Essex County and Fairfield Township property record for 2 Jill Ter, Fairfield, NJ 07004
| Property Type | Single Family Home |
|---|---|
| Details | 2,546 sqft · built 1971 |
| Lot Size | 0.38 acres (16,531 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $539,000 (Sep 2018) |
| Tax Bill | $10,424 (2025) |
| Deeds & Mortgages | Oct 2023 Line of Credit Jun 2022 Mortgage + 3 more |
| Flood Zone | Zone AE (high risk) |
| APN | 07-03704-0000-00023 |
| Primary APN | 07-03704-0000-00023 |
|---|---|
| Alternative APNs |
|
| Stories | 1 Story |
|---|---|
| Building Area | 2,546 sqft Living Area |
| 1st Floor Area | 2,546 sqft |
| Year Built | Built 1971 |
|---|---|
| Effective Year Built | Effective 1971 |
| Construction Type | Frame |
| Lot Area | 16,531 sqft (0.38 acres) |
| Lot Dimensions | 145 ft deep x 114 ft wide |
| Parking Spaces | 2 Parking Spaces |
| Account Number | 00001601 |
|---|---|
| Street Address | 2 JILL TER |
| City | FAIRFIELD |
| State | NJ |
| Zip | 07004-1520 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | 114X145 |
| Legal Subdivision | NELL COURT ESTATES |
| Legal Block | 3704 |
| Legal Lot Number | 23 |
| Jurisdiction | ESSEX NJ |
| Township / Civil Division | FAIRFIELD |
| Census Block Group | 5 |
| Census Block | 5040 |
| Census Tract | 21601 |
Source: Essex County and Fairfield Township records, as of July 2, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 2 JILL TER, FAIRFIELD, NJ 07004-1520 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Oct 19, 2023 | Deed of Trust, Mortgage · Line of Credit THIRD FSLA OF CLEVELAND |
| Jun 8, 2022 | Deed of Trust, Mortgage · Conventional Mortgage UNITED WHOLESALE MORTGAGE |
| Jul 20, 2020 | Deed of Trust, Mortgage · Conventional Mortgage UNITED WHOLESALE MTG |
| Jun 26, 2019 | Deed of Trust, Mortgage · Conventional with PMI CALIBER HM LOANS |
| Sep 21, 2018 | Grant Deed, Transfer · Conventional Mortgage UNITED WHOLESALE MTG |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Sep 21, 2018 · Amount on Record |
| Deed Sale | Sep 21, 2018 · Amount on Record |
| Prior Sale | Jan 25, 2011 · Amount on Record |
| Deed Document Number | 201882308 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ESSEX NJ |
| Property Address | 2 JILL TER, FAIRFIELD, NJ 07004-1520 |
| Transaction Type | Mortgage |
| Record Updated | Nov 20, 2023 |
| Title Company | TITLE365 - OMAHA, TITLE365 OMAHA |
| Name | Verified Name |
|---|---|
| Address | 2 JILL TER, FAIRFIELD, NJ 07004-1520 |
| Document Number | 0000063087 |
|---|---|
| Date | Oct 19, 2023 |
| Instrument | 2023063087 |
| Name | THIRD FSLA OF CLEVELAND |
|---|---|
| Type | Bank |
| Address | CLEVELAND, OH 44105 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Oct 11, 2053 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ESSEX NJ |
| Property Address | 2 JILL TER, FAIRFIELD, NJ 07004-1520 |
| Transaction Type | Mortgage |
| Record Updated | Jul 8, 2022 |
| Title Company | ATLANTIC TTL & STLMT SVC LLC |
| Name | Verified Name |
|---|
| Document Number | 0000055962 |
|---|---|
| Date | Jun 8, 2022 |
| Instrument | 2022055962 |
| Name | UNITED WHOLESALE MORTGAGE |
|---|---|
| Type | Mortgage Company |
| Address | PONTIAC, MI 48341 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 338 Months |
| Due | Aug 1, 2050 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ESSEX NJ |
| Property Address | 2 JILL TER, FAIRFIELD, NJ 07004-1520 |
| Document Number | 0000070975 |
| Instrument Date | Jul 20, 2020 |
| Transaction Type | Mortgage |
| Record Updated | Aug 19, 2020 |
| Title Company | ATLANTIC TITLE AND SETTLEMENT SV, ATLANTIC TITLE & SETTLEMENT SV |
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 2 JILL TER FAIRFIELD NJ 070041520, FAIRFIELD, NJ 07004-1520 |
| Document Number | 0000070975 |
|---|---|
| Date | Jul 30, 2020 |
| Instrument | 70975 |
| Name | UNITED WHOLESALE MTG |
|---|---|
| Type | Mortgage Company |
| Address | PONTIAC, MI 48341 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jul 29, 2050 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ESSEX NJ |
| Property Address | 2 JILL TER, FAIRFIELD, NJ 07004-1520 |
| Document Number | 0000061678 |
| Instrument Date | Jun 26, 2019 |
| Transaction Type | Mortgage |
| Record Updated | Aug 5, 2019 |
| Title Company | NOT AVAILABLE |
| Name | Verified Name |
|---|---|
| Address | 2 JILL TER FAIRFIELD NJ 070041520, FAIRFIELD, NJ 07004-1520 |
| Document Number | 0000061678 |
|---|---|
| Date | Jul 8, 2019 |
| Instrument | 61678 |
| Name | CALIBER HM LOANS |
|---|---|
| Type | Funding / Finance Company |
| Address | COPPELL, TX 75019 |
| Type | Conventional with PMI |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jul 7, 2049 |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | ESSEX NJ |
| Recording Date | Sep 21, 2018 |
| Property Address | 2 JILL TER, FAIRFIELD, NJ 07004-1520 |
| Document Number | 0000082308 |
| Instrument Date | Sep 17, 2018 |
| Instrument | 82308 |
| Transaction Type | Transfer |
| Record Updated | Dec 18, 2018 |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $539.00 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 2 JILL TER FAIRFIELD NJ 070041520, FAIRFIELD, NJ 07004-1520 |
| Document Number | 82309 |
|---|---|
| Date | Sep 21, 2018 |
| Instrument | 82309 |
| Name | UNITED WHOLESALE MTG |
|---|---|
| Type | Mortgage Company |
| Address | PONTIAC, MI 48341 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Sep 20, 2048 |
Source: Essex County and Fairfield Township assessment roll, as of July 2, 2026
| Type | Name |
|---|---|
| State | New Jersey |
| County | Essex County |
| County Subdivision | Fairfield Township |
| Elementary School District | Fairfield Township School District (KG - 06) |
| Secondary School District | West Essex Regional School District (07 - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $500,900 (-) Land $238,000 Building $262,900 | $500,900 (-) Land $238,000 Building $262,900 | |
| 2025 | $10,424.00 (-2.57%) | $500,900 (+1.31%) Land $238,000 Building $262,900 | $500,900 (+1.31%) Land $238,000 Building $262,900 |
| 2024 | $10,699.00 (+8.05%) | ||
| 2023 | $494,400 Land $238,000 Building $256,400 | $494,400 Land $238,000 Building $256,400 | |
| 2022 | $9,902.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective September 24, 2020 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone AE high risk |
|---|---|
| 100-Year Floodplain | Yes 1% annual chance |
| Floodway | No |
| Base Flood Elevation | Varies along the reach; see FIRM |
| Flood Insurance Requirement | Required federally backed loans |
| Flood Insurance Cost | Premium on Record median of 224 policies |
| Community Rating System | Class 6 (20% premium discount) |
| Nearby Flood Policies | 224 in force |
| Nearby Flood Claims | 724 (1978–2024) |
| Claims Outside the SFHA | 26 of 724 |
| Most Recent Claim | Jan 2024 · other causes |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 65% of New Jersey |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | FAIRFIELD WATER DEPT serves 7,400 people · EPA ID NJ0707001 |
|---|---|
| Water Source | Purchased surface water from PASSAIC VALLEY WATER COMMISSION |
| Last State Inspection | Sep 2024 |
| Lead | Under 1 ppb (2022–2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 6 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 226 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
| Verizon Fiber · Fixed Wireless in parts of the area | 980 / 880 |
| AT&T Fixed Wireless | 100 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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