7 Joan St, Wilbraham, MA 01095 Property Records

Hampden County and Wilbraham Town property record for 7 Joan St, Wilbraham, MA 01095

Property Summary

Property Type	Single Family Home
Details	4 bd · 2 ba · 2,074 sqft · built 1961
Lot Size	0.616 acres (26,833 sqft)
Owner	Individual Name on File
Last Sale	$465,000 (Jun 2025)
Tax Bill	$7,491 (2026)
Deeds & Mortgages	Mar 2026 Mortgage Jun 2025 Sale + 1 more
Flood Zone	Zone X (minimal risk)
APN	`MAP 9`

Property Details

APN / Parcel Number

Primary APN	`MAP 9`
Alternative APN	`WILB M:6000 B:7 L:2377`

Interior

Bedrooms	4 Beds
Full Baths	2 Baths
Total Rooms	8 Rooms
Stories	2 Stories
Building Area	2,074 sqft Living Area
Gross Area	4,122 sqft
1st Floor Area	1,346 sqft
Basement Area	1,040 sqft
Unfinished Basement	752 sqft

Exterior

Year Built	Built 1961
Effective Year Built	Effective 1961
Architectural Style	Cape Cod
Exterior Material	Aluminum/Vinyl
Roof Type	Gable
Roof Material	Wood Shingle
Lot Area	26,833 sqft (0.616 acres)
Deck Area	Deck Area

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Hot Water
Heating Fuel	Gas

Location & Zoning

Account Number	MAP 9
Street Address	7 JOAN ST
City	WILBRAHAM
State	MA
Zip	01095-2036
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R26
Legal Block	7
Legal Lot Number	2377
Jurisdiction	WILBRAHAM MA
Township / Civil Division	WILBRAHAM
Census Block Group	5
Census Block	5026
Census Tract	813601

Owner

7 Joan St is owned and occupied by an individual who bought it in June 2025.

Source: Hampden County and Wilbraham Town records, as of October 20, 2026

Owner of Record	Individual Name on File
Mailing Address	7 JOAN ST, WILBRAHAM, MA 01095-2036
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Individual(s)

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Mar 18, 2026	Deed of Trust, Mortgage · Conventional Mortgage PROVIDENT FUNDING
Jun 27, 2025	Quit Claim Deed, Transfer
Oct 7, 2022	Warranty Deed, Transfer · Stand-Alone First Mortgage POLISH NATIONAL CU

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jun 27, 2025 · Amount on File
Deed Sale	Jun 27, 2025 · Amount on File
Prior Sale	Oct 7, 2022 · Amount on File
Deed Book / Page	25920 / 96
Record Updated	Oct 29, 2026

March 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WILBRAHAM MA
Property Address	7 JOAN ST, WILBRAHAM, MA 01095-2036
Transaction Type	Mortgage
Record Updated	Apr 8, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	026256-347
Date	Mar 18, 2026
Book Page	26256/347
Instrument	11428

Lender

Name	PROVIDENT FUNDING

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Apr 1, 2056

June 2025: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	WILBRAHAM MA
Recording Date	Jun 27, 2025
Property Address	7 JOAN ST, WILBRAHAM, MA 01095-2036
Document Number	0025920-96
Book / Page	25920 / 96
Instrument Date	Jun 27, 2025
Instrument	29009
Transaction Type	Transfer
Record Updated	Nov 19, 2025

Transaction

Amount	Amount on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	7 JOAN ST, WILBRAHAM, MA 01095-2036

October 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	WILBRAHAM MA
Recording Date	Oct 7, 2022
Property Address	7 JOAN ST, WILBRAHAM, MA 01095-2036
Document Number	024758-358
Book / Page	24758 / 358
Instrument Date	Oct 7, 2022
Instrument	60353
Transaction Type	Transfer
Record Updated	Nov 20, 2025

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	9 BRUUER AVE, WILBRAHAM, MA 01095-2210

Mortgage

Document Number	0000060354
Date	Oct 7, 2022
Instrument	60354

Lender

Name	POLISH NATIONAL CU
Type	Credit Union

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount on Record

Tax Assessment & Valuation

The 2026 property tax bill for 7 Joan St was $7,491, up 1.6% from the year before.

Source: Hampden County and Wilbraham Town assessment roll, as of April 14, 2026

Property Jurisdictions

Type	Name
State	Massachusetts
County	Hampden County
County Subdivision	Wilbraham Town
Unified School District	Hampden-Wilbraham School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$7,491.00 (+1.59%)	$429,300 (+4.1%) Land $90,200 Building $339,100	$452,557 (+3.04%)
2025	$7,374.00 (+10.84%)	$412,400 (+14.68%) Land $90,200 Building $322,200	$439,185 (-2.57%)
2024	$6,653.00 (+0.99%)	$359,600 (+2.07%) Land $90,200 Building $269,400	$450,775
2023	$6,588.00	$352,300 Land $90,200 Building $262,100

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 7 Joan St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective June 7, 2023 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	4 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 7 Joan St is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 57% of Massachusetts
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	WILBRAHAM WATER DEPT (MWRA) serves 8,533 people · EPA ID MA1339000
Water Source	Purchased surface water from MWRA
Last State Inspection	Jun 2025
Lead	6 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Coliform assessment Oct 2018
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 161 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000

May also be available: Verizon, Xfinity.

Cell Coverage

5G (outdoors only) and 4G LTE

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