12 Jill Dr, Commack, NY 11725 Property Records

Suffolk County and Smithtown Town property record for 12 Jill Dr, Commack, NY 11725

Property Summary

Property TypeSingle Family Home
Details4 bd · 2.5 ba · 2,564 sqft · built 1989
Lot Size0.39 acres (16,988 sqft)
OwnerIndividual Name on Record
Last Sale$690,000 (May 2009)
Tax Bill$23,270 (2024)
Deeds & MortgagesFeb 2022 Refinance
Jul 2021 Sale
+ 2 more
Flood ZoneZone X (minimal risk)
APN473489 43.2-2-20

Property Details

APN / Parcel Number

Primary APN473489 43.2-2-20
Alternative APNs
  • 0800-043.02-02.00-020.000
  • 348904300200020200000000
  • 47340011416

Interior

Bedrooms4 Beds
Full Baths2.5 Baths
Half Baths1 Half Bath
Stories2 Stories
Building Area2,564 sqft Living Area
Gross Area3,004 sqft
1st Floor Area1,380 sqft
2nd Floor Area1,184 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1989
Effective Year BuiltEffective 1989
Architectural StyleColonial
Exterior MaterialBrick
Lot Area16,988 sqft (0.39 acres)
Garage TypeAttached
Garage Area440 sqft
Parking Spaces2 Parking Spaces
Pool Area544 sqft
Shed1 Shed
Shed Area80 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemHVAC
Heating FuelGas

Location & Zoning

Street Address12 JILL DR
CityCOMMACK
StateNY
Zip11725-1787
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal Description3-99326.6 TC-51 TIMBER RIDGE @ COMMACK SELOT 235 *8409
Legal SubdivisionTIMBER RDG/COMMACK SEC 5
Legal Block2
Legal Lot Number20
JurisdictionSUFFOLK NY
Township / Civil DivisionSMITHTOWN
Census Block Group2
Census Block2007
Census Tract135103

Owner

Source: Suffolk County and Smithtown Town records, as of August 11, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of RecordIndividual Name on Record
Mailing Address12 JILL DR, COMMACK, NY 11725-1787
OccupancyOwner Occupied
Owner TypeIndividual
VestingIndividual(s)

Deeds, Mortgages & Sale History

DateDocument
Feb 25, 2022Deed of Trust, Mortgage · Stand-Alone Refinance
WELLS FARGO BANK NA
Jul 28, 2021Deed, Transfer
Oct 10, 2016Deed of Trust, Mortgage · Conventional Mortgage
WELLS FARGO BK
Jan 9, 2017Loan Modification, Consolidation and Extension, Mortgage · Conventional Mortgage
WELLS FARGO BK

Assessor's Deed Record

Deed NamesName on Deed
Last SaleMay 6, 2009 · Amount on Record
Deed SaleMay 6, 2009 · Amount on Record
Deed Book / Page12587 / 381
Last Transfer DateJun 9, 2021
Record UpdatedSep 20, 2026

February 2022: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSUFFOLK NY
Property Address12 JILL DR, COMMACK, NY 11725-1787
Transaction TypeMortgage
Record UpdatedMay 17, 2022

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0233850739
DateFeb 25, 2022
Book Page23385/739
InstrumentDM067547
Lender
NameWELLS FARGO BANK NA
TypeBank
Agreement
TypeStand-Alone Refinance
AmountAmount Recorded
Term169 Months
DueMar 1, 2036

July 2021: Deed, Transfer

Document TypeDeed
JurisdictionSUFFOLK NY
Recording DateJul 28, 2021
Property Address12 JILL DR, COMMACK, NY 11725-1787
Document Number0131130819
Book / Page13113 / 819
Instrument DateJun 9, 2021
Transaction TypeTransfer
Record UpdatedAug 31, 2021

Transaction

Tax$0.00
Amount AccuracyNo Consideration Stated
Additional
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name

October 2016: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSUFFOLK NY
Property Address12 JILL DR, COMMACK, NY 11725-1787
Document Number0227750869
Instrument DateOct 10, 2016
Transaction TypeMortgage
Record UpdatedAug 20, 2018
Title CompanyFIRST AMERICAN TITLE, FIRST AMERICAN TITLE INSURANCE

Transferred To (Grantee/Buyer)

NameVerified Name
Address12 JILL DR COMMACK NY 117251787, COMMACK, NY 11725-1787

Mortgage

Document Number0227750869
DateJan 9, 2017
Book Page022775/000869
Lender
NameWELLS FARGO BK
AddressSIOUX FALLS, SD 57104
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term240 Months
DueJan 8, 2037

January 2017: Loan Modification, Consolidation and Extension, Mortgage

Document TypeLoan Modification, Consolidation and Extension
JurisdictionSUFFOLK NY
Recording DateJan 9, 2017
Property Address12 JILL DR, COMMACK, NY 11725-1787
Document Number0227750870
Book / Page022775 / 000870
Instrument DateOct 10, 2016
Transaction TypeMortgage
Record UpdatedJan 14, 2020
Title CompanyFIRST AMERICAN TITLE, FIRST AMERICAN TITLE & ESCROW

Transferred To (Grantee/Buyer)

NameVerified Name
Address12 JILL DR COMMACK NY 117251787, COMMACK, NY 11725-1787

Mortgage

Document Number227750870
DateJan 9, 2017
Book Page022775/000870
Lender
NameWELLS FARGO BK
TypeBank
AddressMINNEAPOLIS, MN 55467-8000
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term240 Months
DueJan 8, 2037
Interest
Rate TypeFixed Rate
Rate3.5%

Tax Assessment & Valuation

Source: Suffolk County and Smithtown Town assessment roll, as of August 11, 2026

Property Jurisdictions

TypeName
StateNew York
CountySuffolk County
County SubdivisionSmithtown Town
Unified School DistrictCommack Union Free School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$8,265 (-3.33%) Land $425 Building $7,840$1,033,125 (+10,412.06%) Land $53,125 Building $980,000
2024$23,270.00
2023$8,550 Land $425 Building $8,125$9,828 Land $489 Building $9,339

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective September 18, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies3 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 96% of the US · lower than 95% of New York
Wildfire LikelihoodUnder 0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemSUFFOLK COUNTY WATER AUTHORITY
serves 1,100,000 people · EPA ID NY5110526
Water SourceGroundwater
Last State InspectionJan 2024
Lead1 ppb (2025–2027)
action level 15 ppb

Violations Reported to EPA

Water QualityAsbestos
resolved · Jul 2020
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 278 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Verizon
Fiber
2,300 / 2,300
Optimum
Cable · Fiber in parts of the area
940 / 35
T-Mobile
Fixed Wireless
100 / 20

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