Kenton County property record for 7 Locust St, Erlanger, KY 41018
| Property Type | Single Family Home |
|---|---|
| Details | 2 bd · 1 ba · 933 sqft · built 1925 |
| Lot Size | 0.23 acres (10,019 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $160,000 (Mar 2022) |
| Tax Bill | $2,110 (2025) |
| Deeds & Mortgages | Mar 2022 Sale & Mortgage Oct 2021 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 015-20-22-007.00 |
| Primary APN | 015-20-22-007.00 |
|---|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 1 Bath |
| Stories | 1 Story |
| Building Area | 933 sqft Finished Area |
| Gross Area | 1,303 sqft |
| Year Built | Built 1925 |
|---|---|
| Effective Year Built | Effective 1925 |
| Exterior Material | Aluminum/Vinyl |
| Construction Type | Frame |
| Foundation Type | Block |
| Roof Material | Composition Shingle |
| Lot Area | 10,019 sqft (0.23 acres) |
| Lot Dimensions | 150 ft deep x 100 ft wide |
| Parking Spaces | 2 Parking Spaces |
| Cooling System | None |
|---|---|
| Heating System | Forced Air with A/C |
| Heating Fuel | Gas |
| Sewer | Connected |
| Street Address | 7 LOCUST ST |
|---|---|
| City | ERLANGER |
| State | KY |
| Zip | 41018-1731 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | ERLANGER PROPER LOT 107 & PT LOT 104 0.23 ACS WS LOCUST ST |
| Legal Subdivision | ERLANGER PROPER |
| Legal Lot Number | 107,104 |
| Jurisdiction | KENTON KY |
| Township / Civil Division | COVINGTON |
| Census Block Group | 2 |
| Census Block | 2032 |
| Census Tract | 64400 |
Source: NPS National Register of Historic Places, as of August 1, 2026
| Historic District | Within the Erlanger Proper Subdivision Historic District listed 2002 · 173 contributing resources · NRIS 02000918 |
|---|
Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.
Source: Kenton County records, as of October 20, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 7 LOCUST ST, ERLANGER, KY 41018-1731 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Mar 29, 2022 | Warranty Deed, Transfer · Conventional Mortgage PROSPERITY HOME MORTGAGE LLC |
| Oct 11, 2021 | Warranty Deed, Transfer · Stand-Alone First Mortgage GOLDEN EMPIRE MORTGAGE INC |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Mar 29, 2022 · Amount on Record |
| Deed Sale | Mar 29, 2022 · Amount on Record |
| Prior Sale | Oct 11, 2021 · Amount on Record |
| Deed Document Number | 202294 |
| Deed Book / Page | 156 / 71 |
| Prior Transfer Date | Mar 21, 2013 |
| Prior Transfer Doc | 0005900043 |
| Record Updated | Oct 29, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | KENTON KY |
| Recording Date | Mar 29, 2022 |
| Property Address | 7 LOCUST ST, ERLANGER, KY 41018-1731 |
| Document Number | 0005900094 |
| Book / Page | 156 / 71 |
| Instrument Date | Mar 25, 2022 |
| Instrument | 22032905900094 |
| Transaction Type | Transfer |
| Record Updated | Apr 3, 2026 |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 243 ELM ST, LUDLOW, KY 41016-1547 |
| Name | Verified Name |
|---|---|
| Relationship | Right of Survivorship |
| Address | 7 LOCUST ST, ERLANGER, KY 41018-1731 |
| Document Number | 0005900095 |
|---|---|
| Date | Mar 29, 2022 |
| Instrument | 22032905900095 |
| Name | PROSPERITY HOME MORTGAGE LLC |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Apr 1, 2052 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | KENTON KY |
| Recording Date | Oct 11, 2021 |
| Property Address | 7 LOCUST ST, ERLANGER, KY 41018-1731 |
| Document Number | 0005900194 |
| Book / Page | 122 / 796 |
| Instrument Date | Sep 30, 2021 |
| Instrument | 21101105900194 |
| Transaction Type | Transfer |
| Record Updated | Dec 6, 2021 |
| Title Company | 360 AMERICAN TITLE SVCS LLC |
| Amount | Amount Recorded |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 3769 VERONA MUDLICK RD, 3769, VERONA, KY 41092-8207 |
| Name | Verified Name |
|---|---|
| Address | 243 PLIN ST, LUDLOW, KY 41016 |
| Document Number | 0005900195 |
|---|---|
| Date | Oct 11, 2021 |
| Book Page | 282/813 |
| Instrument | 21101105900195 |
| Name | GOLDEN EMPIRE MORTGAGE INC |
|---|---|
| Type | Mortgage Company |
| Address | LOUISVILLE, KY 40207 |
| Type | Stand-Alone First Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 12 Months |
| Due | Sep 30, 2022 |
Source: Kenton County assessment roll, as of December 2, 2025
| Type | Name |
|---|---|
| State | Kentucky |
| County | Kenton County |
| Municipality | Erlanger City |
| Unified School District | Erlanger-Elsmere Independent School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $160,000 (-) Land $25,000 Building $135,000 | $160,000 (-) Land $25,000 Building $135,000 | |
| 2025 | $2,110.00 (+1.54%) | $160,000 (-) Land $25,000 Building $135,000 | $160,000 (-) Land $25,000 Building $135,000 |
| 2023 | $2,078.00 | $160,000 Land $25,000 Building $135,000 | $160,000 Land $25,000 Building $135,000 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective June 19, 2015
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | NORTHERN KENTUCKY WATER DISTRICT serves 259,949 people · EPA ID KY0590220 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Oct 2023 |
| Lead | Under 1 ppb (2022–2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 336 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| altafiber Network Solutions Fiber | 3,000 / 3,000 |
| Spectrum Cable · Fiber in parts of the area | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| Starlink Satellite | 280 / 30 |
| T-Mobile Fixed Wireless | 100 / 20 |
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