4 Keystone Dr, Petal, MS 39465 Property Records

Forrest County property record for 4 Keystone Dr, Petal, MS 39465

Property Summary

Property Type	Single Family Home
Details	2 ba · 1,487 sqft · built 2005
Lot Size	0.39 acres (16,988 sqft)
Owner	2 Individual Names on Record
Last Sale	$148,300 (Jan 2017)
Tax Bill	$2,456 (2025)
Deeds & Mortgages	Feb 2023 Mortgage Jan 2017 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`3-030J-12-029.11`

Property Details

APN / Parcel Number

Primary APN	`3-030J-12-029.11`
Alternative APNs	`161D-0000-012-102.00` `037924` `37924`

Interior

Full Baths	2 Baths
Building Area	1,487 sqft Living Area
1st Floor Area	1,487 sqft
Flooring	Ceramic Tile
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2005
Effective Year Built	Effective 2005
Exterior Material	Shingles
Roof Type	Hip
Roof Material	Asphalt
Lot Area	16,988 sqft (0.39 acres)
Garage Area	320 sqft
Parking Spaces	1 Parking Space

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	HVAC

Location & Zoning

Account Number	37924
Street Address	4 KEYSTONE DR
City	PETAL
State	MS
Zip	39465-2525
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	COM AT THE NW/COR OF SE1/4 OF NW1/4 EAST 415.26 SOUTH 42.72 TO THE NE/COR OF PROPOSED LT 1 OF THE KEYSTONE COVE SUB TO POB SO
Legal Range	13W
Legal Township	04N
Legal Section	12
Legal Subdivision	KEYSTONE COVE SUB
Legal Block	12
Legal Lot Number	1
Jurisdiction	FORREST MS
Township / Civil Division	3
Census Block Group	1
Census Block	1022
Census Tract	10400

Owner

Source: Forrest County records, as of July 13, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	4 KEYSTONE DR, PETAL, MS 39465-2525
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Feb 23, 2023	Deed of Trust, Mortgage HUD
Jan 5, 2017	Deed of Trust, Mortgage · FHA Mortgage FIRST SOUTHERN BANK
Jan 5, 2017	Warranty Deed, Transfer

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jan 5, 2017 · Amount on Record
Deed Sale	Jan 5, 2017 · Amount on Record
Deed Document Number	2017757101
Deed Book / Page	1246 / 163
Record Updated	Sep 20, 2026

February 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	FORREST MS
Property Address	4 KEYSTONE DR, PETAL, MS 39465-2525
Transaction Type	Mortgage
Record Updated	Mar 15, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	002469/329
Date	Feb 23, 2023
Book Page	2469/329
Instrument	848269

Lender

Name	HUD
Type	Government Agency

Agreement

Amount	Amount Recorded
Term	480 Months
Due	Nov 1, 2062

January 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	FORREST MS
Property Address	4 KEYSTONE DR, PETAL, MS 39465-2525
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	2102/353
Date	Jan 5, 2017
Book Page	2102/353
Instrument	757100

Lender

Name	FIRST SOUTHERN BANK
Type	Bank
Address	COLUMBIA, MS 39429

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jan 1, 2047

January 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	FORREST MS
Recording Date	Jan 5, 2017
Property Address	4 KEYSTONE DR, PETAL, MS 39465-2525
Document Number	1246/163
Book / Page	1246 / 163
Instrument Date	Dec 28, 2016
Instrument	000757101
Transaction Type	Transfer
Record Updated	Nov 4, 2021

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	1439 WINTERBERRY DR, 1439, MURFREESBORO, TN 37130-1157

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	4 KEYSTONE DR, PETAL, MS 39465-2525

Tax Assessment & Valuation

Source: Forrest County assessment roll, as of March 9, 2026

Property Jurisdictions

Type	Name
State	Mississippi
County	Forrest County
Municipality	Petal City
Unified School District	Petal School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,456.00 (+16.56%) Homeowner's exemption	$13,911 (-88.92%)	$139,110 (+10.83%) Land $22,680 Building $116,430
2023	$2,107.00 Homeowner's exemption	$125,520 (+9%)	$125,520 (-) Land $22,680 Building $102,840
2022		$12,552	$125,520 Land $22,680 Building $102,840

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective November 18, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 29 policies
Nearby Flood Policies	29 in force
Nearby Flood Claims	29 (1979–2018)
Claims Outside the SFHA	6 of 29
Most Recent Claim	Dec 2018 · Severe Storms, Flooding, And Tornado
Claims by Event	Severe Storms, Tornadoes, And Flooding, Feb 2013 · 2 claims Hurricane Isaac, Aug 2012 · 3 claims Hurricane Katrina, Aug 2005 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 61% of the US · above 78% of Mississippi
Wildfire Likelihood	0.2% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF PETAL serves 9,509 people · EPA ID MS0180011
Water Source	Groundwater
Last State Inspection	Jan 2025
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	6 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 71 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	1,200 / 35
C Spire Wireless Fixed Wireless	100 / 20

May also be available: Verizon.

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