7 John St, Narragansett, RI 02882 Property Records

Narragansett Town property record for 7 John St, Narragansett, RI 02882

Property Summary

Property Type	Single Family Home
Details	2 bd · 1 ba · 672 sqft · built 1965
Lot Size	0.115 acres (5,001 sqft)
Owner	2 Individual Names on File
Last Sale	$520,000 (Sep 2023)
Tax Bill	$3,255 (2025)
Deeds & Mortgages	Oct 2024 Refinance Sep 2023 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`NARR M:R-1 B:9`

Property Details

APN / Parcel Number

Primary APN	`NARR M:R-1 B:9`
Alternative APNs	`M:R=1 B:9` `3165720`

Interior

Bedrooms	2 Beds
Full Baths	1 Bath
Total Rooms	6 Rooms
Stories	1 Story
Building Area	672 sqft Living Area
Gross Area	1,500 sqft

Exterior

Year Built	Built 1965
Effective Year Built	Effective 2003
Architectural Style	Ranch
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Roof Type	Gable
Roof Material	Asphalt
Lot Area	5,001 sqft (0.115 acres)

Utilities, Heating & Cooling

Heating System	Hot Water
Heating Fuel	Oil

Location & Zoning

Account Number	3165720
Street Address	7 JOHN ST
City	NARRAGANSETT
State	RI
Zip	02882-5443
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-20
Legal Block	9
Jurisdiction	NARRAGANSETT RI
Township / Civil Division	NARRAGANSETT
Census Block Group	3
Census Block	3026
Census Tract	51504

Owner

7 John St is owned by two individuals who bought it in September 2023.

Source: Narragansett Town records, as of October 20, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on File
Mailing Address	30 LORRAINE METCALF DR, WRENTHAM, MA 02093-1048
Owner Type	Individual
Vesting	Husband and Wife

Deeds, Mortgages & Sale History

Date	Document
Oct 16, 2024	Deed of Trust, Mortgage · Stand-Alone Refinance BLUESTONE BANK
Sep 1, 2023	Warranty Deed, Transfer · Stand-Alone First Mortgage BLUESTONE BANK
Mar 8, 2021	Warranty Deed, Transfer

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Sep 1, 2023 · Amount on File
Deed Sale	Sep 1, 2023 · Amount on File
Prior Sale	Mar 8, 2021 · Amount on File
Deed Book / Page	1022 / 571
Record Updated	Oct 29, 2026

October 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	NARRAGANSETT RI
Property Address	7 JOHN ST, NARRAGANSETT, RI 02882-5443
Transaction Type	Mortgage
Record Updated	Nov 20, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	001037-481
Date	Oct 16, 2024
Book Page	1037/481
Instrument	2024002667

Lender

Name	BLUESTONE BANK

Agreement

Type	Stand-Alone Refinance
Amount	Amount on Record
Term	361 Months
Due	Nov 1, 2054

September 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	NARRAGANSETT RI
Recording Date	Sep 1, 2023
Property Address	7 JOHN ST, NARRAGANSETT, RI 02882-5443
Document Number	001022-571
Book / Page	1022 / 571
Instrument Date	Sep 1, 2023
Instrument	2023002329
Transaction Type	Transfer
Record Updated	Nov 20, 2025

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	30 LORRAINE METCALF DR, WRENTHAM, MA 02093-1048

Mortgage

Document Number	2023002330
Date	Sep 1, 2023
Instrument	2023002330

Lender

Name	BLUESTONE BANK

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount on Record

March 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	NARRAGANSETT RI
Recording Date	Mar 8, 2021
Property Address	7 JOHN ST, NARRAGANSETT, RI 02882-5443
Document Number	973-300
Book / Page	973 / 300
Instrument Date	Mar 4, 2021
Instrument	2021001203
Transaction Type	Transfer
Record Updated	Jun 4, 2021

Transaction

Amount	Amount on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	66 KNOWLTON CIR, UPTON, MA 01568-1491

Tax Assessment & Valuation

The 2025 property tax bill for 7 John St was $3,255.

Source: Narragansett Town assessment roll, as of June 22, 2026

Property Jurisdictions

Type	Name
State	Rhode Island
County Subdivision	Narragansett Town
Unified School District	Narragansett School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,255.00	$479,400 Land $275,200 Building $204,200	$608,100
2023	$2,952.00 (+3.43%)	$317,100 (-) Land $177,600 Building $139,500
2022	$2,854.00	$317,100 Land $177,600 Building $139,500

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 7 John St in Zone X, an area of minimal flood risk, though there have been 48 flood claims nearby since 1978.

Source: FEMA National Flood Hazard Layer, effective December 26, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 108 policies
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	108 in force
Nearby Flood Claims	48 (1978–2020)
Claims Outside the SFHA	16 of 48
Most Recent Claim	Nov 2020 · rainfall accumulation
Claims by Event	Hurricane Sandy, Oct 2012 · 12 claims Severe Storms And Flooding, Apr 2010 · 10 claims Hurricane Bob, Aug 1991 · 6 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 7 John St is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 98% of the US · lower than 94% of Rhode Island
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	NARRAGANSETT WATER SYSTEM-POINT JUDITH serves 8,210 people · EPA ID RI1858428
Water Source	Purchased groundwater from VEOLIA WATER WAKEFIELD RHODE ISLAND INC
Last State Inspection	Jun 2023
Also Mapped Here	NARRAGANSETT WATER DEPT-NORTH END
Lead	4 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Listed by EPA as a serious violator.

Water Quality	Total trihalomethanes not recorded as resolved · Apr 2026
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 283 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Cox Communications Cable	2,000 / 100
Verizon Fiber	980 / 880
T-Mobile Fixed Wireless	100 / 20

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