7 Jay St, Seneca Falls, NY 13148 Property Records

Seneca County and Seneca Falls Town property record for 7 Jay St, Seneca Falls, NY 13148

Property Summary

Property TypeSingle Family Home
Details3 bd · 1 ba · 1,740 sqft · built 1958
Lot Size0.7 acres (30,492 sqft)
Owner2 Company Names on Record
Tax Bill$4,493 (2026)
Deeds & MortgagesJul 2019 Refinance
Apr 2020 Refinance
APN453289 13-1-10

Property Details

APN / Parcel Number

Primary APN453289 13-1-10
Alternative APN
  • 45320101300000010010000000

Interior

Bedrooms3 Beds
Full Baths1 Bath
Stories1 Story
Building Area1,740 sqft Living Area
1st Floor Area1,248 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1958
Effective Year BuiltEffective 1990
Architectural StyleCape Cod
Exterior MaterialAluminum/Vinyl
Lot Area30,492 sqft (0.7 acres)
Lot Dimensions163 ft deep x 175 ft wide
Garage TypeAttached
Garage Area312 sqft
Parking Spaces1 Parking Space
PorchSlab
Shed1 Shed

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemCentral
Heating FuelGas
SewerMunicipal
Water SourceCommercial

Location & Zoning

Street Address7 JAY ST
CitySENECA FALLS
StateNY
Zip13148-1627
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeR-1
Legal Block1
Legal Lot Number10.000
JurisdictionSENECA NY
Township / Civil DivisionSENECA FALLS
Census Block Group1
Census Block1004
Census Tract950300

Owner

Source: Seneca County and Seneca Falls Town records, as of September 23, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Company Names on Record
Mailing Address7 JAY ST, SENECA FALLS, NY 13148-1627
OccupancyOwner Occupied
Owner TypeCompany
VestingTrust

Deeds, Mortgages & Sale History

DateDocument
Jul 17, 2019Deed of Trust, Mortgage · Stand-Alone Refinance
ELMIRA SAVINGS BANK FSB
Apr 10, 2020Deed of Trust, Mortgage · Stand-Alone Refinance
COMMUNITY BANK NA

Assessor's Deed Record

Deed Names2 Names on Deed
Last Transfer DateOct 9, 2010
Transfer Doc0000000824/000000027
Record UpdatedOct 29, 2026

July 2019: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSENECA NY
Property Address7 JAY ST, SENECA FALLS, NY 13148-1627
Transaction TypeMortgage
Record UpdatedFeb 5, 2021

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number1709/261
DateJul 17, 2019
Book Page1709/261
Instrument45280
Lender
NameELMIRA SAVINGS BANK FSB
TypeBank
Agreement
TypeStand-Alone Refinance
AmountAmount Recorded
Term349 Months
DueAug 1, 2048

April 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSENECA NY
Property Address7 JAY ST, SENECA FALLS, NY 13148-1627
Transaction TypeMortgage
Record UpdatedFeb 5, 2021
Title CompanyCHICAGO TITLE

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number1741/88
DateApr 10, 2020
Book Page1741/88
Instrument48390
Lender
NameCOMMUNITY BANK NA
TypeBank
Agreement
TypeStand-Alone Refinance
AmountAmount Recorded
Term241 Months
DueMay 1, 2040

Tax Assessment & Valuation

Source: Seneca County and Seneca Falls Town assessment roll, as of May 14, 2026

Property Jurisdictions

TypeName
StateNew York
CountySeneca County
County SubdivisionSeneca Falls Town
Unified School DistrictSeneca Falls Central School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$4,493.00 (+6.39%) Homeowner's exemption Disabled Person's exemption Senior Citizen's exemption Veteran's exemption
2025$4,223.00 (+143.68%)$153,000 (-) Land $22,500 Building $130,500$168,132 (+9.89%) Land $24,725 Building $143,407
2023$153,000 Land $22,500 Building $130,500$153,000 Land $22,500 Building $130,500
2019$1,733.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneNot on file
Nearby Flood Policies4 in force
Nearby Flood Claims1 (2023)
Most Recent ClaimApr 2023 · river or lake flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 96% of the US · lower than 95% of New York
Wildfire LikelihoodUnder 0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemSENECA FALLS
serves 9,400 people · EPA ID NY4901198
Water SourceSurface water
Last State InspectionNov 2025
Lead2 ppb (2026)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 241 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
GoNetspeed
Fiber
2,000 / 2,000
Spectrum
Cable
1,000 / 1,000
Verizon
Fixed Wireless
300 / 20
CBN
Fixed Wireless · not low latency
100 / 100
T-Mobile
Fixed Wireless
100 / 20

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