7 Locust Ave, Middlesex, NJ 08846 Property Records

Middlesex County and Middlesex Borough property record for 7 Locust Ave, Middlesex, NJ 08846

Property Summary

Property Type	Single Family Home
Details	2,296 sqft · built 1962
Lot Size	0.215 acres (9,374 sqft)
Owner	2 Individual Names on Record
Last Sale	$465,000 (Aug 2020)
Tax Bill	$11,770 (2025)
Deeds & Mortgages	Aug 2020 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`10-00070-07-00004`

Property Details

APN / Parcel Number

Primary APN	`10-00070-07-00004`
Alternative APN	`1000070000G00004`

Interior

Stories	1 Story
Building Area	2,296 sqft Living Area
1st Floor Area	2,296 sqft

Exterior

Year Built	Built 1962
Effective Year Built	Effective 1962
Construction Type	Frame
Lot Area	9,374 sqft (0.215 acres)
Lot Dimensions	125 ft deep x 75 ft wide

Location & Zoning

Street Address	7 LOCUST AVE
City	MIDDLESEX
State	NJ
Zip	08846-1409
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-75
Legal Description	75X125
Legal Subdivision	CRESTWOOD SEC 3
Legal Block	70.7
Legal Lot Number	4
Jurisdiction	MIDDLESEX NJ
Township / Civil Division	MIDDLESEX
Census Block Group	1
Census Block	1004
Census Tract	101

Owner

Source: Middlesex County and Middlesex Borough records, as of June 30, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	7 LOCUST AVE, MIDDLESEX, NJ 08846-1409
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Aug 5, 2020 · Amount on Record
Deed Sale	Aug 5, 2020 · Amount on Record
Prior Sale	Aug 5, 1985 · Amount on Record
Deed Document Number	202070528
Deed Book / Page	17972 / 225
Record Updated	Oct 29, 2026

August 2020: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	MIDDLESEX NJ
Recording Date	Aug 5, 2020
Property Address	7 LOCUST AVE, MIDDLESEX, NJ 08846-1409
Document Number	0000070528
Book / Page	017972 / 000225
Instrument Date	Jul 24, 2020
Instrument	70528
Transaction Type	Transfer
Record Updated	Aug 24, 2020
Title Company	WESTCOR LAND TITLE INSURANCE COMPANY, WESTCOR LAND TITLE INS CO

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$465.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	7 LOCUST AVE MIDDLESEX NJ 088461409, MIDDLESEX, NJ 08846-1409

Mortgage

Document Number	70529
Date	Aug 5, 2020
Book Page	017972/000231
Instrument	70529

Lender

Name	LOANDEPOT.COM LLC
Type	Funding / Finance Company
Address	FOOTHILL RANCH, CA 92610

Agreement

Type	Conventional with PMI
Amount	Amount Recorded
Term	360 Months
Due	Aug 4, 2050

Tax Assessment & Valuation

Source: Middlesex County and Middlesex Borough assessment roll, as of June 30, 2026

Property Jurisdictions

Type	Name
State	New Jersey
County	Middlesex County
Municipality	Middlesex Borough
Unified School District	Middlesex Borough School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$555,200 (-) Land $153,800 Building $401,400	$555,200 (-) Land $153,800 Building $401,400
2025	$11,770.00 (+0.03%)	$555,200 (+9.18%) Land $153,800 Building $401,400	$555,200 (+9.18%) Land $153,800 Building $401,400
2024	$11,766.00 (+12.97%)
2023		$508,500 Land $153,800 Building $354,700	$508,500 Land $153,800 Building $354,700
2022	$10,415.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective December 16, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 24 policies
Nearby Flood Policies	24 in force
Nearby Flood Claims	12 (2011–2025)
Claims Outside the SFHA	2 of 12
Most Recent Claim	Jul 2025 · rainfall accumulation
Claims by Event	Remnants Of Hurricane Ida, Sep 2021 · 5 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 93% of the US · lower than 81% of New Jersey
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	NJ AMERICAN WATER - RARITAN private · serves 615,430 people · EPA ID NJ2004002
Water Source	Surface water
Last State Inspection	Jun 2024
Lead	1 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 478 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Optimum Fiber · Cable	8,000 / 8,000
Verizon Fiber · Fixed Wireless in parts of the area	2,300 / 2,300
T-Mobile Fixed Wireless	100 / 20
AT&T Fixed Wireless	100 / 20