Middlesex County and Reading Town property record for 7 Jefferson Cir, Reading, MA 01867
| Property Type | Single Family Home |
|---|---|
| Details | 5 bd · 3 ba · 2,970 sqft · built 1987 |
| Lot Size | 0.461 acres (20,068 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $300,000 (Apr 1993) |
| Tax Bill | $13,551 (2025) |
| Deeds & Mortgages | Dec 2023 Transfer Dec 2016 Line of Credit |
| Flood Zone | Zone X (minimal risk) |
| APN | READ M:040.0-0000-0142.0 |
| Primary APN | READ M:040.0-0000-0142.0 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 5 Beds |
|---|---|
| Full Baths | 3 Baths |
| Total Rooms | 8 Rooms |
| Stories | 2 Stories |
| Building Area | 2,970 sqft Living Area |
| Gross Area | 4,752 sqft |
| Basement Area | 1,530 sqft |
| Unfinished Basement | 1,530 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1987 |
|---|---|
| Effective Year Built | Effective 1987 |
| Architectural Style | Colonial |
| Exterior Material | Wood Siding |
| Construction Type | Frame |
| Roof Type | Hip |
| Roof Material | Asphalt |
| Lot Area | 20,068 sqft (0.461 acres) |
| Garage Type | Basement |
| Parking Spaces | 2 Parking Spaces |
| Heating System | Hot Water |
|---|---|
| Heating Fuel | Oil |
| Account Number | 1640000000160 |
|---|---|
| Street Address | 7 JEFFERSON CIR |
| City | READING |
| State | MA |
| Zip | 01867-1312 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | S20 |
| Jurisdiction | READING MA |
| Township / Civil Division | READING |
| Census Block Group | 1 |
| Census Block | 1012 |
| Census Tract | 334300 |
Source: Middlesex County and Reading Town records, as of July 20, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 7 JEFFERSON CIR, READING, MA 01867-1312 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Tenants by the Entirety |
| Date | Document |
|---|---|
| Dec 27, 2023 | Quit Claim Deed, Transfer Quitclaim |
| Dec 9, 2016 | Deed of Trust, Mortgage · Line of Credit BANK OF AMERICA |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Apr 20, 1993 · Amount on Record |
| Deed Sale | Apr 20, 1993 · Amount on Record |
| Deed Book / Page | 1109 / 114 |
| Last Transfer Date | Dec 19, 2023 |
| Transfer Doc | 0001949565 |
| Record Updated | Sep 20, 2026 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | READING MA |
| Recording Date | Dec 27, 2023 |
| Property Address | 7 JEFFERSON CIR, READING, MA 01867-1312 |
| Document Number | 0001949565 |
| Instrument Date | Dec 19, 2023 |
| Instrument | 1949565 |
| Transaction Type | Transfer |
| Record Updated | Jan 12, 2024 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Tenants by the Entirety |
| Address | 7 JEFFERSON CIR, READING, MA 01867-1312 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | READING MA |
| Property Address | 7 JEFFERSON CIR, READING, MA 01867-1312 |
| Document Number | 0001751298 |
| Instrument Date | Dec 9, 2016 |
| Transaction Type | Mortgage |
| Record Updated | Aug 15, 2018 |
| Name | Verified Name |
|---|---|
| Relationship | Personal Trust |
| Document Number | 0001751298 |
|---|---|
| Date | Jan 10, 2017 |
| Instrument | 1751298 |
| Name | BANK OF AMERICA |
|---|---|
| Type | Bank |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jan 9, 2047 |
| Rate Type | Adjustable Rate |
|---|
Source: Middlesex County and Reading Town assessment roll, as of April 14, 2026
| Type | Name |
|---|---|
| State | Massachusetts |
| County | Middlesex County |
| County Subdivision | Reading Town |
| Unified School District | Reading School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $13,551.00 (-1.21%) | $1,189,700 (+1.65%) Land $565,400 Building $624,300 | $1,185,220 (-0.87%) |
| 2024 | $13,717.00 (+6.28%) | $1,170,400 (+14.16%) Land $556,200 Building $614,200 | $1,195,575 |
| 2023 | $12,907.00 | $1,025,200 Land $487,200 Building $538,000 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective September 10, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 1 in force |
| Nearby Flood Claims | 2 (1982–2010) |
| Claims Outside the SFHA | 1 of 2 |
| Most Recent Claim | Mar 2010 · Severe Storms And Flooding |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 57% of Massachusetts |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | READING WATER DEPARTMENT (MWRA) serves 26,262 people · EPA ID MA3246000 |
|---|---|
| Water Source | Purchased surface water from MWRA |
| Last State Inspection | Nov 2023 |
| Lead | 8 ppb (2021–2023) action level 15 ppb |
| Water Quality | E. coli not recorded as resolved · Oct 2019 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 264 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
| Verizon Fiber | 980 / 880 |
| T-Mobile Fixed Wireless | 100 / 20 |
5G (outdoors only) and 4G LTE
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