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7 KY 409, Sandy Hook, KY 41171 Property Records

Elliott County property record for 7 KY 409, Sandy Hook, KY 41171

Property Summary

Property TypeSingle Family Home
Lot Size3.11 acres (135,907 sqft)
OwnerIndividual Name on File
Last Sale$70,300 (Oct 2023)
Tax Bill$1,091 (2025)
Deeds & MortgagesMar 2026 Mortgage
Oct 2023 Sale & Mortgage
Flood ZoneZone X (minimal risk)
APN049-00-00-009.07

Property Details

APN / Parcel Number

Primary APN049-00-00-009.07

Exterior

Lot Area135,907 sqft (3.11 acres)

Utilities, Heating & Cooling

Cooling SystemNone

Location & Zoning

Street AddressSTATE HIGHWAY 7 AT KY 409, 409
CitySANDY HOOK
StateKY
Zip41171
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal Description3.12 ACRES & RESIDENCE
JurisdictionELLIOTT KY
Township / Civil DivisionISONVILLE
Census Block Group1
Census Block1016
Census Tract920200

Owner

Source: Elliott County records · APN 049-00-00-009.07

Assessment roll updated September 1, 2025 · Last verified December 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on File
Co-ownerVerified Secondary Owner
Mailing Address28 KY 409, SANDY HOOK, KY 41171-6852
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Mar 05, 2026Deed of Trust, Mortgage · FHA Mortgage
KIND LENDING LLC
Oct 25, 2023Warranty Deed, Transfer · FHA Mortgage
EQUITY PRIME MORTGAGE LLC

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Last SaleOct 25, 2023 · Amount on Record
Deed SaleOct 25, 2023 · Amount on Record
Deed Document Number17533
Deed Book / PageD132 / 436
Record UpdatedJun 08, 2026

March 2026: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionELLIOTT KY
Property AddressSTATE HIGHWAY 7 AT KY 409, 409, SANDY HOOK, KY 41171
Transaction TypeMortgage
Record UpdatedMar 24, 2026

Transferred To (Grantee/Buyer)

NameVerified Name
Address1081 HOWARDS CREEK RD, SANDY HOOK, KY 41171-8545

Mortgage

Document Number00M108/722
DateMar 05, 2026
Book PageM108/722
Instrument19538
Lender
NameKIND LENDING LLC
TypeMortgage Company
AddressIRVINE, CA 92614
Agreement
TypeFHA Mortgage
AmountAmount Recorded
Term360 Months
DueMar 01, 2056

October 2023: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionELLIOTT KY
Recording DateOct 25, 2023
Property Address7 KY 409, SANDY HOOK, KY 41171-6852
Document Number00D132/436
Book / PageD132 / 436
Instrument DateAug 04, 2023
Instrument17533
Transaction TypeTransfer
Record UpdatedMay 01, 2024
Title CompanyNOT AVAILABLE, SOURCEPOINT

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$0.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address849 POPPY HILLS WAY, BOWLING GREEN, KY 42104-5555

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenants with Right of Survivorship
Address28 KY 409, SANDY HOOK, KY 41171-6852

Mortgage

Document Number0000017534
DateOct 25, 2023
Instrument17534
Lender
NameEQUITY PRIME MORTGAGE LLC
TypeMortgage Company
Agreement
TypeFHA Mortgage
AmountAmount Recorded
Term358 Months
DueAug 01, 2053

Tax Assessment & Valuation

Source: Elliott County records · Assessment roll updated September 1, 2025 · Last verified December 2025

Property Jurisdictions

TypeName
StateKentucky
CountyElliott County
Unified School DistrictElliott County School District (KG - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2025$1,091.00 (+9.54%)$103,240 (-) Land $17,500 Building $85,740$103,240 (-)
2023$996.00 (+0.1%)$103,240 (-) Land $17,500 Building $85,740
2022$995.00$103,240$103,240

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Elliott County (21063C), as of August 5, 2010 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 210639202001, as of September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition, as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
minimal risk
Nearest Special Flood Hazard AreaZone A, within 500 ft
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies1 in force

Wildfire

Wildfire RiskModerate
above 44% of the US · above 73% of Kentucky
Wildfire Likelihood0.09% annual chance
ExposureIndirect
within ember reach
Adjoins Burnable LandYes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026

ProviderMax Down / Up (Mbps)
Mountain Rural Telephone Cooperative Corporation
Fiber		2,000 / 2,000

Based on FCC filings for 7 locations within half a mile of this property.

Drinking Water

Source: EPA Safe Drinking Water Information System, water system KY0220555, as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026

Water SystemRATTLESNAKE RIDGE WATER DISTRICT
serves 11,397 people
Water SourceSurface water
Last State InspectionApr 2024
LeadUnder 1 ppb (2023–2025)
action level 15 ppb

Violations Reported to EPA

Water QualityHaloacetic acids
resolved · Jul 2025
Treatment and ProcedureOrganic carbon removal
Jan 2020
Monitoring and Reporting1
last 3 years

Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.

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