15 John St, Narragansett, RI 02882 Property Records

Narragansett Town property record for 15 John St, Narragansett, RI 02882

Property Summary

Property Type	Single Family Home
Details	2 bd · 2 ba · 1,824 sqft · built 1955
Lot Size	0.115 acres (5,001 sqft)
Owner	2 Individual Names on Record
Last Sale	$230,000 (Aug 2009)
Tax Bill	$4,717 (2025)
Deeds & Mortgages	Oct 2023 Mortgage Oct 2021 Transfer + 2 more
Flood Zone	Zone X (minimal risk)
APN	`NARR M:R-1 B:12`

Property Details

APN / Parcel Number

Primary APN	`NARR M:R-1 B:12`
Alternative APNs	`M:R=1 B:12` `16005850`

Interior

Bedrooms	2 Beds
Full Baths	2 Baths
Total Rooms	4 Rooms
Stories	2 Stories
Building Area	1,824 sqft Living Area
Gross Area	2,980 sqft

Exterior

Year Built	Built 1955
Effective Year Built	Effective 2023
Architectural Style	Colonial
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Roof Type	Gable
Roof Material	Asphalt
Lot Area	5,001 sqft (0.115 acres)

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Heating Fuel	Oil

Location & Zoning

Account Number	16005850
Street Address	15 JOHN ST
City	NARRAGANSETT
State	RI
Zip	02882-5443
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-20
Legal Block	12
Jurisdiction	NARRAGANSETT RI
Township / Civil Division	NARRAGANSETT
Census Block Group	3
Census Block	3026
Census Tract	51504

Owner

Source: Narragansett Town records, as of October 20, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on Record
Mailing Address	15 JOHN ST, NARRAGANSETT, RI 02882-5443
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Oct 30, 2023	Quit Claim Deed, Transfer · ARM CENTREVILLE BANK
Oct 12, 2021	Quit Claim Deed, Transfer Quitclaim
Oct 21, 2017	Deed of Trust, Mortgage · Conventional Mortgage BANK OF NEWPORT
Sep 25, 2017	Quit Claim Deed, Transfer Quitclaim

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Aug 14, 2009 · Amount on Record
Deed Sale	Aug 14, 2009 · Amount on Record
Prior Sale	Sep 2, 1988 · Amount on Record
Deed Book / Page	734 / 88
Last Transfer Date	Oct 24, 2023
Transfer Doc	001024-725
Record Updated	Oct 29, 2026

October 2023: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	NARRAGANSETT RI
Recording Date	Oct 30, 2023
Property Address	15 JOHN ST, NARRAGANSETT, RI 02882-5443
Document Number	001024-725
Book / Page	1024 / 725
Instrument Date	Oct 24, 2023
Instrument	2023002887
Transaction Type	Transfer
Record Updated	Nov 16, 2023

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	15 JOHN ST, NARRAGANSETT, RI 02882-5443

Mortgage

Document Number	001024-727
Date	Oct 30, 2023
Book Page	1024/727
Instrument	2023002888

Lender

Name	CENTREVILLE BANK

Agreement

Type	ARM
Amount	Amount Recorded
Term	361 Months
Due	Nov 1, 2053

Interest

Rate Type	Adjustable Rate
Rate	6.63%
Type Change Date	Nov 1, 2033
Index	1-Year CMT

October 2021: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	NARRAGANSETT RI
Recording Date	Oct 12, 2021
Property Address	15 JOHN ST, NARRAGANSETT, RI 02882-5443
Document Number	990-127
Book / Page	990 / 127
Instrument Date	Dec 2, 2017
Instrument	2021005132
Transaction Type	Transfer
Record Updated	Oct 28, 2021

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name

October 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	NARRAGANSETT RI
Property Address	15 JOHN ST, NARRAGANSETT, RI 02882-5443
Document Number	903-606
Book / Page	000903 / 000606
Instrument Date	Oct 21, 2017
Transaction Type	Mortgage
Record Updated	Nov 28, 2017

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	14 STONEFIELD DR PROSPECT CT 067121744, PROSPECT, CT 06712-1744

Mortgage

Document Number	903-606
Date	Nov 6, 2017
Book Page	000903/000606
Instrument	4091

Lender

Name	BANK OF NEWPORT
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	300 Months
Due	Nov 5, 2042

September 2017: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	NARRAGANSETT RI
Recording Date	Sep 25, 2017
Property Address	15 JOHN ST, NARRAGANSETT, RI 02882-5443
Document Number	901-542
Book / Page	000901 / 000542
Instrument Date	Sep 21, 2017
Instrument	3567
Transaction Type	Transfer
Record Updated	Oct 17, 2017

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	15 JOHN ST NARRAGANSETT RI 028825443, NARRAGANSETT, RI 02882-5443

Tax Assessment & Valuation

Source: Narragansett Town assessment roll, as of June 22, 2026

Property Jurisdictions

Type	Name
State	Rhode Island
County Subdivision	Narragansett Town
Unified School District	Narragansett School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$4,717.00 (+77.73%)	$694,700 (+143.67%) Land $275,200 Building $419,500	$919,914
2023	$2,654.00 (+1.88%)	$285,100 (-1.49%) Land $177,600 Building $107,500
2022	$2,605.00	$289,400 Land $177,600 Building $111,800

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective December 26, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 108 policies
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	108 in force
Nearby Flood Claims	48 (1978–2020)
Claims Outside the SFHA	16 of 48
Most Recent Claim	Nov 2020 · rainfall accumulation
Claims by Event	Hurricane Sandy, Oct 2012 · 12 claims Severe Storms And Flooding, Apr 2010 · 10 claims Hurricane Bob, Aug 1991 · 6 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 98% of the US · lower than 94% of Rhode Island
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	NARRAGANSETT WATER SYSTEM-POINT JUDITH serves 8,210 people · EPA ID RI1858428
Water Source	Purchased groundwater from VEOLIA WATER WAKEFIELD RHODE ISLAND INC
Last State Inspection	Jun 2023
Also Mapped Here	NARRAGANSETT WATER DEPT-NORTH END
Lead	4 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Listed by EPA as a serious violator.

Water Quality	Total trihalomethanes not recorded as resolved · Apr 2026
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 283 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Cox Communications Cable	2,000 / 100
Verizon Fiber	980 / 880
T-Mobile Fixed Wireless	100 / 20

Nearby Properties on John St

Nearby Streets

All Narragansett, RI Property Records

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures