7 James Ter, Towaco, NJ 07082 Property Records

Morris County and Montville Township property record for 7 James Ter, Towaco, NJ 07082

Property Summary

Property Type	Single Family Home
Details	4,842 sqft · built 1997
Lot Size	1 acres (43,560 sqft)
Owner	2 Individual Names on File
Last Sale	$885,000 (Nov 2020)
Tax Bill	$24,688 (2024)
Deeds & Mortgages	Nov 2020 Sale & Mortgage
APN	`21-00039-8-00002`

Property Details

APN / Parcel Number

Primary APN	`21-00039-8-00002`
Alternative APN	`2100039000800002`

Interior

Building Area	4,842 sqft Living Area

Exterior

Year Built	Built 1997
Effective Year Built	Effective 1997
Lot Area	43,560 sqft

Location & Zoning

Street Address	7 JAMES TER
City	TOWACO
State	NJ
Zip	07082-1281
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R43
Legal Subdivision	BUCKS RUNNE SEC 02
Legal Block	39.8
Legal Lot Number	2
Jurisdiction	MORRIS NJ
Township / Civil Division	MONTVILLE
Census Block Group	1
Census Block	1016
Census Tract	40801

Owner

7 James Ter is owned and occupied by two individuals who bought it in November 2020.

Source: Morris County and Montville Township records, as of July 9, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on File
Mailing Address	7 JAMES TER, TOWACO, NJ 07082-1281
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Nov 4, 2020 · Amount on File
Deed Sale	Nov 4, 2020 · Amount on File
Prior Sale	Aug 15, 1997 · Amount on File
Deed Document Number	202078801
Deed Book / Page	23919 / 969
Prior Transfer Date	May 31, 2007
Prior Transfer Doc	0208350004
Record Updated	Oct 29, 2026

November 2020: Deed, Transfer

Document Type	Deed
Jurisdiction	MORRIS NJ
Recording Date	Nov 4, 2020
Property Address	7 JAMES TER, TOWACO, NJ 07082-1281
Document Number	0239190969
Book / Page	23919 / 969
Instrument Date	Oct 8, 2020
Instrument	2020078801
Transaction Type	Transfer
Record Updated	Nov 4, 2021
Title Company	ANTHONY WAYNE TITLE AGCY LLC

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$3,950.50
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	56 WATERFORD DR, 56, MONTVILLE, NJ 07045-9187

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	7 JAMES TER, TOWACO, NJ 07082-1281

Mortgage

Document Number	2020078802
Date	Nov 4, 2020
Instrument	2020078802

Lender

Name	NEW JERSEY LENDERS CORP
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Nov 1, 2050

Tax Assessment & Valuation

Source: Morris County and Montville Township assessment roll, as of July 9, 2026

Property Jurisdictions

Type	Name
State	New Jersey
County	Morris County
County Subdivision	Montville Township
Unified School District	Montville Township School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$978,700 (-) Land $325,000 Building $653,700	$978,700 (-) Land $325,000 Building $653,700
2025		$978,700 Land $325,000 Building $653,700	$978,700 Land $325,000 Building $653,700
2024	$24,688.00
2023		$925,000 Land $325,000 Building $600,000	$925,000 Land $325,000 Building $600,000
2022	$23,763.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA has no flood map on file for 7 James Ter; there have been 1 flood claim nearby since 1984.

Source: FEMA National Flood Hazard Layer · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Not on file
Nearby Flood Policies	2 in force
Nearby Flood Claims	1 (1984)
Most Recent Claim	May 1984 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 7 James Ter is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 65% of New Jersey
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	MONTVILLE TWP MUA serves 22,000 people · EPA ID NJ1421003
Water Source	Purchased surface water from several systems
Last State Inspection	Feb 2026
Lead	2 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	Treatment failure not recorded as resolved · Aug 2025
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 43 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Verizon Fiber · Fixed Wireless in parts of the area	980 / 880
Optimum Cable · Fiber in parts of the area	940 / 35