Kenton County property record for 14 Locust St, Erlanger, KY 41018
| Property Type | Duplex |
|---|---|
| Details | 3 bd · 2 ba · 1,148 sqft · built 1920 |
| Lot Size | 0.065 acres (2,850 sqft) |
| Owner | Company Name on Record |
| Last Sale | $90,000 (Aug 2021) |
| Tax Bill | $2,638 (2025) |
| Deeds & Mortgages | Nov 2023 Mortgage Aug 2021 Sale & Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 015-20-23-012.00 |
| Primary APN | 015-20-23-012.00 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Stories | 2 Stories |
| Building Area | 1,148 sqft Finished Area |
| Gross Area | 1,456 sqft |
| Year Built | Built 1920 |
|---|---|
| Effective Year Built | Effective 1920 |
| Architectural Style | Duplex Single |
| Exterior Material | Aluminum/Vinyl |
| Foundation Type | Slab (Mat/Raft) |
| Roof Material | Composition Shingle |
| Lot Area | 2,850 sqft (0.065 acres) |
| Lot Dimensions | 50 ft deep x 57 ft wide |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air with A/C |
| Heating Fuel | Gas |
| Street Address | 14 LOCUST ST |
|---|---|
| City | ERLANGER |
| State | KY |
| Zip | 41018-1732 |
| Property Category | Residential |
| Property Type | Residential > Multi-Unit > Duplex |
| Legal Description | ERLANGER PROPER NW 57'X 50' LOT 103 ES LOCUST |
| Legal Subdivision | ERLANGER PROPER |
| Legal Lot Number | 103 |
| Jurisdiction | KENTON KY |
| Township / Civil Division | COVINGTON |
| Census Block Group | 2 |
| Census Block | 2029 |
| Census Tract | 64400 |
Source: NPS National Register of Historic Places, as of August 1, 2026
| Historic District | Within the Erlanger Proper Subdivision Historic District listed 2002 · 173 contributing resources · NRIS 02000918 |
|---|
Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.
Source: Kenton County records, as of October 20, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Company Name on Record |
|---|---|
| Mailing Address | 12 W PIKE ST, COVINGTON, KY 41011-2994 |
| Owner Type | Company |
| Vesting | Company |
| Date | Document |
|---|---|
| Nov 9, 2023 | Deed of Trust, Mortgage · Commercial Mortgage TRADITIONAL BANK INC |
| Aug 5, 2021 | Deed, Transfer · Commercial Mortgage TRADITIONAL BANK INC |
| Aug 5, 2021 | Deed, Transfer |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Aug 5, 2021 · Amount on Record |
| Deed Sale | Aug 5, 2021 · Amount on Record |
| Prior Sale | Aug 5, 2021 · Amount on Record |
| Deed Document Number | 20215900105 |
| Deed Book / Page | 108 / 896 |
| Prior Transfer Date | Sep 10, 2015 |
| Prior Transfer Doc | 0005900222 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | KENTON KY |
| Property Address | 14 LOCUST ST, ERLANGER, KY 41018-1732 |
| Transaction Type | Mortgage |
| Record Updated | Dec 4, 2023 |
| Name | Verified Name |
|---|---|
| Address | 787 HACIENDA DR, RIVERSIDE, CA 92507-6039 |
| Document Number | 0005900075 |
|---|---|
| Date | Nov 9, 2023 |
| Book Page | KCM 506/150 |
| Instrument | 23110905900075 |
| Name | TRADITIONAL BANK INC |
|---|---|
| Type | Bank |
| Address | LEXINGTON, KY 40507 |
| Type | Commercial Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 119 Months |
| Due | Oct 19, 2033 |
| Document Type | Deed |
|---|---|
| Jurisdiction | KENTON KY |
| Recording Date | Aug 5, 2021 |
| Property Address | 14 LOCUST ST, ERLANGER, KY 41018-1732 |
| Document Number | 0005900105 |
| Book / Page | 108 / 896 |
| Map Reference | PL 67 |
| Instrument Date | Jul 23, 2021 |
| Instrument | 21080505900105 |
| Transaction Type | Transfer |
| Record Updated | Aug 18, 2021 |
| Amount | Amount Recorded |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $90.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 817 WINCHESTER RD STE 130, 817, LEXINGTON, KY 40505-3757 |
| Name | Verified Name |
|---|---|
| Address | 787 HACIENDA DR, RIVERSIDE, CA 92507-6039 |
| Document Number | 0005900106 |
|---|---|
| Date | Aug 5, 2021 |
| Instrument | 21080505900106 |
| Name | TRADITIONAL BANK INC |
|---|---|
| Type | Bank |
| Type | Commercial Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 119 Months |
| Due | Jul 23, 2031 |
| Document Type | Deed |
|---|---|
| Jurisdiction | KENTON KY |
| Recording Date | Aug 5, 2021 |
| Property Address | 14 LOCUST ST, ERLANGER, KY 41018-1732 |
| Document Number | 0005900104 |
| Book / Page | 108 / 893 |
| Map Reference | PL 67 |
| Instrument Date | Jul 14, 2021 |
| Instrument | 21080505900104 |
| Transaction Type | Transfer |
| Record Updated | Aug 18, 2021 |
| Amount | Amount Recorded |
|---|---|
| Tax | $85.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | PO BOX 6205, FLORENCE, KY 41022-6205 |
| Name | Verified Name |
|---|---|
| Address | 817 WINCHESTER RD STE 130, 130, LEXINGTON, KY 40505-3757 |
Source: Kenton County assessment roll, as of December 2, 2025
| Type | Name |
|---|---|
| State | Kentucky |
| County | Kenton County |
| Municipality | Erlanger City |
| Unified School District | Erlanger-Elsmere Independent School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $200,000 (-) Land $25,000 Building $175,000 | $200,000 (-) Land $25,000 Building $175,000 | |
| 2025 | $2,638.00 (+1.54%) | $200,000 (-) Land $25,000 Building $175,000 | $200,000 (-) Land $25,000 Building $175,000 |
| 2023 | $2,598.00 | $200,000 Land $25,000 Building $175,000 | $200,000 Land $25,000 Building $175,000 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective June 19, 2015
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | NORTHERN KENTUCKY WATER DISTRICT serves 259,949 people · EPA ID KY0590220 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Oct 2023 |
| Lead | Under 1 ppb (2022–2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 336 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| altafiber Network Solutions Fiber | 3,000 / 3,000 |
| Spectrum Cable · Fiber in parts of the area | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| Starlink Satellite | 280 / 30 |
| T-Mobile Fixed Wireless | 100 / 20 |
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