Suffolk County and Smithtown Town property record for 7 Jill Dr, Commack, NY 11725
| Property Type | Single Family Home |
|---|---|
| Details | 5 bd · 2.5 ba · 2,270 sqft · built 1988 |
| Lot Size | 0.38 acres (16,553 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $630,000 (Jun 2017) |
| Tax Bill | $17,505 (2024) |
| Deeds & Mortgages | Aug 2022 Refinance Sep 2020 Refinance + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 473489 43.2-2-25 |
| Primary APN | 473489 43.2-2-25 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 5 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 9 Rooms |
| Stories | 2 Stories |
| Building Area | 2,270 sqft Living Area |
| Gross Area | 2,740 sqft |
| 1st Floor Area | 1,160 sqft |
| 2nd Floor Area | 1,110 sqft |
| Year Built | Built 1988 |
|---|---|
| Effective Year Built | Effective 1988 |
| Architectural Style | Colonial |
| Exterior Material | Wood |
| Lot Area | 16,553 sqft (0.38 acres) |
| View / Lot | Suburban |
| Garage Type | Attached |
| Garage Area | 470 sqft |
| Parking Spaces | 2 Parking Spaces |
| Cooling System | Central |
|---|---|
| Heating System | Hot Water |
| Heating Fuel | Oil |
| Sewer | Connected |
| Water Source | Commercial |
| Street Address | 7 JILL DR |
|---|---|
| City | COMMACK |
| State | NY |
| Zip | 11725-1785 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | 43.2-2-25 TIMBER RIDGE @ COMMACK SE LOT 199 *8409 |
| Legal Subdivision | MAP OF TIMBER RIDGE AT COMMACK |
| Legal Block | 2 |
| Legal Lot Number | 25 |
| Jurisdiction | SUFFOLK NY |
| Township / Civil Division | SMITHTOWN |
| Census Block Group | 2 |
| Census Block | 2012 |
| Census Tract | 135103 |
Source: Suffolk County and Smithtown Town records, as of August 11, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 7 JILL DR, COMMACK, NY 11725-1785 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Aug 25, 2022 | Deed of Trust, Mortgage · Stand-Alone Refinance ISLAND FCU |
| Sep 16, 2020 | Deed of Trust, Mortgage · Stand-Alone Refinance TIAA CREF TRUST CO FSB |
| May 20, 2020 | Loan Modification, Consolidation and Extension, Mortgage · Conventional Mortgage TIAA FSB |
| Jun 6, 2017 | Grant Deed, Transfer · Conventional Mortgage EVERBANK |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jun 6, 2017 · Amount on Record |
| Deed Sale | Jun 6, 2017 · Amount on Record |
| Deed Book / Page | 12915 / 472 |
| Prior Transfer Date | Dec 13, 2016 |
| Prior Transfer Doc | D000129000308 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SUFFOLK NY |
| Property Address | 7 JILL DR, COMMACK, NY 11725-1785 |
| Transaction Type | Mortgage |
| Record Updated | Dec 5, 2023 |
| Name | Verified Name |
|---|
| Document Number | 0234510585 |
|---|---|
| Date | Aug 25, 2022 |
| Book Page | 23451/585 |
| Name | ISLAND FCU |
|---|---|
| Type | Credit Union |
| Type | Stand-Alone Refinance |
|---|---|
| Amount | Amount Recorded |
| Term | 229 Months |
| Due | Sep 1, 2041 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SUFFOLK NY |
| Property Address | 7 JILL DR, COMMACK, NY 11725-1785 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Name | Verified Name |
|---|
| Document Number | 0231730994 |
|---|---|
| Date | Sep 16, 2020 |
| Book Page | 23173/994 |
| Instrument | DL025984 |
| Name | TIAA CREF TRUST CO FSB |
|---|
| Type | Stand-Alone Refinance |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Oct 1, 2050 |
| Document Type | Loan Modification, Consolidation and Extension |
|---|---|
| Jurisdiction | SUFFOLK NY |
| Property Address | 7 JILL DR, COMMACK, NY 11725-1785 |
| Document Number | 0231730995 |
| Instrument Date | May 20, 2020 |
| Transaction Type | Mortgage |
| Record Updated | Mar 8, 2021 |
| Title Company | NOT AVAILABLE |
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 7 JILL DR COMMACK NY 117251785, COMMACK, NY 11725-1785 |
| Document Number | 0231730995 |
|---|---|
| Date | Sep 16, 2020 |
| Book Page | 023173/000995 |
| Name | TIAA FSB |
|---|---|
| Address | JACKSONVILLE, FL 32202 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Sep 15, 2050 |
| Rate Type | Fixed Rate |
|---|---|
| Rate | 3.37% |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | SUFFOLK NY |
| Recording Date | Jun 6, 2017 |
| Property Address | 7 JILL DR, COMMACK, NY 11725-1785 |
| Document Number | 0129150472 |
| Book / Page | 012915 / 000472 |
| Instrument Date | May 25, 2017 |
| Transaction Type | Transfer |
| Record Updated | Jan 13, 2020 |
| Title Company | COMMUNITY ABSTRACT CORPORATION, COMMUNITY ABSTRACT CORP. |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $2,520.00 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 139 PADDINGTON CIR SMITHTOWN NY 117875905, SMITHTOWN, NY 11787-5905 |
| Document Number | 228230780 |
|---|---|
| Date | Jun 6, 2017 |
| Book Page | 022823/000780 |
| Name | EVERBANK |
|---|---|
| Type | Bank |
| Address | ISLANDIA, NY 11749 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jun 5, 2047 |
Source: Suffolk County and Smithtown Town assessment roll, as of August 11, 2026
| Type | Name |
|---|---|
| State | New York |
| County | Suffolk County |
| County Subdivision | Smithtown Town |
| Unified School District | Commack Union Free School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $7,260 (-) Land $425 Building $6,835 | $907,500 (+10,774.78%) Land $53,125 Building $854,375 | |
| 2024 | $17,505.00 | ||
| 2023 | $7,260 Land $425 Building $6,835 | $8,345 Land $489 Building $7,856 |
Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective September 18, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 3 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 99.1% of the US · lower than 99.2% of New York |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | SUFFOLK COUNTY WATER AUTHORITY serves 1,100,000 people · EPA ID NY5110526 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Jan 2024 |
| Lead | 1 ppb (2025–2027) action level 15 ppb |
| Water Quality | Asbestos resolved · Jul 2020 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 278 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Verizon Fiber | 2,300 / 2,300 |
| Optimum Cable · Fiber in parts of the area | 940 / 35 |
| T-Mobile Fixed Wireless | 100 / 20 |
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