trust, Mortgage · FHA Mortgage QUICKEN LOANS LLC
Aug 5, 2019	Warranty Deed, Transfer · FHA Mortgage QUICKEN LNS
Dec 5, 2017	Quit Claim Deed, Transfer US TITLE

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Aug 5, 2019 · Amount on File
Deed Sale	Aug 5, 2019 · Amount on File
Prior Sale	Jun 26, 2003 · Amount on File
Deed Document Number	2019406130
Deed Book / Page	7117 / 2102
Prior Transfer Date	Nov 1, 2017
Prior Transfer Doc	0068472337
Record Updated	Jun 8, 2026

January 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ST CHARLES MO
Property Address	6 LOIS DR, SAINT CHARLES, MO 63304-7033
Transaction Type	Mortgage
Record Updated	Jan 20, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	6 LOIS DR, SAINT CHARLES, MO 63304-7033

Mortgage

Document Number	0000000292
Date	Jan 5, 2026
Instrument	2026R-000292

Lender

Name	UNLOCK PARTNERSHIP SOLUTIONS INC
Type	Non-Lending Institution
Address	TEMPE, AZ 85288

Agreement

Amount	Amount on Record

July 2022: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	ST CHARLES MO
Recording Date	Jul 1, 2022
Property Address	6 LOIS DR, SAINT CHARLES, MO 63304-7033
Document Number	0000036889
Map Reference	MB 5 PG 50
Instrument Date	Jun 30, 2022
Instrument	2022R-036889
Transaction Type	Transfer
Record Updated	Jun 7, 2023

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name
Address	2 LOIS DR, 2, SAINT CHARLES, MO 63304-7033

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Revocable Living Trust
Address	2 LOIS DR, SAINT CHARLES, MO 63304-7033

March 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ST CHARLES MO
Property Address	6 LOIS DR, SAINT CHARLES, MO 63304-7033
Transaction Type	Mortgage
Record Updated	Apr 14, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	6 LOIS DR, SAINT CHARLES, MO 63304-7033

Mortgage

Document Number	2021R026287
Date	Mar 25, 2021
Instrument	2021R-026287

Lender

Name	QUICKEN LOANS LLC
Type	Mortgage Company
Address	DETROIT, MI 48226

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Apr 1, 2051

August 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ST CHARLES MO
Recording Date	Aug 5, 2019
Property Address	6 LOIS DR, SAINT CHARLES, MO 63304-7033
Document Number	0071172102
Book / Page	007117 / 002102
Instrument Date	Aug 1, 2019
Instrument	406130
Transaction Type	Transfer
Record Updated	Sep 4, 2019
Title Company	STATE LOUIS TITLE LLC, ST LOUIS TITLE LLC

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	6 LOIS DR ST CHARLES MO 633047033, ST CHARLES, MO 63304-7033

Mortgage

Document Number	71172104
Date	Aug 5, 2019
Book Page	007117/002104
Instrument	406140

Lender

Name	QUICKEN LNS
Type	Funding / Finance Company
Address	DETROIT, MI 48226-1906

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Aug 4, 2049

December 2017: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	ST CHARLES MO
Recording Date	Dec 5, 2017
Property Address	6 LOIS DR, SAINT CHARLES, MO 63304-7033
Document Number	0068472337
Book / Page	006847 / 002337
Instrument Date	Nov 1, 2017
Instrument	749350
Transaction Type	Transfer
Record Updated	Dec 11, 2017
Title Company	US TITLE

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	534 WEST DR ST LOUIS MO 631303821, ST LOUIS, MO 63130-3821

Tax Assessment & Valuation

The 2025 property tax bill for 6 Lois Dr was $3,040, up 9.3% from the year before.

Source: St. Charles County assessment roll, as of August 13, 2025

Property Jurisdictions

Type	Name
State	Missouri
County	St. Charles County
Unified School District	Francis Howell R-III School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,040.00 (+9.27%)	$51,139	$269,151 Land $50,000 Building $219,151
2024	$2,782.00
2023		$46,453
2022			$244,491 Land $40,000 Building $204,491

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 6 Lois Dr in Zone X, an area of minimal flood risk, though there have been 11 flood claims nearby since 1979.

Source: FEMA National Flood Hazard Layer, effective August 25, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	5 in force
Nearby Flood Claims	11 (1979–2020)
Claims Outside the SFHA	1 of 11
Most Recent Claim	Aug 2020 · river or lake flooding
Claims by Event	Severe Storms & Flooding, Jul 1993 · 5 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 6 Lois Dr is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.8% of the US · lower than 99.6% of Missouri
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	MO AMERICAN ST LOUIS ST CHARLES COUNTIES private · serves 1,111,000 people · EPA ID MO6010716
Water Source	Surface water
Last State Inspection	Feb 2024
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 381 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · DSL · Fixed Wireless in parts of the area	5,000 / 5,000
Spectrum Cable	1,000 / 1,000

May also be available: T-Mobile.

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