1240 KY 409, Sandy Hook, KY 41171 Property Records

Elliott County property record for 1240 KY 409, Sandy Hook, KY 41171

Property Summary

Property Type	Single Family Home
Lot Size	4.67 acres (203,556 sqft)
Owner	2 Individual Names on File
Last Sale	$125,000 (Jun 2019)
Tax Bill	$1,321 (2025)
Deeds & Mortgages	Jun 2019 Sale & Mortgage
Flood Zone	Zone A (high risk)
APN	`050-00-00-004.01`

Property Details

APN / Parcel Number

Primary APN	`050-00-00-004.01`

Exterior

Lot Area	203,556 sqft (4.67 acres)

Utilities, Heating & Cooling

Sewer	Connected

Location & Zoning

Street Address	1240 KY 409
City	SANDY HOOK
State	KY
Zip	41171-6701
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RESIDENTIA
Legal Description	4.673 ACRES & RESIDENCE
Jurisdiction	ELLIOTT KY
Township / Civil Division	ISONVILLE
Census Block Group	1
Census Block	1005
Census Tract	920200

Owner

1240 KY 409 is owned and occupied by two individuals who acquired it in December 2024.

Source: Elliott County records, as of December 5, 2025

Owner of Record	2 Individual Names on File
Mailing Address	1240 KY 409, SANDY HOOK, KY 41171-6701
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Husband and Wife

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jun 14, 2019 · Amount on File
Deed Sale	Jun 14, 2019 · Amount on File
Prior Sale	Jun 11, 2019 · Amount on File
Deed Document Number	201912783
Deed Book / Page	124 / 387
Last Transfer Date	Dec 21, 2024
Transfer Doc	00D134/775
Record Updated	Sep 20, 2026

June 2019: Deed, Transfer

Document Type	Deed
Jurisdiction	ELLIOTT KY
Recording Date	Jun 14, 2019
Property Address	1240 KY 409, SANDY HOOK, KY 41171-6701
Document Number	00D124/387
Book / Page	D124 / 387
Instrument Date	Jun 11, 2019
Instrument	12783
Transaction Type	Transfer
Record Updated	May 1, 2024

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	1037 KY 409, SANDY HOOK, KY 41171-6899

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Right of Survivorship
Address	1240 KY 409, SANDY HOOK, KY 41171-6701

Mortgage

Document Number	0000012784
Date	Jun 14, 2019
Instrument	12784

Lender

Name	KENTUCKY BANK
Type	Bank

Agreement

Amount	Amount on Record
Term	240 Months
Due	Jun 11, 2039

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

The 2025 property tax bill for 1240 KY 409 was $1,321.

Source: Elliott County assessment roll, as of December 5, 2025

Property Jurisdictions

Type	Name
State	Kentucky
County	Elliott County
Unified School District	Elliott County School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,321.00	$125,000 Land $20,000 Building $105,000	$125,000
2023	$1,206.00	$125,000 Land $20,000 Building $105,000

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 1240 KY 409 in Zone A, a high-risk flood area; flood insurance is required for federally backed loans.

Source: FEMA National Flood Hazard Layer, effective August 5, 2010 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone A high risk
100-Year Floodplain	Yes 1% annual chance
Floodway	No
Base Flood Elevation	Not determined for this zone
Flood Insurance Requirement	Required federally backed loans
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 1240 KY 409 is moderate, ranking above 43% of the US, with a 0.09% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 43% of the US · above 73% of Kentucky
Wildfire Likelihood	0.09% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	RATTLESNAKE RIDGE WATER DISTRICT serves 11,397 people · EPA ID KY0220555
Water Source	Surface water
Last State Inspection	Apr 2024
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	Haloacetic acids resolved · Jul 2025
Treatment and Procedure	Organic carbon removal Jan 2020
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 12 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Mountain Rural Telephone Cooperative Fiber	2,000 / 2,000