Essex County and Fairfield Township property record for 7 Jill Ter, Fairfield, NJ 07004
| Property Type | Single Family Home |
|---|---|
| Details | 2,392 sqft · built 1971 |
| Lot Size | 0.367 acres (16,000 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $545,000 (Jun 2019) |
| Tax Bill | $10,407 (2025) |
| Deeds & Mortgages | Feb 2026 Mortgage Feb 2024 Mortgage + 1 more |
| Flood Zone | Zone AE (high risk) |
| APN | 07-03704-0000-00032 |
| Primary APN | 07-03704-0000-00032 |
|---|---|
| Alternative APNs |
|
| Stories | 2 Stories |
|---|---|
| Building Area | 2,392 sqft Living Area |
| Year Built | Built 1971 |
|---|---|
| Effective Year Built | Effective 1971 |
| Construction Type | Frame |
| Lot Area | 16,000 sqft (0.367 acres) |
| Lot Dimensions | 160 ft deep x 100 ft wide |
| Parking Spaces | 2 Parking Spaces |
| Account Number | 00001610 |
|---|---|
| Street Address | 7 JILL TER |
| City | FAIRFIELD |
| State | NJ |
| Zip | 07004-1519 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | 100X160 |
| Legal Subdivision | FINAL MAP/NELL COURT ESTATES |
| Legal Block | 3704 |
| Legal Lot Number | 32 |
| Jurisdiction | ESSEX NJ |
| Township / Civil Division | FAIRFIELD |
| Census Block Group | 5 |
| Census Block | 5040 |
| Census Tract | 21601 |
Source: Essex County and Fairfield Township records, as of July 2, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 7 JILL TER, FAIRFIELD, NJ 07004-1519 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Unmarried |
| Date | Document |
|---|---|
| Feb 10, 2026 | Deed of Trust, Mortgage · Conventional Mortgage EMBRACE HOME LOANS INC |
| Feb 22, 2024 | Deed, Transfer · Conventional Mortgage OCEANFIRST BANK |
| Jun 27, 2019 | Grant Deed, Transfer · Conventional with PMI BANK OF AMERICA |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Jun 27, 2019 · Amount on Record |
| Deed Sale | Jun 27, 2019 · Amount on Record |
| Deed Document Number | 201958664 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ESSEX NJ |
| Property Address | 7 JILL TER, FAIRFIELD, NJ 07004-1519 |
| Transaction Type | Mortgage |
| Record Updated | Mar 11, 2026 |
| Title Company | EQUITY NATIONAL TITLE LLC, EQUITY NATL TTL & CLOSING SV |
| Name | Verified Name |
|---|---|
| Address | 7 JILL TER, FAIRFIELD, NJ 07004-1519 |
| Document Number | 0000009106 |
|---|---|
| Date | Feb 10, 2026 |
| Instrument | 2026009106 |
| Name | EMBRACE HOME LOANS INC |
|---|---|
| Type | Mortgage Company |
| Address | MIDDLETOWN, RI 02842 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Mar 1, 2056 |
| Document Type | Deed |
|---|---|
| Jurisdiction | ESSEX NJ |
| Recording Date | Feb 22, 2024 |
| Property Address | 7 JILL TER, FAIRFIELD, NJ 07004-1519 |
| Document Number | 0000010216 |
| Instrument Date | Jul 5, 2023 |
| Instrument | 2024010216 |
| Transaction Type | Transfer |
| Record Updated | Mar 15, 2024 |
| Title Company | NOT AVAILABLE, OBRIEN TITLE |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Transfer Tax Exempt |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 7 JILL TER, FAIRFIELD, NJ 07004-1519 |
| Name | Verified Name |
|---|---|
| Address | 7 JILL TER, FAIRFIELD, NJ 07004-1519 |
| Document Number | 0000010217 |
|---|---|
| Date | Feb 22, 2024 |
| Instrument | 2024010217 |
| Name | OCEANFIRST BANK |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Mar 1, 2054 |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | ESSEX NJ |
| Recording Date | Jun 27, 2019 |
| Property Address | 7 JILL TER, FAIRFIELD, NJ 07004-1519 |
| Document Number | 0000058664 |
| Instrument Date | Jun 17, 2019 |
| Instrument | 58664 |
| Transaction Type | Transfer |
| Record Updated | Aug 6, 2019 |
| Title Company | NOT AVAILABLE |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $545.00 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 7 JILL TER FAIRFIELD NJ 070041519, FAIRFIELD, NJ 07004-1519 |
| Document Number | 58665 |
|---|---|
| Date | Jun 27, 2019 |
| Instrument | 58665 |
| Name | BANK OF AMERICA |
|---|---|
| Type | Bank |
| Address | CHARLOTTE, NC 28255 |
| Type | Conventional with PMI |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jun 26, 2049 |
Source: Essex County and Fairfield Township assessment roll, as of July 2, 2026
| Type | Name |
|---|---|
| State | New Jersey |
| County | Essex County |
| County Subdivision | Fairfield Township |
| Elementary School District | Fairfield Township School District (KG - 06) |
| Secondary School District | West Essex Regional School District (07 - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $500,100 (-) Land $229,900 Building $270,200 | $500,100 (-) Land $229,900 Building $270,200 | |
| 2025 | $10,407.00 (-2.57%) | $500,100 (-) Land $229,900 Building $270,200 | $500,100 (-) Land $229,900 Building $270,200 |
| 2024 | $10,682.00 (+6.64%) | ||
| 2023 | $500,100 (-) Land $229,900 Building $270,200 | $500,100 (-) Land $229,900 Building $270,200 | |
| 2022 | $10,017.00 (+88.89%) | $500,100 Land $229,900 Building $270,200 | $500,100 Land $229,900 Building $270,200 |
| 2021 | $5,303.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective September 24, 2020 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone AE high risk |
|---|---|
| 100-Year Floodplain | Yes 1% annual chance |
| Floodway | No |
| Base Flood Elevation | Varies along the reach; see FIRM |
| Flood Insurance Requirement | Required federally backed loans |
| Flood Insurance Cost | Premium on Record median of 224 policies |
| Community Rating System | Class 6 (20% premium discount) |
| Nearby Flood Policies | 224 in force |
| Nearby Flood Claims | 724 (1978–2024) |
| Claims Outside the SFHA | 26 of 724 |
| Most Recent Claim | Jan 2024 · other causes |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 65% of New Jersey |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | FAIRFIELD WATER DEPT serves 7,400 people · EPA ID NJ0707001 |
|---|---|
| Water Source | Purchased surface water from PASSAIC VALLEY WATER COMMISSION |
| Last State Inspection | Sep 2024 |
| Lead | Under 1 ppb (2022–2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 6 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 226 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
| Verizon Fiber · Fixed Wireless in parts of the area | 980 / 880 |
| AT&T Fixed Wireless | 100 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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