Volusia County property record for 11 Lake Isle Way, Ormond Beach, FL 32174
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 3 ba · 2,533 sqft · built 1990 |
| Lot Size | 0.389 acres (16,921 sqft) |
| Owner | 2 Trust Names on Record |
| Last Sale | $290,000 (Jun 2017) |
| Tax Bill | $3,086 (2025) |
| Deeds & Mortgages | May 2022 Mortgage May 2018 Line of Credit + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 4126-04-00-0840 |
| Primary APN | 4126-04-00-0840 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 3 Baths |
| Stories | 1 Story |
| Building Area | 2,533 sqft Living Area |
| Gross Area | 3,089 sqft |
| 1st Floor Area | 2,533 sqft |
| Flooring | Combination, Other |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 1990 |
|---|---|
| Effective Year Built | Effective 1998 |
| Exterior Material | Wood Frame (Stucco or Asbestos) |
| Construction Type | Wood |
| Foundation Type | Slab (Mat/Raft) |
| Roof Type | Hip |
| Roof Material | Concrete |
| Lot Area | 16,921 sqft (0.389 acres) |
| View / Lot | Lake Front |
| Garage Type | Attached |
| Garage Area | 556 sqft |
| Parking Spaces | 2 Parking Spaces |
| Pool Area | 1 sqft |
|---|---|
| Porch | Slab |
| Porch Area | 340 sqft |
| Patio Area | 673 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air with A/C |
| Heating Fuel | Electric |
| Account Number | 4981586 |
|---|---|
| Street Address | 11 LAKE ISLE WAY |
| City | ORMOND BEACH |
| State | FL |
| Zip | 32174-1800 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | 13PUD |
| Legal Description | LOT 84 BREAKAWAY TRAILS PHASE 2 MB 41 PGS 185-187 INC PER OR 4984 PG 0824 PER OR 7406 PG 4219 |
| Legal Range | 31E |
| Legal Township | 14S |
| Legal Section | 26 |
| Legal Subdivision | BREAKAWAY TRAILS PHASE 2 MB |
| Legal Phase | 2 |
| Legal Tract | 04 |
| Legal Lot Number | 84 |
| Jurisdiction | VOLUSIA FL |
| Township / Civil Division | CENTRAL VOLUSIA |
| Census Block Group | 1 |
| Census Block | 1017 |
| Census Tract | 83203 |
Source: Volusia County records, as of October 13, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Trust Names on Record |
|---|---|
| Mailing Address | 11 LAKE ISLE WAY, ORMOND BEACH, FL 32174-1800 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Trust |
| Date | Document |
|---|---|
| May 5, 2022 | Deed of Trust, Mortgage · Conventional Mortgage SIERRA PACIFIC MORTGAGE CO INC |
| May 8, 2018 | Deed of Trust, Mortgage · Line of Credit VYSTAR CU |
| Jun 6, 2017 | Warranty Deed, Transfer · VA Mortgage USAA |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jun 6, 2017 · Amount on Record |
| Deed Sale | Jun 6, 2017 · Amount on Record |
| Prior Sale | Dec 18, 2002 · Amount on Record |
| Deed Document Number | 2017110538 |
| Deed Book / Page | 7406 / 4219 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | VOLUSIA FL |
| Property Address | 11 LAKE ISLE WAY, ORMOND BEACH, FL 32174-1800 |
| Transaction Type | Mortgage |
| Record Updated | May 24, 2022 |
| Name | Verified Name |
|---|---|
| Address | 11 LAKE ISLE WAY, ORMOND BEACH, FL 32174-1800 |
| Document Number | 0082484060 |
|---|---|
| Date | May 5, 2022 |
| Book Page | 8248/4060 |
| Instrument | 2022106780 |
| Name | SIERRA PACIFIC MORTGAGE CO INC |
|---|---|
| Type | Mortgage Company |
| Address | FOLSOM, CA 95630 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | May 1, 2052 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | VOLUSIA FL |
| Property Address | 11 LAKE ISLE WAY, ORMOND BEACH, FL 32174-1800 |
| Document Number | 0075512491 |
| Instrument Date | May 8, 2018 |
| Transaction Type | Mortgage |
| Record Updated | Jun 29, 2018 |
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 11 LAKE ISLE WAY ORMOND BEACH FL 321741800, ORMOND BEACH, FL 32174-1800 |
| Document Number | 0075512491 |
|---|---|
| Date | May 29, 2018 |
| Book Page | 007551/002491 |
| Instrument | 108477 |
| Name | VYSTAR CU |
|---|---|
| Type | Credit Union |
| Address | JACKSONVILLE, FL 32232-5085 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 120 Months |
| Due | May 28, 2028 |
| Rate Type | Adjustable Rate |
|---|
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | VOLUSIA FL |
| Recording Date | Jun 6, 2017 |
| Property Address | 11 LAKE ISLE WAY, ORMOND BEACH, FL 32174-1800 |
| Document Number | 0074064219 |
| Book / Page | 007406 / 004219 |
| Instrument Date | May 25, 2017 |
| Instrument | 110538 |
| Transaction Type | Transfer |
| Record Updated | Jul 24, 2017 |
| Title Company | COLUMBIA TITLE, COLUMBIA TITLE RESEARCH CORP |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $2,030.00 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 11 LAKE ISLE WAY ORMOND BEACH FL 321741800, ORMOND BEACH, FL 32174-1800 |
| Document Number | 74064220 |
|---|---|
| Date | Jun 6, 2017 |
| Book Page | 007406/004220 |
| Instrument | 110539 |
| Name | USAA |
|---|---|
| Address | SAN ANTONIO, TX 78288-0544 |
| Type | VA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jun 5, 2047 |
Source: Volusia County assessment roll, as of March 16, 2026
| Type | Name |
|---|---|
| State | Florida |
| County | Volusia County |
| Municipality | Ormond Beach City |
| Unified School District | Volusia County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $325,419 (+2.7%) | $489,553 (-4.29%) Land $76,000 Building $413,553 | |
| 2025 | $3,086.00 (-26.52%) Homeowner's exemption Disabled Person's exemption Veteran's exemption | $316,864 (+5.99%) | $511,500 (+11.74%) Land $76,000 Building $435,500 |
| 2023 | $4,200.00 (+3.12%) Homeowner's exemption | $298,966 (+3%) | $457,755 (+19.54%) Land $76,000 Building $381,755 |
| 2022 | $4,073.00 Homeowner's exemption | $290,258 | $382,941 Land $68,000 Building $314,941 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective October 2, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 74 policies |
| Community Rating System | Class 5 (25% premium discount) |
| Nearby Flood Policies | 74 in force |
| Nearby Flood Claims | 46 (1994–2024) |
| Claims Outside the SFHA | 8 of 46 |
| Most Recent Claim | Oct 2024 · Hurricane Milton |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 65% of the US · above 42% of Florida |
|---|---|
| Wildfire Likelihood | 0.2% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | ORMOND BEACH serves 59,744 people · EPA ID FL3640963 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Jun 2024 |
| Lead | 4 ppb (2023) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 75 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Metronet Fiber | 5,120 / 5,120 |
| Spectrum Cable · Fiber in parts of the area | 1,000 / 35 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
| AT&T Fixed Wireless | 100 / 20 |
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