10 Jefferson Cir, Reading, MA 01867 Property Records

Middlesex County and Reading Town property record for 10 Jefferson Cir, Reading, MA 01867

Property Summary

Property Type	Single Family Home
Details	4 bd · 2.5 ba · 4,277 sqft · built 1987
Lot Size	0.473 acres (20,595 sqft)
Owner	2 Trust Names on File
Tax Bill	$14,369 (2026)
Deeds & Mortgages	Jun 2021 Refinance Sep 2021 Refinance + 4 more
Flood Zone	Zone X (minimal risk)
APN	`READ M:040.0-0000-0141.0`

Property Details

APN / Parcel Number

Primary APN	`READ M:040.0-0000-0141.0`
Alternative APNs	`M:040.0=0000=0141.0` `1640000000150` `1640000000`

Interior

Bedrooms	4 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	8 Rooms
Stories	2 Stories
Building Area	4,277 sqft Living Area
Gross Area	4,998 sqft
Basement Area	1,767 sqft
Unfinished Basement	442 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1987
Effective Year Built	Effective 1987
Architectural Style	Colonial
Exterior Material	Wood Siding
Construction Type	Frame
Roof Type	Gable
Roof Material	Asphalt
Lot Area	20,595 sqft (0.473 acres)
Garage Type	Basement
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Heating System	Hot Water
Heating Fuel	Oil

Location & Zoning

Account Number	1640000000150
Street Address	10 JEFFERSON CIR
City	READING
State	MA
Zip	01867-1368
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	S20
Jurisdiction	READING MA
Township / Civil Division	READING
Census Block Group	1
Census Block	1012
Census Tract	334300

Owner

10 Jefferson Cir is owner-occupied and held in a trust since April 2018.

Source: Middlesex County and Reading Town records, as of October 20, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Trust Names on File
Mailing Address	10 JEFFERSON CIR, READING, MA 01867-1368
Occupancy	Owner Occupied
Owner Type	Company
Vesting	Trust

Deeds, Mortgages & Sale History

Date	Document
Jun 10, 2021	Deed of Trust, Mortgage · Stand-Alone Refinance BANK OF AMERICA NA
Sep 1, 2021	Deed of Trust, Mortgage · Stand-Alone Refinance BANK OF AMERICA NA
Sep 1, 2021	Deed of Trust, Mortgage · Stand-Alone Refinance BANK OF AMERICA NA
Jun 10, 2021	Deed of Trust, Mortgage · Stand-Alone Refinance BANK OF AMERICA NA
Mar 24, 2020	Deed of Trust, Mortgage WILLIAM RAVEIS MTG
Apr 19, 2018	Quit Claim Deed, Transfer Quitclaim

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Apr 19, 2018
Deed Sale	Apr 19, 2018
Prior Sale	Jun 10, 2014 · Amount on File
Transfer Doc	1040-27
Record Updated	Oct 29, 2026

June 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	READING MA
Property Address	10 JEFFERSON CIR, READING, MA 01867-1368
Transaction Type	Mortgage
Record Updated	Apr 2, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0001882775
Date	Jun 10, 2021
Instrument	1882775

Lender

Name	BANK OF AMERICA NA
Type	Bank

Agreement

Type	Stand-Alone Refinance
Amount	Amount on Record
Term	361 Months
Due	Jul 1, 2051

September 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	READING MA
Property Address	10 JEFFERSON CIR, READING, MA 01867-1368
Transaction Type	Mortgage
Record Updated	Apr 2, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0001892283
Date	Sep 1, 2021
Instrument	1892283

Lender

Name	BANK OF AMERICA NA
Type	Bank

Agreement

Type	Stand-Alone Refinance
Amount	Amount on Record
Term	361 Months
Due	Oct 1, 2051

September 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	READING MA
Property Address	10 JEFFERSON CIR, READING, MA 01867-1368
Transaction Type	Mortgage
Record Updated	Sep 17, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	1892283
Date	Sep 1, 2021
Instrument	1892283

Lender

Name	BANK OF AMERICA NA
Type	Bank

Agreement

Type	Stand-Alone Refinance
Amount	Amount on Record
Term	361 Months
Due	Oct 1, 2051

June 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	READING MA
Property Address	10 JEFFERSON CIR, READING, MA 01867-1368
Transaction Type	Mortgage
Record Updated	Aug 18, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	1882775
Date	Jun 10, 2021
Instrument	1882775

Lender

Name	BANK OF AMERICA NA
Type	Bank

Agreement

Type	Stand-Alone Refinance
Amount	Amount on Record
Term	361 Months
Due	Jul 1, 2051

March 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	READING MA
Property Address	10 JEFFERSON CIR, READING, MA 01867-1368
Document Number	0001839385
Instrument Date	Mar 24, 2020
Transaction Type	Mortgage
Record Updated	Jun 24, 2021
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Personal Trust
Address	10 JEFFERSON CIR READING MA 018671368, READING, MA 01867-1368

Mortgage

Document Number	0001839385
Date	Mar 31, 2020
Instrument	1839385

Lender

Name	WILLIAM RAVEIS MTG
Type	Mortgage Company

Agreement

Amount	Amount on Record
Term	360 Months
Due	Mar 30, 2050

April 2018: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	READING MA
Recording Date	Apr 19, 2018
Property Address	10 JEFFERSON CIR, READING, MA 01867-1368
Document Number	0000085812
Instrument Date	Apr 19, 2018
Instrument	85812
Transaction Type	Transfer
Record Updated	May 8, 2018

Transaction

Tax	$0.00
Additional	Quitclaim

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Personal Trust
Address	10 JEFFERSON CIR READING MA 018671368, READING, MA 01867-1368

Tax Assessment & Valuation

The 2026 property tax bill for 10 Jefferson Cir was $14,369, up 0.9% from the year before.

Source: Middlesex County and Reading Town assessment roll, as of April 14, 2026

Property Jurisdictions

Type	Name
State	Massachusetts
County	Middlesex County
County Subdivision	Reading Town
Unified School District	Reading School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$14,369.00 (+0.91%)	$1,311,000 (+4.87%) Land $626,500 Building $683,900	$1,445,287 (+13.53%)
2025	$14,239.00 (-1.21%)	$1,250,100 (+1.65%) Land $597,400 Building $652,700	$1,273,000 (-1.28%)
2024	$14,413.00 (+6.26%)	$1,229,800 (+14.15%) Land $587,700 Building $642,100	$1,289,530
2023	$13,564.00	$1,077,400 Land $514,800 Building $562,600

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 10 Jefferson Cir in Zone X, an area of minimal flood risk, though there have been 2 flood claims nearby since 1982.

Source: FEMA National Flood Hazard Layer, effective September 10, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force
Nearby Flood Claims	2 (1982–2010)
Claims Outside the SFHA	1 of 2
Most Recent Claim	Mar 2010 · Severe Storms And Flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 10 Jefferson Cir is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 57% of Massachusetts
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	READING WATER DEPARTMENT (MWRA) serves 26,262 people · EPA ID MA3246000
Water Source	Purchased surface water from MWRA
Last State Inspection	Nov 2023
Lead	8 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	E. coli not recorded as resolved · Oct 2019
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 264 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Verizon Fiber	980 / 880
T-Mobile Fixed Wireless	100 / 20

Cell Coverage

5G (outdoors only) and 4G LTE

Nearby Properties on Jefferson Cir

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures