7 Keystone Dr, Petal, MS 39465 Property Records

Forrest County property record for 7 Keystone Dr, Petal, MS 39465

Property Summary

Property Type	Single Family Home
Details	2 ba · 1,608 sqft · built 2005
Owner	2 Individual Names on Record
Tax Bill	$2,195 (2025)
Deeds & Mortgages	Oct 2018 Mortgage Dec 2020 Mortgage + 3 more
Flood Zone	Zone X (minimal risk)
APN	`3-030J-12-029.12`

Property Details

APN / Parcel Number

Primary APN	`3-030J-12-029.12`
Alternative APNs	`161D-0000-012-102.00` `037942` `37942`

Interior

Full Baths	2 Baths
Building Area	1,608 sqft Living Area
1st Floor Area	1,608 sqft
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2005
Exterior Material	Shingles
Foundation Type	Slab (Mat/Raft)
Roof Type	Hip
Roof Material	Asphalt

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	HVAC

Location & Zoning

Account Number	37942
Street Address	7 KEYSTONE DR
City	PETAL
State	MS
Zip	39465-2524
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 17 OF PROPOSED KEYSTONE COVE SUB
Legal Range	13W
Legal Township	04N
Legal Section	12
Legal Subdivision	KEYSTONE COVE SUB
Legal Lot Number	17
Jurisdiction	FORREST MS
Township / Civil Division	3
Census Block Group	1
Census Block	1022
Census Tract	10400

Owner

Source: Forrest County records, as of March 6, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	7 KEYSTONE DR, PETAL, MS 39465-2524
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Oct 19, 2018	Deed of Trust, Mortgage FIRST SOUTHERN BANK
Dec 29, 2020	Deed of Trust, Mortgage FIRST SOUTHERN BANK
Jan 14, 2021	Deed of Trust, Mortgage FIRST SOUTHERN BANK
May 14, 2021	Deed of Trust, Mortgage FIRST SOUTHERN BANK
Jun 29, 2022	Deed of Trust, Mortgage · Conventional Mortgage FIRST SOUTHERN BANK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Oct 27, 2011
Deed Sale	Oct 27, 2011
Deed Document Number	0001114517
Deed Book / Page	1114 / 517
Record Updated	Jun 8, 2026

October 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	FORREST MS
Property Address	7 KEYSTONE DR, PETAL, MS 39465-2524
Transaction Type	Mortgage
Record Updated	Aug 24, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	002200/442
Date	Oct 19, 2018
Book Page	2200/442
Instrument	782847

Lender

Name	FIRST SOUTHERN BANK
Type	Bank
Address	PETAL, MS 39465

Agreement

Amount	Amount Recorded
Term	60 Months
Due	Oct 10, 2023

December 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	FORREST MS
Property Address	7 KEYSTONE DR, PETAL, MS 39465-2524
Transaction Type	Mortgage
Record Updated	Aug 24, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	002328/567
Date	Dec 29, 2020
Book Page	2328/567
Instrument	814772

Lender

Name	FIRST SOUTHERN BANK
Type	Bank
Address	HATTIESBURG, MS 39404

Agreement

Amount	Amount Recorded
Term	181 Months
Due	Jan 1, 2036

January 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	FORREST MS
Property Address	7 KEYSTONE DR, PETAL, MS 39465-2524
Transaction Type	Mortgage
Record Updated	Aug 24, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	002331/432
Date	Jan 14, 2021
Book Page	2331/432
Instrument	815532

Lender

Name	FIRST SOUTHERN BANK
Type	Bank
Address	HATTIESBURG, MS 39404

Agreement

Amount	Amount Recorded
Term	180 Months
Due	Jan 1, 2036

May 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	FORREST MS
Property Address	7 KEYSTONE DR, PETAL, MS 39465-2524
Transaction Type	Mortgage
Record Updated	Aug 24, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	002356/426
Date	May 14, 2021
Book Page	2356/426
Instrument	821195

Lender

Name	FIRST SOUTHERN BANK
Type	Bank
Address	HATTIESBURG, MS 39404

Agreement

Amount	Amount Recorded
Term	176 Months
Due	Jan 1, 2036

June 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	FORREST MS
Property Address	7 KEYSTONE DR, PETAL, MS 39465-2524
Transaction Type	Mortgage
Record Updated	Aug 24, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	002433/574
Date	Jun 29, 2022
Book Page	2433/574
Instrument	838984

Lender

Name	FIRST SOUTHERN BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	60 Months
Due	Jun 10, 2027

Interest

Rate Type	Fixed Rate

Tax Assessment & Valuation

Source: Forrest County assessment roll, as of September 1, 2025

Property Jurisdictions

Type	Name
State	Mississippi
County	Forrest County
Municipality	Petal City
Unified School District	Petal School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,195.00 (+16.82%) Homeowner's exemption	$14,133 (-89.12%)	$141,330 (+8.83%) Land $25,200 Building $116,130
2023	$1,879.00 Homeowner's exemption	$129,860 (+9%)	$129,860 (-) Land $25,200 Building $104,660
2022		$12,986	$129,860 Land $25,200 Building $104,660

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective November 18, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 29 policies
Nearby Flood Policies	29 in force
Nearby Flood Claims	29 (1979–2018)
Claims Outside the SFHA	6 of 29
Most Recent Claim	Dec 2018 · Severe Storms, Flooding, And Tornado
Claims by Event	Severe Storms, Tornadoes, And Flooding, Feb 2013 · 2 claims Hurricane Isaac, Aug 2012 · 3 claims Hurricane Katrina, Aug 2005 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 62% of the US · above 79% of Mississippi
Wildfire Likelihood	0.2% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF PETAL serves 9,509 people · EPA ID MS0180011
Water Source	Groundwater
Last State Inspection	Jan 2025
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	6 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 71 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	1,200 / 35
C Spire Wireless Fixed Wireless	100 / 20

May also be available: Verizon.

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