1 Jay St, Seneca Falls, NY 13148 Property Records

Seneca County and Seneca Falls Town property record for 1 Jay St, Seneca Falls, NY 13148

Property Summary

Property TypeSingle Family Home
Details2 bd · 1 ba · 1,120 sqft · built 1975
Lot Size0.22 acres (9,583 sqft)
OwnerIndividual Name on Record
Last Sale$150,000 (Apr 2026)
Tax Bill$2,956 (2026)
Deeds & MortgagesSep 2020 Refinance
Jul 2019 Refinance
+ 5 more
APN453289 13-1-14

Property Details

APN / Parcel Number

Primary APN453289 13-1-14
Alternative APN
  • 45320101300000010140000000

Interior

Bedrooms2 Beds
Full Baths1 Bath
Stories1 Story
Building Area1,120 sqft Living Area
1st Floor Area1,120 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1975
Effective Year BuiltEffective 1990
Architectural StyleRanch
Exterior MaterialWood
Foundation TypeSlab (Mat/Raft)
Lot Area9,583 sqft (0.22 acres)
Lot Dimensions66 ft deep x 135 ft wide
Garage TypeAttached
Garage Area364 sqft
Parking Spaces1 Parking Space
PorchSlab
Porch Area20 sqft

Utilities, Heating & Cooling

Heating SystemForced Air with A/C
Heating FuelOil
SewerMunicipal
Water SourceCommercial

Location & Zoning

Street Address1 JAY ST
CitySENECA FALLS
StateNY
Zip13148-1606
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeR-1
Legal Block1
Legal Lot Number14.000
JurisdictionSENECA NY
Township / Civil DivisionSENECA FALLS
Census Block Group1
Census Block1005
Census Tract950300

Owner

Source: Seneca County and Seneca Falls Town records, as of September 23, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Mailing Address193 WILLIAM ST, GENEVA, NY 14456-2553
Owner TypeIndividual
VestingIndividual(s)

Deeds, Mortgages & Sale History

DateDocument
Sep 25, 2020Deed of Trust, Mortgage · Stand-Alone Refinance
THE COMMUNITY BANK
Jul 19, 2019Deed of Trust, Mortgage · Stand-Alone Refinance
1ST PRIORITY MORTGAGE INC
Apr 21, 2026Warranty Deed, Transfer · Stand-Alone First Mortgage
AMERICAN NBRHD MORTGAGE ACCPTNC
Sep 25, 2020Deed of Trust, Mortgage · Stand-Alone Refinance
THE COMMUNITY BANK
Jul 19, 2019Deed of Trust, Mortgage · Stand-Alone Refinance
1ST PRIORITY MORTGAGE INC
Apr 25, 2018Deed, Transfer
Jan 30, 2014Executor's Deed, Transfer
PENTAGON FEDERAL CREDIT UNION

Assessor's Deed Record

Deed NamesName on Deed
Last SaleApr 21, 2026 · Amount on Record
Deed SaleApr 21, 2026 · Amount on Record
Prior SaleApr 25, 2018 · Amount on Record
Deed Book / Page1140 / 193
Record UpdatedOct 29, 2026

September 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSENECA NY
Property Address1 JAY ST, SENECA FALLS, NY 13148-1606
Transaction TypeMortgage
Record UpdatedMay 13, 2026

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number001767/179
DateSep 25, 2020
Book Page1767/179
Instrument50378
Lender
NameTHE COMMUNITY BANK
Agreement
TypeStand-Alone Refinance
AmountAmount Recorded
Term241 Months
DueOct 1, 2040

July 2019: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSENECA NY
Property Address1 JAY ST, SENECA FALLS, NY 13148-1606
Transaction TypeMortgage
Record UpdatedMay 13, 2026

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0001710/61
DateJul 19, 2019
Book Page1710/61
Instrument45311
Lender
Name1ST PRIORITY MORTGAGE INC
TypeMortgage Company
Agreement
TypeStand-Alone Refinance
AmountAmount Recorded
Term349 Months
DueAug 1, 2048

April 2026: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionSENECA NY
Recording DateApr 21, 2026
Property Address1 JAY ST, SENECA FALLS, NY 13148-1606
Document Number001140/193
Book / Page1140 / 193
Instrument DateApr 2, 2026
Instrument2026.74093
Transaction TypeTransfer
Record UpdatedMay 15, 2026

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$0.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address193 WILLIAM ST, GENEVA, NY 14456-2553
InvestorPossibly a Property Investor

Mortgage

DateApr 21, 2026
Lender
NameAMERICAN NBRHD MORTGAGE ACCPTNC
Agreement
TypeStand-Alone First Mortgage
AmountAmount Recorded
Term360 Months
DueMay 1, 2056
Interest
Rate6%
Max Rate-1%

September 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSENECA NY
Property Address1 JAY ST, SENECA FALLS, NY 13148-1606
Transaction TypeMortgage
Record UpdatedFeb 5, 2021

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number1767/179
DateSep 25, 2020
Book Page1767/179
Instrument50378
Lender
NameTHE COMMUNITY BANK
Agreement
TypeStand-Alone Refinance
AmountAmount Recorded
Term241 Months
DueOct 1, 2040

July 2019: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSENECA NY
Property Address1 JAY ST, SENECA FALLS, NY 13148-1606
Transaction TypeMortgage
Record UpdatedFeb 5, 2021

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number1710/61
DateJul 19, 2019
Book Page1710/61
Instrument45311
Lender
Name1ST PRIORITY MORTGAGE INC
TypeMortgage Company
Agreement
TypeStand-Alone Refinance
AmountAmount Recorded
Term349 Months
DueAug 1, 2048

April 2018: Deed, Transfer

Document TypeDeed
JurisdictionSENECA NY
Recording DateApr 25, 2018
Property Address1 JAY ST, SENECA FALLS, NY 13148-1606
Document Number000969/171
Book / Page969 / 171
Transaction TypeTransfer
Record UpdatedMay 12, 2022

Transaction

AmountAmount Recorded
Tax$0.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address1 JAY ST, SENECA FALLS, NY 13148-1606

January 2014: Executor's Deed, Transfer

Document TypeExecutor's Deed
JurisdictionSENECA NY
Recording DateJan 30, 2014
Property Address1 JAY ST, SENECA FALLS, NY 13148-1606
Document Number0000000885/0000000254
Book / Page0000000885 / 0000000254
Instrument DateJan 30, 2014
Transaction TypeTransfer
Record UpdatedMay 12, 2022
Title CompanyCHRISTI MILLER

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$0.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address1 JAY ST, SENECA FALLS, NY 13148-1606

Mortgage

Document Number0000001487/0000000142
DateJan 30, 2014
Book Page0000001487/0000000142
Lender
NamePENTAGON FEDERAL CREDIT UNION
TypeCredit Union
Agreement
AmountAmount Recorded
Term180 Months
DueJan 1, 2029

Tax Assessment & Valuation

Source: Seneca County and Seneca Falls Town assessment roll, as of May 14, 2026

Property Jurisdictions

TypeName
StateNew York
CountySeneca County
County SubdivisionSeneca Falls Town
Unified School DistrictSeneca Falls Central School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$2,956.00 (+6.56%)
2025$2,774.00 (+118.77%)$95,000 (-) Land $12,400 Building $82,600$104,396 (+9.89%) Land $13,626 Building $90,770
2023$95,000 Land $12,400 Building $82,600$95,000 Land $12,400 Building $82,600
2019$1,268.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneNot on file
Nearby Flood Policies4 in force
Nearby Flood Claims1 (2023)
Most Recent ClaimApr 2023 · river or lake flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 96% of the US · lower than 95% of New York
Wildfire LikelihoodUnder 0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemSENECA FALLS
serves 9,400 people · EPA ID NY4901198
Water SourceSurface water
Last State InspectionNov 2025
Lead2 ppb (2026)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 241 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
GoNetspeed
Fiber
2,000 / 2,000
Spectrum
Cable
1,000 / 1,000
Verizon
Fixed Wireless
300 / 20
CBN
Fixed Wireless · not low latency
100 / 100
T-Mobile
Fixed Wireless
100 / 20

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