7 Lake Isle Way, Ormond Beach, FL 32174 Property Records

Volusia County property record for 7 Lake Isle Way, Ormond Beach, FL 32174 · Last verified December 2025

Property Summary

Property Type	Single Family Home
Details	4 bd · 4 ba · 3,030 sqft · built 1990
Owner	Company Name on File
Last Sale	$260,000 (Feb 2015)
Tax Bill	$5,653 (2025)
Deeds & Mortgages	Feb 2023 Second Mortgage Jan 2020 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`4126-04-00-0820`

Property Details

APN / Parcel Number

Primary APN	`4126-04-00-0820`
Alternative APNs	`31142604000820` `4981551.0` `4981551`

Interior

Bedrooms	4 Beds
Full Baths	4 Baths
Half Baths	1 Half Bath
Stories	1 Story
Building Area	3,030 sqft Living Area
1st Floor Area	1,784 sqft
2nd Floor Area	1,246 sqft
Upper Floors Area	1,246 sqft
Flooring	Combination, Other
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1990
Effective Year Built	Effective 1998
Exterior Material	Baked Enamel
Construction Type	Wood Frame
Foundation Type	Slab (Mat/Raft)
Roof Type	Hip
Roof Material	Tile
Garage Area	576 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Pool Area	1 sqft
Porch	Open Porch
Porch Area	272 sqft
Patio Area	963 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air
Heating Fuel	Electric

Location & Zoning

Account Number	4981551.0
Old Parcel Number	31142604000820
Street Address	7 LAKE ISLE WAY
City	ORMOND BEACH
State	FL
Zip	32174-1800
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 82 BREAKAWAY TRAILS PHASE 2 MB 41 PGS 185-187 PER OR 5032 PG 0249 PER OR 5454 PGS 3572-3573 PER OR 6987 PG 2515 PER OR
Legal Range	31E
Legal Township	14S
Legal Section	26
Legal Subdivision	TRAILS
Legal Phase	2
Legal Tract	4
Legal Lot Number	82
Jurisdiction	VOLUSIA FL
Township / Civil Division	CENTRAL VOLUSIA
Census Block Group	1
Census Block	1017
Census Tract	83203

Owner

Source: Volusia County records · APN 4126-04-00-0820

Assessment roll updated July 1, 2025 · Last verified December 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company Name on File
Mailing Address	7 LAKE ISLE WAY, ORMOND BEACH, FL 32174-1800
Occupancy	Owner Occupied
Owner Type	Company

Deeds, Mortgages & Sale History

Date	Document
Feb 02, 2023	Deed of Trust, Mortgage · Stand-Alone Second Mortgage DISCOVER BANK
Jan 08, 2020	Deed of Trust, Mortgage · Conventional Mortgage FREEDOM MORTGAGE CORP
Feb 24, 2021	Deed of Trust, Mortgage · Conventional Mortgage FREEDOM MORTGAGE CORP

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Feb 25, 2015 · Amount on Record
Deed Sale	Feb 25, 2015 · Amount on Record
Prior Sale	Feb 25, 2015
Deed Document Number	2015-033038
Deed Book / Page	7087 / 0042
Record Updated	Jun 08, 2026

February 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	VOLUSIA FL
Property Address	7 LAKE ISLE WAY, ORMOND BEACH, FL 32174-1800
Transaction Type	Mortgage
Record Updated	Mar 02, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	7 LAKE ISLE WAY, ORMOND BEACH, FL 32174-1800

Mortgage

Document Number	0083632119
Date	Feb 02, 2023
Book Page	8363/2119
Instrument	2023021091

Lender

Name	DISCOVER BANK
Type	Bank
Address	GREENWOOD, DE 19950

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Feb 01, 2053

January 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	VOLUSIA FL
Property Address	7 LAKE ISLE WAY, ORMOND BEACH, FL 32174-1800
Transaction Type	Mortgage
Record Updated	Aug 02, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0077981629
Date	Jan 08, 2020
Book Page	7798/1629
Instrument	2020-003790

Lender

Name	FREEDOM MORTGAGE CORP
Type	Subprime Lender
Address	MELVILLE, NY 11747

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	180 Months
Due	Jan 01, 2035

February 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	VOLUSIA FL
Property Address	7 LAKE ISLE WAY, ORMOND BEACH, FL 32174-1800
Transaction Type	Mortgage
Record Updated	Aug 02, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	7 LAKE ISLE WAY, ORMOND BEACH, FL 32174-1800

Mortgage

Document Number	0079951061
Date	Feb 24, 2021
Book Page	7995/1061
Instrument	2021-041123

Lender

Name	FREEDOM MORTGAGE CORP
Type	Subprime Lender
Address	MOUNT LAUREL, NJ 08054

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	169 Months
Due	Mar 01, 2035

Tax Assessment & Valuation

Source: Volusia County records · Assessment roll updated July 1, 2025 · Last verified December 2025

Property Jurisdictions

Type	Name
State	Florida
County	Volusia County
Municipality	Ormond Beach City
Unified School District	Volusia County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$5,653.00 (+16.05%) Homeowner's exemption	$360,401 (+5.99%)	$561,832 (+12.39%) Land $76,000 Building $485,832
2023	$4,871.00 (+3.05%) Homeowner's exemption	$340,043 (+3%)	$499,875 (+17.82%) Land $76,000 Building $423,875
2022	$4,727.00 Homeowner's exemption	$330,139	$424,276 Land $68,000 Building $356,276

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Volusia County (12127C), updated October 2, 2026 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 121270832031, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Special Flood Hazard Area	No
Flood Hazard	Minimal
500-Year Floodplain	No
Flood Insurance Cost	Premium on Record median of 74 individual NFIP policies nearby
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	74 in force
Nearby Flood Claims	46 (1994–2024)
Claims Outside the SFHA	8 of 46
Most Recent Claim	Oct 2024, tidal / storm surge, Hurricane Milton
Claims By Storm	Hurricane Milton, Oct 2024 · 10 claims Hurricane Ian, Sep 2022 · 6 claims Hurricane Floyd Major Disaster Declarations, Sep 1999 · 10 claims

Wildfire

Wildfire Risk	Moderate above 65% of the US · above 42% of Florida
Wildfire Likelihood	About 1 in 521 per year
Exposure	Direct burnable vegetation at the parcel

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 75 locations within about half a mile of this property

Provider	Technology	Download / Upload (Mbps)
Metronet Holdings	Fiber	5,120 / 5,120
Spectrum	Cable	1,000 / 35
Verizon	Fixed Wireless	300 / 20
T-Mobile USA	Fixed Wireless	100 / 20
AT&T	Fixed Wireless	100 / 20

May also be available at this address: Spectrum. Availability varies by address; speeds are provider-advertised maximums, not measured.

Mobile Coverage

5G and 4G LTE

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