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14 Locust Ave, Middlesex, NJ 08846 Property Records

Middlesex County and Middlesex Borough property record for 14 Locust Ave, Middlesex, NJ 08846 · Last verified July 2026

Property Summary

Property TypeSingle Family Home
Details1,576 sqft · built 1960
Lot Size0.234 acres (10,171 sqft)
Owner2 Individual Names on File
Last Sale$379,000 (Sep 2019)
Tax Bill$12,858 (2025)
Deeds & MortgagesNov 2018 Sale & Line of Credit
Jan 2017 Mortgage
Flood ZoneZone X (minimal risk)
APN10-00070-03-00008

Property Details

APN / Parcel Number

Primary APN10-00070-03-00008
Alternative APN
  • 1000070000C00008

Interior

Stories1 Story
Building Area1,576 sqft Living Area
1st Floor Area1,576 sqft

Exterior

Year BuiltBuilt 1960
Effective Year BuiltEffective 1960
Construction TypeFrame
Lot Area10,171 sqft (0.234 acres)

Location & Zoning

Street Address14 LOCUST AVE
CityMIDDLESEX
StateNJ
Zip08846-1410
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal Description10173 SF
Legal SubdivisionCRESTWOOD SEC 3
Legal Block70.3
Legal Lot Number8
JurisdictionMIDDLESEX NJ
Township / Civil DivisionMIDDLESEX
Census Block Group1
Census Block1018
Census Tract101

Owner

Source: Middlesex County and Middlesex Borough records · APN 10-00070-03-00008

Assessment roll updated June 30, 2026 · Last verified July 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on File
Mailing Address14 LOCUST AVE, MIDDLESEX, NJ 08846-1410
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Nov 02, 2018Grant Deed, Transfer · Line of Credit
FINANCE OF AMERICA COM'L LLC
Jan 18, 2017Deed of Trust, Mortgage · Conventional Mortgage
SOMERSET SVGS BK

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Last SaleSep 19, 2019 · Amount on Record
Deed SaleSep 19, 2019 · Amount on Record
Prior SaleNov 02, 2018 · Amount on Record
Deed Document Number201976578
Deed Book / Page17624 / 111
Record UpdatedSep 20, 2026

November 2018: Grant Deed, Transfer

Document TypeGrant Deed
JurisdictionMIDDLESEX NJ
Recording DateNov 02, 2018
Property Address14 LOCUST AVE, MIDDLESEX, NJ 08846-1410
Document Number0000094907
Book / Page017340 / 000171
Instrument DateOct 22, 2018
Instrument94907
Transaction TypeTransfer
Record UpdatedNov 20, 2018
Title CompanyCLEAR SKIES TITLE AGENCY, CLEAR SKIES TITLE AGCY

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$110.00
Amount AccuracyConfirmed
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipCompany
Address91 TUNISON LN BRIDGEWATER NJ 088072470, BRIDGEWATER, NJ 08807-2470

Mortgage

Document Number94908
DateNov 02, 2018
Book Page017340/000179
Instrument94908
Lender
NameFINANCE OF AMERICA COM'L LLC
AddressCHARLOTTE, NC 28210
Agreement
TypeLine of Credit
AmountAmount Recorded
Term12 Months
DueNov 01, 2019
Interest
Rate TypeAdjustable Rate

January 2017: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionMIDDLESEX NJ
Property Address14 LOCUST AVE, MIDDLESEX, NJ 08846-1410
Document Number0000003989
Book / Page016659 / 000353
Instrument DateJan 18, 2017
Transaction TypeMortgage
Record UpdatedApr 21, 2017

Transferred To (Grantee/Buyer)

NameVerified Name
Address14 LOCUST AVE MIDDLESEX NJ 088461410, MIDDLESEX, NJ 08846-1410

Mortgage

Document Number0000003989
DateFeb 01, 2017
Book Page016659/000353
Instrument3989
Lender
NameSOMERSET SVGS BK
TypeFederal Savings Bank
AddressBOUND BROOK, NJ 08805
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term60 Months
DueJan 31, 2022

Tax Assessment & Valuation

Source: Middlesex County and Middlesex Borough records · Assessment roll updated June 30, 2026 · Last verified July 2026

Property Jurisdictions

TypeName
StateNew Jersey
CountyMiddlesex County
MunicipalityMiddlesex Borough
Unified School DistrictMiddlesex Borough School District (KG - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2026$637,000 (+5.03%) Land $154,700 Building $482,300$637,000 (+5.03%) Land $154,700 Building $482,300
2025$12,858.00 (+13.5%)$606,500 (+23.88%) Land $154,700 Building $451,800$606,500 (+23.88%) Land $154,700 Building $451,800
2024$11,329.00 (+20.57%)
2023$489,600 Land $154,700 Building $334,900$489,600 Land $154,700 Building $334,900
2022$9,396.00

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Middlesex County (34023C), updated December 16, 2021 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 340230001011, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
Special Flood Hazard AreaNo
Flood HazardMinimal
500-Year FloodplainNo
Flood Insurance CostPremium on Record
median of 24 individual NFIP policies nearby
Nearby Flood Policies24 in force
Nearby Flood Claims12 (2011–2025)
Claims Outside the SFHA2 of 12
Most Recent ClaimJul 2025, rainfall accumulation
Claims By Storm
  • Remnants Of Hurricane Ida, Sep 2021 · 5 claims

Wildfire

Wildfire RiskNot rated
no burnable land in reach
Wildfire LikelihoodNegligible
ExposureNone
beyond ember reach

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 268 locations within about half a mile of this property

ProviderTechnologyDownload / Upload (Mbps)
Optimum CommunicationsFiber8,000 / 8,000
VerizonFiber2,300 / 2,300
Optimum CommunicationsCable940 / 35
AT&TFixed Wireless100 / 20
T-Mobile USAFixed Wireless100 / 20
StarlinkSatellite (low-earth orbit)280 / 30

May also be available at this address: Verizon. Availability varies by address; speeds are provider-advertised maximums, not measured.

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